Fix my mortgage

What do you reckon, Ive always had a very flexible mortgage so that I’m not tied in and can overpay whenever and by however much I want, but I cant imagine the mortgage rates getting lower than they are now. So is it time to fix for a few years? anyone else thinking the same?

If you can find a good deal, from what I’ve found fixed deals over a decent term, say 5 years are at about 5% and require a 40% deposit plus a grand to set them up.

Not that a bike forum is a good place to get financial advice 🙂 but I’m holding out for fixed deals to get a bit cheaper, esp as there’s another IR decision tomorrow.