On my first outing in my Velez smock I took a tumble that left me in A & E requiring stitches in my arm. The jacket did get a small tear in it but it survived better than my skin! At least it will still work.
I hardly ever need to wear a waterproof anyway
With the best intentions in the world I’ve been caught out in horrific conditions. I remember once going out in grim weather in just a breathable windproof. It was only an hour or so’s ride so I thought I’d be OK and keep warm. By the time I got home I was so cold and wet I had to get into the shower fully clothed. I’ve seen friends close to hypothermic when caught it with just wind-proofs on wild, wet and windy moors. With the Paramo I still get the breathability but the confidence that’ll I’ll stay dry if the heavens open. Win win.