4 foot? surely thats more than ample room to get under and fit insulation from below. My parents house was insulated from below and its only 2-3ft headroom, i’m currently considering whether or not I can do my own house as in areas its around 400mm which I think may be possible just v awkward.
That said it depends on how much height in the room itself you can live with loosing as to what options you have for adding insulation above. You could replace the 9mm ply with a 15mm rigid insulation board and have a floating floor above it? If you’re going to the effort of lining the whole place in ply anyway couldn’t you lift the existing boards fit decent insulation then relay with a thicker ply instead of the old boards plus new ply?