Further to all of this , I have been looking at the Cayman and a few sensible options (i worry that the cayman would be fantastic for 10% of the time).
In that list is
BM£ 630d grand coupe
BMW 530d
BMW X5 3.0d
BMW X3 3.0d
I haven’t had my own car since i was 24 – so I have been looking at insurance. All cara are around the same value …
The Porsche is cheapest to insure (about 50% of the cost of others)
And the X3 is the most expensive. Why would an X3 (with the same engine ) be more expensive to insure that an X5?