For balance, I don’t have a PayPal account, and have taken payment into my bank account.
I’d send stuff the very next day, and provide a tracking number, though…
Sadly, unless i knew you personally that would still be a deal breaker. The moment someone says they can’t do paypal because they have a temporary hold or something, my ‘Don’t touch’ buzzer goes off loudly.
Paypal costs you nothing to have an account, and provides protection. And yes there are fees to pay, but either allow for that in your asking price or as a buyer I’d add a bit more on to the agreed price to cover the fees. eg; just bought something through here for £200-odd, I paypalled the seller £207 so he gets £200 after fees at the end of it, and I get peace of mind for £7.