So what is it? Best mate or brother in law? Hmmm. Or is this just another lie to me when the car was applied for?
Ling it doesn’t matter two cahoots what relationship he is to me, the fact is, YOU have HIS details as the proposer for the finance that he completed and an order form with the delivery address of mine.
I spoke to your staff to get the position on this before we were forced onto your LINGO system. There was no lies, no misleading and as I showed earlier on, you were fully aware someone else was proposing the finance. At the point that we had agreed a spec YOU clearly say Simon will have to propose it and if you care to look at your LINGO you’ll see that’s when the conversations with me stop, and they start with Simon… How hard is that to comprehend?? Nobody has hoodwinked anyone, we made the application on the basis of your employee’s advice. She place me on hold whilst she asked the question so i’m guessing she’s referred it to you..
Legally, as long as the car is insured correctly and he is in a position to indemnify the finance company if I couldn’t pay then there’s absolutely nothing wrong with this situation. It’s a contract hire deal, would Northgate (a proper company) be asking Northumbrian Water who’s going to be driving their contract hire vehicles??
If the Poop hit the fan and the payments were missed you’d be nowhere to be seen anyways, so please don’t pretend like someones tried to steal money out of your bank or defrauded you. You make £200 off each car to your own admission so let’s play down your involvement in this, you simply ring up your local dealer and pass on a lead to them.
Your attempts at trying to muddy the waters are getting futile now and a huge distraction from the fact that you have illegally offered a contract without a cooling off period. .
Re all these people suggesting the finance status of the person using the car is “OK” as long as the car is paid for.
It’s not OK.
Finance information to a finance company must be truthful. Dreadful things happen when people lie. It exposes people. Like lying on an insurance application.
The integrity of any system relies on people telling the truth.
If a finance company found out they were lied to, they would probably reject the finance and likely put a marker on a credit file.
Are you for real??? Knowing his stature and his net worth I somehow doubt he’s lied to the finance company. Every bit of info he’ll have provided would be checked anyways, so please, stop making this out to be some sort of fraud, it’s absolutely pathetic.
Errrr…. it was him who started this thread, not me.
I’m duty bound to provide truthful info, it’s not a matter of lying to a finance company until they are “satisfied” and then saying “DONE!”
Again, you’re clutching at straws and forming an opinion on nothing other than stupidity and bitterness. If his info was inaccurate or uncheckable then it wouldn’t have got through with a pass would it?
Your defamatory claims are seriously borderline libel now. You have ZERO basis to make these claims.
The truth here is your website gathers information on finance applications in a very dubious way and how you forward that info on is of great concern.
Ling does have a certain way with words, but if the OP wasn’t a serial chancer who **** people over and thinks it’s ok, he wouldn’t even be in this situation. He needs to knuckle down, pay his own debts off, stop living beyond his means and messing people round. Do all those things and he won’t face the wrath of people like Ling. Simple really.
excuse me?? serial chancer how **** people over?? You clearly don’t know me and on the basis I’ve cancelled a T6 because the salesman lied to me about lead times and i’ve bought an incorrect tablet in the past?
I don’t have any debt, not thats your business…. But tope marks for being a judgemental w-anchor
This has ran it’s course now, i’ve wasted a day defending the legal position and of course some fairly shitty judgemental comments from strangers who just want to put the spoon in.
The legal position has been established on here, via trading standards, CAB and a few generous STW legal eagles, so if this goes to court then it’ll be interesting to see the outcome. Either way thought, she’s getting a visit from trading standards cos A) they’re not happy she’s claiming to be supported by them and B) not happy she’s distance selling non bespoke vehicles and not offering a mandatory cooling off period.