It’s Premium Bonds draw day.

It’s a Flex Regular Saver from Nationwide, have to be an existing Member to qualify (current, savings or mortgage already with them).

You can only drip feed £200 a month into those (i.e. no initial large deposit) so the impressive headline rate can be a bit misleading.

It’s a Flex Regular Saver from Nationwide

It’s fine if you want to drip feed £200 a month in but not great if you want to transfer a decent holding from PBs in one hit. It’s 8% pa iirc but of course you’ll only realise that on the first £200.

…as frogstomp said while I was making a brew!

Me £100

Mrs Zip £5350 

Mrs Zips mum £100

That’s nice.

Flippin heck, congrats tonMrs Zip!

Diddly squat this month. 

Another good month here £50+£50+£100+£25+£50

6 prizes for me 🥳. Totalling £325. Largest win I’ve had. I’ll run the central heating today in celebration. 🔥

3x £100 😀

I got all hopeful after seeing Zippy’s wins.

6 prizes totalling £300, better that a swift kick in the swingers.

5000p

£200 here, that’ll pay for little Miss Kryton’s drum lessons for 9 months.

£50 for me

£200 for my wife 

Early retirement remains a distant dream

3x£100. 👍👍👍

1x £25…🙄

£425 for us. That’s our biggest one yet. Still got our unbroken record for now. I’m dreading our first zero month!

£100 + £100 + £50 + £50 = £300

Zero this month and £25 last month (£45K pot). Not great is it.

Swift kick in the swingers for me.

£50 +£50+£100 = £200…….new cranks for the gravel bike or….

Nice one Mrs Zip

£175 for me

I am averaging about the same in premium bonds winnings as I am in interest on a savings account

Good to see a few decent wins, one of my neighbours got £1.3k in total this month after I recommended putting some in PB’s when I initially did mine.

You can only drip feed £200 a month into those (i.e. no initial large deposit) so the impressive headline rate can be a bit misleading.

That’s strange then as they let me put a lump sum of £4k in it when opening.

£100 fo me, £200 for wifey.

A very poor indeed (Vic) £25 for me, a rather less poor £150 for Mrs Lawman.

£275 for him, £125 for me.

Still waiting for a big win …..

£200 for me – second month running after a long barren streak. 

Sister got nowt on a full holding.

Mrs Zip done good, that’s more than my lifetime winnings!

Which have remained the same after a zero month for me.

£500+£100+£100 for me

‘kin nowt. Happy Christmas!

£500+£100+£100 for me

Blimmin Eck!

Eldest daughter £100

Me £100 + £25

Youngest daughter £1000

Good result for us this month 🥳

Mrs has just noticed she won a grand. Might be out for a nice lunch today!

3 * £25. Off to a reasonable start. 

£100 here. Not bad.

Rubbish start to 2024.

Me £25

Mrs zip £25

mrs zips mum nothing.

£150 for me.. That’ll pay the sparkie.

Sister got nowt again on a full holding.

£250. That’ll do nicely.

zero! Good luck everyone 🙂

£50 for Mrs JL. Nowt for me…

£100.  Not retiring yet.

£25 for me

£100 for my wife

Retirement on hold for now