It’s Premium Bonds draw day.

Nowt .

These folks claiming wins, how many £’s do you have invested? How much is invested in total?

My wife was recently given a load of old papers by her mum which included £5 of premium bonds bought for her as a kid, and never been looked at. We found the site and unclaimed prizes list and thought in 40 years there must be something – not a sausage.

Probability says it must be just round the corner, doesn’t it?

These folks claiming wins, how many £’s do you have invested? How much is invested in total?

I won £200.  £45K invested (sitting waiting to pay for an extension, or a part of an extension rather)

Have only won £25 in last 3 months though so not great.

75£ in total. The winning run continues. I don’t have the full amount in bonds but it is a sizeable amount in one big block.

Nothing again, I’ve statistically defied the odds how unlucky I’ve been, with one £25 prize from £10k over a year.

Withdrawing this month for a car purchase, so that’ll be that for a good while now.

We found the site and unclaimed prizes list and thought in 40 years there must be something – not a sausage.

I’ve got about £25 of bonds bought for me in 1959 when I was born. Not one of them has ever won a prize.

My overall return over the last 12 months has been 5%, which I’m not unhappy about, but it is massively boosted by a rather larger than usual win this month.

£50 this month.  We have around £14k in there as a block, the kids get £50 put into theirs every month so they have around £500 each now, the Mrs has £1k in hers but she’s taking it out to pay a credit card off…

Main one is the only one that has won each month for the past year, ranging from £25 to £150

2 x £100

1 x £50

Kerching.

£50 this month off of a £50K holding. It’s just about kept up with the bank saving rates over the 6’ish months it’s been in there. Taking a chunk out soon for a new driveway and a couple of other projects…

£25 to end my barren spell.

£50 today, from £14k in savings – with a total of £250 this year. In the 18 months prior, I only won £125 in total.

don’t feel quite so unlucky now

For this month i* thought i’d take some out out and put it back in again – mix the pot. However i won less this month than last month. *a rubbish financial advisor.

These folks claiming wins, how many £’s do you have invested? How much is invested in total?

We are maxed out and in 7 draws I’ve won £1075 and Mrs Zip £1050.
Our friends won £100k last year and can now retire at 60.

Probability says it must be just round the corner, doesn’t it?

It says exactly the opposite for a £5 stake. It’s always possible though,

I’ve about £26k of bonds, this month I won £25, which is about equivalent to an AER of 1.15%. It’s a long way short of the 4%+ available now in an easy access account. Over the past year or so I’ve averaged a return of around 3% which is just about OK given the interest rates at the time but is looking less attractive now. Still, there’s always that one-in-many-millions chance of winning big!

For this month i* thought i’d take some out out and put it back in again – mix the pot

That’s got no logical basis at all, plus you’ll have rendered what you took out ineligible for at least one draw!

Have wondered this, I’ve got about 4 lots as I’ve added funds in over time, does it make any sense at all to take out and put in as one block or is it the same chance either way??

£50 last month and £75 this, not complaining after a 6 month dry spell.

is it the same chance either way??

As it is a completely random draw, surely the odds are exactly the same as you still have the same amount of bonds.

50,000p this month

That’s got no logical basis at all, plus you’ll have rendered what you took out ineligible for at least one draw!

I know. Needed it for home improvement.

@zippykona Same here, I won £150 this month, but wife got nothing…

£5 of premium bonds bought for her as a kid, and never been looked at. We found the site and unclaimed prizes list and thought in 40 years there must be something – not a sausage.

40 years at an average return of 2% for example (not sure if this is right for the earlier years) yields £11 mathematically. i.e. a £6 win. Was £25 always the minimum prize? if so its unlikely (well, well below evens) that you would have won in that time with only £5.

I’ve been unlucky this month, another zero. Every month I think I want a new car but will wait until the PB draw. Probably not worth it.

£50 for me, and exactly the same for Mrs Lawman this month. That’s on the maxxed-out £50k each, so not great this month.
It sounds like Mr & Mrs Zip up there have done a lot better over the last 7 months than we have – our totals are about half as much, at £450 and £550 respectively. It is clearly pretty random.

1 x £500 and 2 x £25 here on £12k ish of bonds.

£25 this month.

I won £25 in June’s draw – only noticed today when I logged on for the first time in ages lol

I tried to sign up and buy my first ever premium bonds. First it sends you around in circles looking for the registration page and then it doesn’t recognise my postcode and tells me to sling my hook.

What kind of cowboy operation is this?

wunundred!!

A absolute record for me!

Nothing, again.

I’ve had just over £300 in prizes from £15k saved for 2 years ie 1% /year. Significantly less than the 3.7% it’s supposed to pay out on average. I must be due a big prize one of these days :/

£350 this month after £225 last month…. Feeling pretty lucky! No doubt i’ll get nothing for months now.

I do have £40k invested however and have won £1025 since February so roughly 5% return if averaged out for the year.

As others have mentioned it’s more the chance of a big prize that excites me – no doubt will need the cash soon for house bits.

£125 for me which is my best return and the last 2 months have seen a definite uptick in line with the increased rates.

£300 for me and £125 for mrs zip.

Nothing, again.

+1. Would probably move it but a) it’ll be used toward house deposit soonish and b)

As others have mentioned it’s more the chance of a big prize that excites me

£125 for the good lady. Nowt for me…..

2x£25 for me – my first win as I have only just put my money in there.  Maxed out my account

£175 here. Two months of nothing earlier this year but every other month has been over £200. Which is nice.

£100 for me

£0 for my wife

Early retirement is on hold

Half a Fat Face shirt.

£1k for me, about a 25% return this year, well happy 😀

I moved my money last month into an account paying just shy of 4% interest. Over the year it was in there it was tracking below savings rates (albeit they have only recently gone up) and leaving it in for longer it may have averaged out but I prefer the regular interest payment. Obviously no chance of my hitting the jackpot and retiring early this way!