Travel / health insurance for Canada help please

I’m off to Canada in a few weeks for a couple of months.  I won’t be doing high risk stuff like DH MTBing or Skiing other than cross country.  I will be up in the arctic regions and medium risk stuff like trekking and hopefully filling a bucket list thing of riding a bike on the frozen river

any clues who to use for insurance?  I got totally lost while searching the net for companies

Any recommendations?  Ta folks

You need to think carefully about what you’re going to be doing. When I got frostbite in the US the insurance would only cover it if I was hiking – even something as sedate as snowshoeing (which is what I was doing) or cross country skiing wouldn’t be covered. If you’re doing winter sports then you would be best of getting some kind of winter sports insurance.

Ta

I’ll be snowshoeing and Xc skiing

In which case, I don’t think most standard travel insurance policies will cover you. I’m not sure if you can buy a separate activities policy to just cover the days when you’re doing those things.

You can check Allianz Global Assistance https://www.travelinsurance.ca/en_CA.html

Ta morgans

By ‘eck thats expensive!  I have never taken travel insurance before

High risk activities excluded and are defined as

High-risk activity(ies) includes:• heli-skiing;• any skiing or snowboarding outside markedtrails;• ski jumping;• skydiving or sky-surfing;• scuba diving (except if certified byinternationally recognized and acceptedprogram such as NAUI or PADI, or ifdiving depth does not exceed 30 meters);• white water rafting (except grades 1 to 4);• street luge, skeleton activity

So that looks to me like XC sking / snowshoeing on local marked trails will be fine.  don’t think I would be doing anything else considered high risk

Ta

I’ve always used one of the specialist co’s recommended here in the past here but last time I went to Canada a few years bk I tried calling Aviva out of curiosity. I was surprised that they covered me for everything as long as I specified exactly what I was doing, cheaper than the specialists CO’s. The only thing they didn’t seem to like was any competitive event. Worth a go.

I’ve used dogtag and BMC insurance in the past, both have varying levels of cover for all sorts of outdoorsy activities and easy to use/arrange. Can’t comment on claims scenario as never needed to!

We’ve gone snowcard again as cheaper than dogtag. Not sure what their Canada premium is like only have European cover.

You can check Allianz Global Assistance https://www.travelinsurance.ca/en_CA.html

Thanks for that – this is who I went with in the end – much cheaper than dogtag and the like

thanks

As a chap of a certain age with a health condition to take account of Staysure are my goto for personal foreign travel. Work covers any trips they organise, usually on bikes. Be aware that the headline price goes up once health conditions start to be added in. The least that I have paid for a short break was £50-ish.

Possibly not relevant for snow activities you want to do, but finding the right insurance to cover all the activities we wanted to do in NZ & Oz, lead us to Saga, by god it made me feel old 😕

It’s worth looking at credit card/bank accounts with bundled insurance as you get a little older, sometimes works out cheaper than a standalone policy

Out of interest, which specific areas are you headed to?

I’m gonna be based in the Yukon – Dawson city but doing a road trip on the ice roads and also looking at one of the long train journeys either Prince Rupert to Edmonton or Winnipeg to Churchill

Bucket trip thingy is to ride a bicycle on the frozen river

Thanks to this thread I got travel insurance ( Allianz) for mountainbiking, but at 73 would only give me single trip insurance. All the others I tried would only include riding on defined paths or tracks.