[Closed] Do you have to declare an insurance claim on a work's car?

See the bit where it asks if you've been involved in an accident?

Yup, the wording is always something like "have you had any claims or accidents in the last x years?" so you answer accordingly

I'd say so yes. When you apply for insurance you're asked if you've had any accidents, at all, in any car in the last x years.

Not sure if it'll impact on your own personal car insurance (I expect it won't) but best to be up front.

Edit, Looks like we're all agreed then!

Not sure if it'll impact on your own personal car insurance (I expect it won't) but best to be up front.

It will, especially 'fault' claims as always

I thought the wording was something like ... have you made any claims? In that case ... no. Kind of like pranging a hire car I would guess. No need to declare it.

Or a merengue?

Fat-boy-fat - Member
I thought the wording was something like ... have you made any claims? In that case ... no. Kind of like pranging a hire car I would guess. No need to declare it.

Nope, very wrong.

Confused.com

Any motor accidents or claims in the last 5 years?

If I remember correctly, it may ask both?

Nae worries. Guess I'll see what the gen is next renewal time. Ta all.

I've always had to declare an accident I was involved in when driving a hire car. although never quite know what to put when it asks for the value of the claim. And it does (or did) increase my insurance.

It works the other way as well - I drove a company car for 6 years then got my own - company insurance was good for NCD ( and provided evidence of no claims for the new company).

I told my insurers last renewal about some 'cosmetic damage' I occasioned to a work car. (Apparently my interpretation of cosmetic damage differs from the DIs). Anyway, the insurers said they'd make a note that I'd told them but wouldn't bother telling the underwriters, as "we're not really bothered about your work cars"!

Absolutely, it's no claims not no blames