Businesses that ought to fail.

+1

I think there should be a few candidates in the care homes ‘business’. Have a read of this…

Who profits from being in care? It’s not the children

So if you look at the cases of sexual abuse recently reported in Rochdale for example, the ‘care’ of these children was farmed out to private companies, who then charged between £200,000 and £400,000 per child in their ‘care’, per year. While all the time allowing those children to be exploited and sexually abused without doing a thing to stop it!

But hey ho, someone made a big fat profit on it, so who cares? Hurray for privatisation!! Lets look forward to similar arrangements in the NHS to come. Got to love our brave new world, eh?

Amen brother! and Quikqwid, payday £oans… and all of the others…

This one already has failed…

http://www.dailyshame.co.uk/2012/10/satire/circles-hinchingbrooke-hospital-fails-bbc-buries-the-news/

i forgot wonga – shoulg be an illegal business model

Wonga are completely upfront about what they do, I’ve no problem with that model. Brighthouse is a worse offender than Wonga. They have similarly high interest rates but their credit is tied to their own overpriced stock and they are guilty of including unnecessary insurances with their credit, so buyers end up with loans costing far more than the value of the goods they’ve bought. But the blame for that lies with mainstream lenders and retailers for creating the void that Brighthouse has filled.

They can be as upfront as they like but its pure profiteering from those least able to understand the potential consequencies and then to extricate themselves from those consequencies.

But the blame for that lies with mainstream lenders and retailers for creating the void that Brighthouse has filled.

Avoiding those with bad credit scores?

What annoys me about the likes of Wonga etc etc is they dress their ads up and say things like ‘car broken down- need a loan fast till payday’?

Don’t people have an overdraft or can agree a loan with their bank quite quickly? Same with PPI claims- companies are there to offer a service for work the punter can do off their own fat ass but can’t be bothered thinking for themselves.

Don’t people have an overdraft or can agree a loan with their bank quite quickly?

Yes Hora…. ever single person in the country, in the present financial climate, can simply pop into their local branch and ask for a loan or an overdraft. A smiling bank manager will ask how much, and hand them a cheque for that amount, asking only a very reasonable interest rate in return, and a fair payments schedule.

By the way… how is the cave you’ve been living in for the last five years? Comfortable, I hope

I’d add any and all debt collection agencies to the list. To a man, uninterested in whether you’re even responsible for the “debt” you have supposedly “incurred” and all full of knobbers who don’t know when to back off.

Tremendously satisfying it was, to get a small claims court judgment against one, whilst charging THEM £20 for each letter I had to write to them (that was their “admin charge”). I had to write a lot of letters.

Bar stewards, the lot.

John **** Lewis are expanding ffs! What does it say about our times that such affluent middle class smugness is on the rise?

presumably that other middle class shops aren’t doing very well

Winston, I used to agree with you, but having thought about it, they are offering a pretty good service. If you absolutley have to have money in your account on a certain day, and have no other way of getting any, then the price they charge you may well be a lot less than any missed payment fees the company you are paying (plus any your bank might do you for) will slap on you

Plus the interest figure of 2000% is APR, so if you only borrow for a couple of days, it’s fairly resonable if it gets you out of a major bind!

The worst ones are the ones that do you a loan for the full year, at 400%….

*Dons tin hat!

Any private parking company

John **** Lewis are expanding ffs! What does it say about our times that such affluent middle class smugness is on the rise?

That they’re actualy good value for money?

I’d not buy electrical stuff anywhere else, price matched and a 5 year gaurentee!

Ohhh and they don’t isnult your inteligence by making everythign £XX.99 rather than £XX+1

John **** Lewis are expanding ffs! What does it say about our times that such affluent middle class smugness is on the rise?

That shops with a good business model thrive?

Don’t people have savings? No, many don’t. If you’ve never experienced being on the breadline, don’t pass judgement.

What does it say about our times that such affluent middle class smugness is on the rise?

John Lewis make the best £80 suit I’ve ever seen.

ohnohesback – Member
John **** Lewis are expanding ffs! What does it say about our times that such affluent middle class smugness is on the rise?

John Lewis (and Waitrose) expanding, heaven forbid that a successful company that is profitable and is essentially employee owned, shares it’s profit among all the partners, has a maximum wage limitations on it’s management and cannot have it’s founders (a Quaker) constitution changed unless by act of parliament, should be seen as a place to spend the middle classes cash. Next you’ll complain that they pay there suppliers on time, the fair amount for whats supplied and the queue to get a job there is undermining your attempts at providing jobs in a similar company.

edit poor spelling (went to comp school in none middle class area)
edit again sorry

Blockbuster – I just have no idea how they are still in business

I had no idea they still were in business. Do people still rent DVDs in the days of downloads and DVDs for 99p in Tesco?

lloyds TSB.

can’t print a statement online, refers you to branch, so i go to the branch, but they can only request them centrally, but i can’t have one as i am a ‘paperless customer’ and refer me online!

hmmm.

don’t get me started on the security questions that cannot be answered!

I had no idea they still were in business. Do people still rent DVDs in the days of downloads and DVDs for 99p in Tesco?

There’s one in prime location in the main shopping centre in Farnborough. Just to give you an idea of the class of the place 🙂

Maccy Ds.

Vodafone for dodging tax, total ineptitude and abysmal customer service in my experience.

MacDonalds DID deserve to fail at one point, but they’ve really begun to learn and develop and provide a decent service, for what they are.

Ok so it’s not my restaurant of choice, but if you want hot food when out travelling and oyu haven’t got the time or inclination to find an oh so divine little michelin starred country pub for a couple of hours then some of the food is.. edible…

I wish there was more choice in fast food though. Actually, scratch that, I wish there were Taco Bells.

mt – Member

the BBC

I disagree in the strongest terms.

Ryanair

The purveyors of mobile phone ringtones. What an utterly pointless existence for a company.

Sytner BMW – What a useless shower of wideboy tossers.

Santander – “No sir, you can’t set up paperless billing for your CC online or by phone, you need to go into a branch and fill in a form” at the branch… “Sorry sir, we don’t have such a form”. Two weeks later after letter of complaint… “Sorry sir, it isn’t possible to stop paper statement for your credit card, due to regulation we must send you a useless peice of paper every month accompained by another pile of dead tree advertising things you don’t want”

Natwest – “No sir, we have no record of the online form you filled in, the only way to solve this is to open a new account” “Do one”

Don’t get the hatred for John Lewis. Their prices stack up against the competition and their service is always first rate. Waitrose is expensive, but stiff like their meat and pesh veg is far superior to others, but it costs.

My fail list would include

BT
Hobby Craft (just so I never get dragged in there again by the other half)
Stratstone BMW
Daily Mail
Ryan Air
Yodel

I’m sure there are loads of other companies too.

I disagree in the strongest terms.

Are you the type to participate in a wall of silence then when you know your jobs safe pop up and say ‘there were open rumours of abuse’ (but we didn’t say anything).

Yes, lets judge the BBC entirely by the Jimmy Saville affair? Perfectly reasonable. After all, every other organisation he came into contact with had him bang to rights, right from the off, didn’t they?

Oh… wait…. hang on a minute….

hora – Member

I disagree in the strongest terms.

Are you the type to participate in a wall of silence then when you know your jobs safe pop up and say ‘there were open rumours of abuse’ (but we didn’t say anything).

No, I enjoy the output of their website, Radio 4, 6Music, BBC2 and, occasionally, BBC1.
CBeebies (in moderation) is superior to commercial children’s TV.

This does not in any way condone the actions of a phenomenally successful, but very peculiar chap with a penchant for shell suits and cigars.

It would be a shame if witch-hunting tabloid ‘readers’/ITV gawpers were to have a negative effect on the corporation.

Are you the type to participate in a wall of silence then when you know your jobs safe pop up and say ‘there were open rumours of abuse’ (but we didn’t say anything).

i don’t quite know how you do it but every so often i think he can’t ever say anything more stupid than that, but you have surpassed yourself again!

Hora – has it ever entered your volumous yet drafty bonce to question the motives of the people and organisations so joyously rejoicing in the BBC’s present predicament, re: Jimmy Saville?

They appear to be the exact same people and organisations who were strangely silent during the whole phone hacking saga. I’m sure its purely coincidental, mind 🙄

The thing is you can’t say it was decades ago as people who work there don’t park their memories. Newsnight (for me) was the only redeeming attempt to address the issue at the BBC.

thomthumb- do you understand sarcasm?

Another vote for Starbucks, burnt tasting muck dished up in grotty shops.

You can keep the BBC if I get to choose if I want to pay them for their tv and radio.

Another vote for Starbucks, burnt tasting muck dished up in grotty shops.

I believe Starbucks did have an enormous wobble in the last couple of years, as they worked out that a) the coffee wasn’t good enough, and b) the pervading smell in the shop wasn’t coffee anyway, but cheese from the toasties.

Supposedly they’ve got their act together; can’t say I’d noticed the difference, and as their contribution to the uk is minimal I’d rather go to Costa where the coffee is much nicer.

Speak of the devil and he shall appear: Yodel card on the mat when I got home from the bike.

Andy

You can keep the BBC if I get to choose if I want to pay them for their tv and radio.

You can chose.

But if you don’t pay you also need to opt out of all of the infastructure paid by the licence fee. Seems fair to me.

Starbucks- why do people pay soooo much for hot buckets of milk?

Speak of the devil and he shall appear: Yodel card on the mat when I got home from the bike.

Hope today wasn’t bin day 😉

jfletch

Did you see the “choose” word. I like choice not dictators, so shut it and agree with me.

Any company that has a call centre in India closely followed by Tesco.