It’s Premium Bonds draw day.

Between Mrs J-l and me we managed £775 … happy days.

Nowt for me, Mrs Dubs got £200, which is nice.

£50 on 10K. As I’ve had nothing for several months the average is still well down on what I’d get from my ordinary bank account. I live in hope.

Yep, I have just £10K in at the moment and haven’t had anything for 4 months so worse than bank account at £40 a month but then I can’t suddenly get £100K from my bank account (dreamers stance)

Me £100

Mrs Zip £25

Mrs zips mum £0

So £125 on £150000. Not brilliant is it?

£200 on 14k.

I was determined to pull it out after 3 dry months but only laziness has stopped me.

Maybe this month.

**** me!! 2 x £100, 1 x £50

Missed it as abroad but £50. Not a great return on a full pot.

£100 for me and £125 for SO – both with full pots

I’ve picked up £350,  and MrsLawman £100 this month. Happy enough with that, its a steady drip-drip each month between us.

£100.

First win in several months on a half-pot,

£300.

£150 here.

£75 Got a night out tonight with Glasgrav folk, which is now effectively FOC. Splendid.

Nowt (again!)

£100 here.  1st win for 8 or 9 months on £10k.

I have never had good news from Ernie until the day after all you lot who have won today.

So I get an extra 24hrs of hope!

And then there’s the time between the email and checking the account when you just dream big. And then the crushing £25 news.

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You can be disappointed earlier

£175 for me

£25 for my wife

Early retirement remains a dream

Wow! Managed to win 7 prizes! Grand total of £400, so it could be better, but that definitely is a record for me.

2 * £100 for me. I have already asked for a big chunk to be withdrawn so I can earn some interest for the next few months whilst rates are ok.

£50.

First win for a year and ironically in the month that I moved a few thousand out

I had about 10k in for a couple of years, currently down at around £1500.

I have never won a single penny…

£100 for me again, can’t complain

Bugger all here. I’ve doing ok overall but really no better than a decent easy access account would have got me.

I get the impression that fewer people announce their nil months than pipe up when they have a win which is understandable but does make Premium Bonds look a better prospect than they really are.

I get the impression that fewer people announce their nil months than pipe up when they have a win which is understandable but does make Premium Bonds look a better prospect than they really are.

For balance.. I’ve had maximum holding for 2 months… Not a bean!

I went 3 months no wins last year with max holding, sold them, just repurchased and running at 6% in 4 months.  100 quid today but had a welcome 500 recently.

**** all yet again

I’ve won every month this year but I’m shifting most of the money to a high interest account for the next 3 months. I’ll then refill the pb account just before the end of January so the short month of February where I’ll earn minimal interest but should make me eligible for the pb draw in March. Which is where I’ll win 2*£1000000 prizes as the randomised draw will pick 2 numbers next to each other. Winky eye emoji.