After living in what can be only described as ‘a house that needs a bit of work’ for the last two years and scrimping by to get work done, slowly, I bit the bullet a few weeks ago and took out a mahoosive loan, at a fantastic rate, to get everything bar the kitchen done. (I plan on doing the kitchen myself).
This may not sound like great news, but it is genuinely a life-changing decision for me, and one I can easily afford when I did the numbers.
I will have a life again (e.g I don’t want any friends or women around to see how I live!), I will be able to sit in a front room, and not and no be totally ashamed of my home when I step in or out of it, in case anyone sees me. Despite living in a relatively nice area, my house just looks shit and I feel guilty for my neighbours.
Debt is not to be something to be excited about, but what this £ will be able to do for me, is worth it and I feel so much better already just knowing I can do what is needed. (and obviously spaff loads on a woodburner 🙂 )
I feel in ‘control’ for once in this bloody house, if that makes any sense at all.