Advice required please, comp car content

My other half is likely joining a business that offers options ref the company vehicle.
Option 1, fully expensed motor. Being a 3 series BMW or A4 saloon.
Option 2, Allowance of £550 per month to purchase/lease what ever she fancies/is appropriate.

Question is which in the longer term is gonna be better value for her/us.

If we go with allowance she wants something less than two years old with low mileage for security.

Any opinions??

Option 2 – you get to keep the car/profit

But that depends on how much she’s likely to spend… So don’t see it as a target.

Yeah good shout, had to calm her away from some “sporty coupes” already.

Fuel on top? Go for the cash, year old+ model of choice and as above, you get a nice motor.

What mileage does she do? My wife bought a a BMW 320d ED which averages over 60 (in a year’s use) and does 68 on a long run. Nice when she gets 40 something pence per mile.

yeah either way she has to buy fuel and reclaim for company mileage.
I figured myself that allowance is a better option but she (understandably) wants to look into it. So thought I`d better ask the experts;)

A mate spent all his allowance on his car, forgetting he had to service/tyres it – Doh!

Best thing to do is spend as little as possible initially (no point getting saddled with a huge lease/loan if the job doesn’t work out), while ‘banking’ the money. After a year, buy something that she really wants.

Matt, around 25k p/a.
Most cars (diesel) under consideration average 55+.

good advice br,thanks

If we go with allowance she wants something less than two years old with low mileage for security.

No guarantee of reliability IME.

Audi A1 1.6 TDI

is appropriate

You need to check what this covers. Maximum age? No. of doors? No convertibles/4wd?