right the money thing:
1. Gnless you are on amazing money you will get assistance from the state – child benefit, tax credits and your partner is entitled to 12 months maternity leave, 9 of it paid and her company will have an additional scheme in place where she'll get approx 90% of her salary for a set period.
2. Got a mortgage? take a mortgage holiday for 3/6 months
3. Start putting a few quid a week away now – it adds up
4. DO NOT stress about cots, pushchairs etc ebay is your friend and believe me there will be people queuing up to sell you stuff at cheap rates if you don't get everything from family and friends
Kids cost money, there's no getting away from it but you will get through, you will learn to budget far better than you do now and it will be alright.