Child benefit cuts

Well nothing has gone into our account for the last three months so looks like we’re not getting it anyway!

Well you should be getting child benefit so get claiming whilst you still can.

check your wife hasn’t got another account she is filling up before she does a runner… 😉

check your wife hasn’t got another account she is filling up before she does a runner

8)

if you’re earning more than £40k you don’t need it anyway! just buy a smaller house/car and you’ll still have pretty much the same lifestyle anyway or maybe shop at asda or tesco instead sainsbury or waitrose!
if you earn that kind of money you probably take home double what i earn as a single income family and i manage to get by so stop being greedy and quit your whinging! try thinking of those who are a lot bloody worse off than yourselves. sorry but it needs saying.

My wife keeps her maternity payments in her account and won’t tell me how much she has, meanwhile everything she buys goes on my credit card – humph.

To be honest I don’t think there is that much moaning though – just fair questions about how it will all work.

tiger_roach – Member
My wife keeps her maternity payments in her account and won’t tell me how much she has, meanwhile everything she buys goes on my credit card – humph.

You know what that’s called?….

if you’re earning more than £40k you don’t need it anyway! just buy a smaller house/car and you’ll still have pretty much the same lifestyle anyway or maybe shop at asda or tesco instead sainsbury or waitrose!
if you earn that kind of money you probably take home double what i earn as a single income family and i manage to get by so stop being greedy and quit your whinging!

I don’t see many others, other than the OP complaining. I’m happy for then to cease paying me it. We are over the threshold and we’ll still have a comfortable life without it. That said I’ve been happy to claim whilst the state has judged that universal benefits are part of its policy.

try thinking of those who are a lot bloody worse off than yourselves. sorry but it needs saying.

If you’re so upset get a better job, study harder, get more ambition. Haven’t you heard our glorious leader say that you should be trying to do better for yourself and your family? Bloody whining Proletariat 🙄

no ones moaned about cutting the benefit just that they have gone about it in a half arsed way

You know what that’s called?….

And that’s not all…I put money into an ISA for her which she promptly took out and lent to her Mum without telling me. I am doing something wrong aren’t I?!

tiger 0 yes – calling joint money your money!

I am doing something wrong aren’t I?!

You already know the answer to that 😯

tiger 0 yes – calling joint money your money!

Well my money’s joint and and what she has isn’t it seems. Anyway, if she ever passes her driving test she can buy her own car…oh flip I pay for her lessons too!

STD = sexually transmitted debt.

no ones moaned about cutting the benefit just that they have gone about it in a half arsed way

In other words those losing out are complaining that some other people aren’t also losing out.

“My” credit card – that she uses, “my” money – that you put into an Isa for

Nice caring sharing relationship.

Its either joint money – or she has no access to it. her

why moan about them going about in a half arsed way tho? isn’t that how they do everything? we should be used to it by now.
i am trying to do something about it but where are the better jobs? no -ones taking on! altho i’m not actually looking for a better job just trying to set something up so i can be my own boss but that takes time when you’re skint!.
ps, sorry for the earlier rant i know it’s not you guys who are moaning but it’s all i’ve heard all bloody day from those who can easily afford to lose it and yes i did tell them to shut the f++k up.

“My” credit card – that she uses, “my” money – that you put into an Isa for

Stop being a ****t! I pay for everything and she keeps her cash. I didn’t expect her to give some of it away to her Mum without asking.

can someone recap and summarise for me as I may be about to have a brain implosion cause it sounds dangerously like the tories are thinking of doing something worthwhile.

Elfinsafety – Member

Not really. The Excise and Tax revenue from tobacco is over £10 Billion per year. The estimated, not ‘estimated’ cost of treating people with smoking related illnesses costs about £5 Billion per year.

Tobacco duties is around £8.8bn according to the 2010 budget document.

The government have an interesting problem. Everyone is obsessed by this idea of fair. The trouble is one persons “fair” is another persons “stealing from my social group”. It’s why they throw the word around so much. Everybody wants a fair tax and benefits system it’s just that we don’t agree what fair is.

IMO they have made a difficult choice to remove child benefit from those who probably don’t need it. But to maximise the financial benefit they have done it in a simple way. Some people will lose out but it will save a huge amount on admin costs. I expect to see more of this type of decision making, especially when they start to introduce universal credit.

jonb – Member
The government have an interesting problem. Everyone is obsessed by this idea of fair. The trouble is one persons “fair” is another persons “stealing from my social group”. It’s why they throw the word around so much. Everybody wants a fair tax and benefits system it’s just that we don’t agree what fair is.

IMO they have made a difficult choice to remove child benefit from those who probably don’t need it. But to maximise the financial benefit they have done it in a simple way. Some people will lose out but it will save a huge amount on admin costs. I expect to see more of this type of decision making, especially when they start to introduce universal credit.

So they’ve done it because it’s easier for them, and sod those who lose thousands of pounds. Yep, sounds like the Tories to me.

Tobacco duties is around £8.8bn according to the 2010 budget document.

I was using the combined Excise Duty and VAT amounts as published here:

Tax Revenue from Tobacco

Furry muff.

Can’t read all that through but it seems quite a few people have missed the point (as usual). The issue is not about whether people on £ 45k need benefits (they probably shouldn’t have them), it’s about treating people equally and consistently, not attacking one small group (higher rate tax payers) because the general population will be happy with that. Typical political cowardice from politicians cushioned from the real world. If the government isn’t fair in it’s treatment of different groups in the same circumstances then it’s not setting much of an example for the rest of society.

If you want to change a benefit from universal to means tested as is being done here you have a simple choice – either a taper of a solid cut off / threshold.

Tapering is expensive to administer, a threshold is not = so they have gone for the threshold at a tax point which makes it cheap to administer. It will produce anomalies tho – thats just the way it is.

The main anomaly here is if you have multiple children and earn just under the cutoff a pay rise will make you significantly worse off

Similarly if at the moment you earn just over the cutoff you will lose thousands, but earn just under it you wont – thus the person just under the cuttoff will actually have more spending

However – as the only people affected are the riche earning doubnle the average wage then though titty!

However – as the only people affected are the riche earning doubnle the average wage then though titty!

Right up to that point it was a fairly intelligent post.

In this case it’s not a taper vs. cut off argument, it’s how you determine the cut off. Even then it’s a bit ironic when they whole gist of the rest of their benefits policy seems (sensibly) to be around a taper system to help people at the bottom end of the income scale who do make an effort. If the government won’t make an effort to be properly fair even though it’s difficult it sends a very bad message out to everyone else, be fair to people around you unless it gets a little bit difficult.

so £45 000 a year does not make you rich?

By Osbournes sums thats under a million people a year will be affected – 5% of the workforce? 10%?

I don’t think the richest few % of the country earners should be bleating about the loss of benefits do you? After all – wa are are all in this together 🙂

The could always bring in a tapered payment system, that takes account of a couples’ earnings not just one person.

Of course that costs money, so the taper would have to kick in much lower to pay for the admin…

I think you’ve all missed the point, its not easy to means-test anything.

Current CB is (usually) paid to the mum (or sole parent).

And now they have decided its to be based on household income (BTW does that include earning children?). So we’ll need to record who lives in a house and ‘join’ their income to get the household income.

Also if we earn too much this year, but a lower amount next year – do we have to re-apply – and at what point? When we’ve passed the year-end, of before when we think we might not earn?

And then if we earn more, do we pay it back?

As usual its a government implementing a policy based on ‘citizens’ working standard weeks/incomes – not reality. What about a Salesman who has a good year and a bonus after Christmas – that puts him over, does he need to repay the £700?

I met a black ex-miner in Cardiff, who had worked hard to earn over twice the average wage. He told me he couldn’t understand why he was getting child benefit. 🙂

44K a year is a lot of money. It is perfectly possible to keep a kid or two on that kind of wage even in London, let alone in the rest of the country.

I’m guessing from this that you’ve no kids and don’t live in the SE?

nob

Who is “richer”? Someone earning 45k with no savings and a big mortgage or someone earning 20k, but lives in a similar sized house with no mortgage because they inherited it and have a savings account with a huge balance?

Rich is defined by more than just earnings IMO.

my head hurst I agree with the tories, mind you its clever of them to come out with this first.

so £45 000 a year does not make you rich?

Not by a long stretch, especially if that’s your only household income. Is a household with 2 incomes of £ 22.5k rich, bet the individuals earning £ 22.5k don’t think of themselves as rich.

Put it into context, 3.5 times £ 45k is £157k, the average house price is currently around £ 225k so someone earning this can’t afford an average priced house without massively over extending themselves.

After all – wa are are all in this together

but once again we aren’t are we, the middle income earners who generally rely on the state for less are asked to fund everybody else.

The key to this whole argument is not whether people (or households)earning £ 45k a year should get benefits (they probably shouldn’t and whilst that’ll hurt me personally at some point in the future, it’d be difficult to argue for it), it’s about the way the Tories have hoodwinked people with the whole higher rate tax payer thing. They’ve really played to people’s prejudices (ever stopped to think that at least some people on higher incomes might just earn them through skills, experience, commitment, income generation, probably not, it’s way more fun to just be blindly prejudiced against people who are different).

Final thought, they’ve just sounded the death knell of universal benefits, probably rightly. That means one thing in the long run, the thresholds for who’s eligible will only go one way, down, doesn’t matter who’s in power.

anagallis_arvensis earlier…

😉

br

that system already exists for tax credits. Far from perfect admittedly but maybe the government should try and make a fair but comples system work better rather than just taking the easy option.

😯 3.2% less in take home, VAT up 2.5% in Jan.

As I understand it, all higher rate earners have to submit a tax return at year end. Child benefit will be paid as normal and will them be taken back through tax paid.

(It really annoys me that policies like this have me agreeing with the Tories.)