Just thought I’d share my very recent experience claiming on my insurance after I came off my bike.
Basically I fell off a week ago and have just received confirmation that I will be receiving a cash settlement for the full value my bike was insured for and new for old settlement for helmet and accessories. I had to provide photos of damage and receipts and describe what happened but that is all. Very painless (which is more than I can say for the actual accident which still hurts a week later!!).
Not only that, everyone I spoke to was extremely helpful and seemed genuinely sympathetic.
Massive +1 for M&S/Aviva home insurance. Coincidentally my renewal is due at the end of this month so I have had no hesitation in renewing.
Right, off bike shopping now…. 🙂