Hello
I work for an aerospace NDT company so may be able to help if you still need advise.
First off, as others have said, carbon fiber really doesn’t crack the same way metals do. When it does go, it shatters down through the layup in a pretty catastrophic way. For this to happen the part has to be way overloaded, or have lost its strength through delamination (as a result of an impact etc.) It doesn’t suffer fatigue in the traditional sense and because it can be pretty flexible, that is compared to the paint or lacquer, what you see on the surface is unlikely to be a problem with the material itself.
If you really want to be sure, the first thing to do is get the paint off the area of interest. Then, if the indication is still there a tap test will tell you if there is any delamination.
There are further inspections we can do with ultrasonics, and in some cases we would X-ray an area to see what is going on beneath the surface. This can be pretty hard to interpret though.
Let me know if I can be of any further help.