I’m looking for annual travel insurance for myself, but I’m wanting to get my moneys worth and cover the four ski trips, one trip to Morzine and the summer holiday I’m likely to have in the next year.

Any advise on where best to look would be great…

We have annual cover with skiing with Essential Travel. My son crashed skiing two weeks ago and needed five days in hospital and Essential Travel were excellent, really on the ball and more importantly their call centre is in England, unlike Amex whose call centre is in India…. go figure!

They are also pretty competitive.

However my opinion might change now I’m in the process of claiming some expenses back, see my other question on here.

You need an annual policy – something like Dogtag or similar. Make sure they cover skiing and biking in mountains. Search this forum as I am sure this has been covered before

Did dogtag but my real advice is to read the small print and t&c properly so what you do is covered.