As others have pointed out, MHR is a poor measure of anything, from a physiological point of view. FTHR is much more relevant to anything related to training.
MHR does vary, by age and by fitness – but the various algorithms are nothing more than best guess at a population level. The value I worked out (using the gradually-increase-effort-until-you-puke-measure-max method) seemed to be correct for about 4 years (I only ever occasionally got to 100% MHR) but this last year I’ve been exceeding it more regularly. The point, though, about MHR is that it’s firmly in your anaerobic capacity and because of the lag in your heart rate matching your effort, you’ll likely be spent before you hit it anyway.