It’s Premium Bonds draw day.

Between Mrs J-l and me we managed £775 … happy days.

Nowt for me, Mrs Dubs got £200, which is nice.

£50 on 10K. As I’ve had nothing for several months the average is still well down on what I’d get from my ordinary bank account. I live in hope.

Yep, I have just £10K in at the moment and haven’t had anything for 4 months so worse than bank account at £40 a month but then I can’t suddenly get £100K from my bank account (dreamers stance)

Me £100

Mrs Zip £25

Mrs zips mum £0

So £125 on £150000. Not brilliant is it?

£200 on 14k.

I was determined to pull it out after 3 dry months but only laziness has stopped me.

Maybe this month.

**** me!! 2 x £100, 1 x £50

Missed it as abroad but £50. Not a great return on a full pot.

£100 for me and £125 for SO – both with full pots

I’ve picked up £350,  and MrsLawman £100 this month. Happy enough with that, its a steady drip-drip each month between us.

£100.

First win in several months on a half-pot,

£300.

£150 here.

£75 Got a night out tonight with Glasgrav folk, which is now effectively FOC. Splendid.

Nowt (again!)

£100 here.  1st win for 8 or 9 months on £10k.

I have never had good news from Ernie until the day after all you lot who have won today.

So I get an extra 24hrs of hope!

And then there’s the time between the email and checking the account when you just dream big. And then the crushing £25 news.

Get the App

You can be disappointed earlier

£175 for me

£25 for my wife

Early retirement remains a dream

Wow! Managed to win 7 prizes! Grand total of £400, so it could be better, but that definitely is a record for me.

2 * £100 for me. I have already asked for a big chunk to be withdrawn so I can earn some interest for the next few months whilst rates are ok.

£50.

First win for a year and ironically in the month that I moved a few thousand out

I had about 10k in for a couple of years, currently down at around £1500.

I have never won a single penny…

£100 for me again, can’t complain

Bugger all here. I’ve doing ok overall but really no better than a decent easy access account would have got me.

I get the impression that fewer people announce their nil months than pipe up when they have a win which is understandable but does make Premium Bonds look a better prospect than they really are.

I get the impression that fewer people announce their nil months than pipe up when they have a win which is understandable but does make Premium Bonds look a better prospect than they really are.

For balance.. I’ve had maximum holding for 2 months… Not a bean!

I went 3 months no wins last year with max holding, sold them, just repurchased and running at 6% in 4 months.  100 quid today but had a welcome 500 recently.

**** all yet again

I’ve won every month this year but I’m shifting most of the money to a high interest account for the next 3 months. I’ll then refill the pb account just before the end of January so the short month of February where I’ll earn minimal interest but should make me eligible for the pb draw in March. Which is where I’ll win 2*£1000000 prizes as the randomised draw will pick 2 numbers next to each other. Winky eye emoji.

December high value winners

https://www.nsandi.com/prize-checker/winners

The rest of us will have to wait until tomorrow to see if we’ve won £25 or not

December high value winners

One lucky bugger in Liverpool bought £100 in sept 23 & just won £50k 🙂

That list is interesting, many folk with max holdings and also lots of recent purchases, less hope for me, but in theory the same chance on every number!!

That’s what you expect though, max holdings win more because they have more chances.

Recent ones win more because there are more recent ones – when you sell it sells the oldest ones first. Eg buy £10k in 2000 and £10k in 2020, sell £10k in 2021 and buy £10k in 2022 you now have £20k all in the last couple of years even though you’ve had bonds since 2000

As above, there are definitely more recent ones because of churn and the way it by default sells the older ones first.

There is an online form you can fill in to sell specific bonds instead. I have some very old ones bought for me by relatives who are no longer here. It is probably over sentimental and it is just a string of digits, but I keep those ones going and make it sell more recent ones if needed.

Someone who had £15 since 1968 has won £10k!

No jackpot for me according to the big winners published today – it’ll be grim Chrimbo without that £1m.

I’ve had 50k on for 2 draws now.. Nothing on the first and £200 on the second.

So it’s pretty crap even compared to a good instant access standard savings account.

I think I read today that they are lowering the odds next year too.

I’ve already maxed out my ISA allowance for the year do I’ll almost certainly pull 20k out and stick it into some sort of ISA in April.

I haven’t looked at the big winners list for a few months. If I win anything this month I’ll be surprised as I’ve reduced the number of bonds to guarantee an interest return for the next few months. Then I’ll be back in the pb draw for March with a fresh set of numbers nearer the top of the pile. Winky eye emoji ?

I like to see these winners – probably someone born in 1977 that has just had them sitting there for all of their lives and done nothing with them, gets a big prize 🙂

with a fresh set of numbers nearer the top of the pile.

I’m not sure you understand how this works.. You don’t get better odds?

When E.R.N.I.E. puts a hand into the barrel to pick a prize, the ones nearer the top win more 😉

That’s WINK emoji btw:)