if you wear baggies over lycra shorts just take the baggies off.
change into another top/jacket over your base layer.
+1, gets me through the winter.
That and a duffbag for lobing kit in as they’ve got a changeing mat built in. If I’m really bad then the above + dirtworker and a changeing towel I got for surfing (think poncho made from towel) to sit in on the way home.
Best feeling ever though is post ride at a trail center, getting showered and clean clothes before the netle stings, pedal scrapes, and lactic acid have stopped stinging. Only beaten by ordering chinese to be delivered to the tent!