They are part of the Aviva group.
I was with Aviva and qmh were a lot cheaper, so I rang Aviva and asked why. It’s because they are internet only was the reply.
I used them to claim for my car accident and they were fantastic.
My fault accident at midday. Hire car arrived around 3. Claim settled and paid out about 5 days later. £2.5k more than I was expecting.
All done over the phone as well.
And about a month ago they rang me to say that they had underpaid me by £900 .
100% recommended, but get full cover with all the goodies.
Unfortunately thier renewal was massively over priced so I had to go elsewhere but I will would definitely go back to them if the prices become more realistic.