Ridiculously subjective, but only time I eat out nowadays is for the oh-so-painful work based, collective meal out.
For that alone, the poor sods deserve a tip. I tend to just round up to the nearest note, throw on table and run away. Not because I am loaded, but that I cannot stand people getting their phones out, arguing about how many drinks they have consumed etc.
In your situation, 10% fine and women I’ve known are simply experts in complaining about any tiny element in a meal out that may not be perfect, rather than just enjoying the experience of having food prepared and served to you in a nice environment!