@eurokidd – you really are hysterical on the photo imbedding.
Get the web address of the file including the filename and .jpg bit – that has to go into the popup which comes up with the IMG button or in fact you can just post is direct with [im] and [\img] at front and back of the file.
here is the address (from flickr with bit removed) for a photo of my bike at Mam Tor in Peak District, see if you can post it as a picture 🙂
http://farm9.staticflickr.com/8474/8110650468_e4b9665741_z.jpg