BMC’s insurance has flitted round a few different Lloyd’s syndicates in the past few years
I’m interested Ned! 😉
I can’t find the link at the moment and you may already know the backstory, but a few of years ago a couple of climbers got off route in a bad storm in Italy and called for rescue. One was with AAC who paid out straight away. The other was with BMC whose underwriter tried to wriggle out on a technicality (they hadn’t been declared missing)
In a nutshell there was a big fuss over on ukclimbing.com with the BMC understandable concerned so from memory they paid up and changed underwriter.
I know what you mean about the Snowcard levels.
Thankfully my trips tend to be either cruising the groomers with the missus and staying inbounds, or clenching my buttocks following McNab …
This year though I had to go for ‘Extreme Adventure’ which makes me sound more ‘Radical’ than I am … 🙂
Edit … found it:
https://www.ukclimbing.com/forums/t.php?t=585185