Seriously. I always err on the side of caution having had one set down to the metal and wreck a rotor, and hence I always carry spares with me on a ride. However, I've heard said that you can run them right down until the holes on the backing (pad wear indicators, allegedly?) wear through. Is this right? Because if you did that I'd have thought the spring that keeps them apart would foul and knacker the rotor, wouldn't it?
Second question – what does that spring do, apart from keep the pads apart to make it easier to replace a wheel. Apart from hassle, what's against running without the spring to try to squeeze a few more miles out of the pads?