It’s Premium Bonds draw day.

New to this… How can they release the list of winners with details of area, holding purchase date etc, but when I log in to ‘my dashboard’ it says the next draw date is tomorrow (February 2nd)? What am I missing?

What am I missing?

A sizeable win.

Big winners listed first working day of the month. Smaller wins are not detailed until second working day

Thanks peeps!

I’ll be happy with £25

Woo hoo! £50. Twice as good as £25 😂

Nothing this month, but did have £150 last month, so not too bad.

Noted I had a message after encouraging me too leave the money in there, making me think folks are cashing bonds in.

Woohoo !
£125 this month, after a barren stretch over several months.

£25 for me ,nothing for mrs zip.

£50 so £325 for last 6 months. . . . Come to me agent million.

Fifty squid here.

£75 !! A £50 and a £25

Never had a £50 before. Exciting!!!

£150 for me, made up of several 25s & 50s, and £225 for the other half, of which there were a couple of £100 wins in there. I’ll take that in the cold and dark of early Feb.

£125 here

£75 here. Feel like I’m long overdue the £1m. It would really come in handy.

£1150 today . Biggest win ever by a distance . Woohoo

£1150 today . Biggest win ever by a distance . Woohoo

Only 75 quid for me.

£125 for me today – the first time I have won more than £25 in a single month (a £100 and a £25).

Nowt for me, but I’ve only had mine for 6 months or so 🙂

£275 for me – £25, £50 and 2 x £100. Best month ever!

£175 for me, including my first ever £100.

£50 – start the year as you mean to go on 🙂

£75 I put the heating on tonight in celebration.

Nothing… YET AGAIN!

Have reduced my holding from £30k to £5k though (bought the GF a car and myself a new road bike), but still…

Even my stepson won £25 on his £100 bond holding that his grandparents bought him when he was born!

What’s the deal with these?

Presumably if you invest £1, it makes no interest but you might win 1p now and then?

Doesn’t seem like a great investment strategy, low risk, ok but very low/zero return?

If you want a guaranteed return put the money into a savings account, Premium Bonds are like the Lottery, but you still have access to your money. Obviously the more you have invested increases the likelihood of a return – I had a holding of 2 grand for 2 years and didn’t get a bean, increased it to 25 and have had £400 since July.

Bear in mind that any bonds bought won’t enter the draw for a month, so any bought in February won’t be entered until April.

I always live in hope…..

So here’s an interesting one

We have a lease car going back in May, and lease prices are silly at the minute so Mrs FD took out at bank loan about 1.5 months ago.

The money (£15k) has gone in to premium bonds until we need to buy a car.

So far it’s been in one draw and we got £100, interest rates have gone up so we have saved money on the loan purchase and we are already paying the loan off.

£50 for me and £125 for mrs zip.
I would have got £100 if it was in Chase.

£25 for me

£0 for my wife

Early retirement is on hold

£100 here.

Another £1er 🙂

Nowt for me this month. Kinda sums up life in general in February.

£125

Null points :0/

£225 for me, £275 for the wife. The change in the prize rate recently is really noticeable. Although Mrs INVG has been lucky over the past 6 months and her rate of return is at 7.4%

£50. 200 years ago that would have bought a nice house.

£50. 200 years ago that would have bought a nice house.

Even less time, our deeds/history shows our house being sold at £56 in 1906.

£325 here, best win so far ….

Another £50! I’ll treat myself to a tomato.

£175 (25,50,100). Biggest win I’ve had. I’m torn between shifting some money into a fixed term bond for the next few years before the interest rates start to drop in the future.

MrsIHN tells me we won £225, result.