[Closed] speeding fine nightmare

Postpone your attendance if possible and speak to your lawyer once he has more info.

Sounds to me like what you need there is a better organised lawyer.

surely your lawyer [b]is[/b] the relevant professional in all this ? (esp if you are paying for his advice)

has he made appropriate arrangements to postpone your appearance or are you now on the run ?

[img] [/img]

Go on then...what was the offence?

its not the lawyers fault, i only recently approached him with my problem.

only posting on here as i am feeling a bit down about it all.

don't hate the players hate the game.

Hang on.

You've paid the fixed penalty [i]and [/i]you're in court?

Are we in 12 points and disqualification eligibility territory here or something?

don't hate the players hate the game.

Easy tiger. Please don't pop a cap in my ass.

Yes, a bit confusing.

Might be worth explaining what's happened from the start.

paid fine when asked.

summonsed to court as i was driving without insurance-i was insured on my previous car fully comp and able to drive other cars, bought car from my neighbour and drove it that same day but had not updated my policy so uninsured, this i admit but if i am charged twice with the speeding offence then it will be totting up territory.

apologies Jamie, trying to keep the upper bits stiff thats all.

Immagonna say youse in troobel.

If you've paid the speeding FPN in time and weren't on 9 or more points you won't be done in court for the speeding, just the no insurance. (Which should be at least 6 points and £200 - that's what the FPN for no insurance is).

I "doubt" they can charge you twice for speeding but no insurance would be a separate offence, wouldn't it ?

So you have paid the fine and accepted the points for the speeding, the court case surely is for no insurance?

Unless it's just some sort of admin error, how can they charge you twice for the same offence. Why would you have to go to court for the speeding anyway, isn't the court appearance for the insurance thing? They are two seperate offences.

Don't fail to turn up if they're expecting you. This will make the unpaid magistrates who're giving up their Christmas break a bit grumpy.

How many points are you on currently?

Were you not on a test drive with owners consent 😉 then you might have been covered.

And what offence(s) are on your court summons?

i was caught doing 62 in a temporary 40 zone, the court case is for speeding as there is a potential discressionary ban issued by magistrates on top of fine and points.

I got done for the same thing about ten years ago, bought a new car, so had two cars for a couple of weeks, thought that I could drive the new car under existing insurance with third party cover, got given a producer, and it appears that the insurance is third party cover for any other car that I did [b]not[/b] own. Cost me 6 points, magistrates were quite sympathetic and gave me the minimum possible fine, but the points were mandatory for the offence.
Not sure what a lawyer can actually do about it, unless he can find a procedural error in the paperwork.

Were you not on a test drive with owners consent then you might have been covered

I'm pretty sure that even if your policy covers you to drive other cars, the car you're driving needs to be insured in it's own right. ie. you could drive your friends car, but he needs to be insured. That's what I was told by my insurance company anyway.

Were you not on a test drive with owners consent then you might have been covered

this is what the desk seargent explained to me when i tried explaining the situation, unfortunately the other desk sergeant decided to charge me.

court appearnace postponed until 30th january now.

buggerybollocks.

at least i can get my new job started and a month under my belt.

OK, 62/40 is just outside the guidelines for a FPN (generally up to 59mph in a 40). So unless the guidelines are different where you got caught, you shouldn't have been given a FPN for that.

Perhaps this error has been realised and that's why you have to go to court for the speeding and the insurance?

(Although if you accepted and paid a FPN this seems a little unfair to my mind).

You can't get points AND a discretionary ban for the same offence.

there is a potential discressionary ban issued by magistrates on top of fine and points.

Then you wouldn't have been eligible for a fixed penalty? Odd.

So was the car insured by the previous owner? Had he got it off the road and uninsured. If I was selling a car I'd definitely still have it insured till it was gone just to cover it for theft!??

the car was insured by the previous owner. this is irrelevant though i am afraid as it was my ignorance that missed the fact that once i purchased the car it was me that needed to be insured.

a combination of msp and jon1973 i would say otherwise you could buy 5 cars and only insure 1?

as you say, you did wrong and courts wont know if you did this once for half an hour unknowingly or if you do this all the time knowingly.
doesnt sound good though.
the speeding fine thing is a bit odd though, i cant get my head round it, must be missing something.

i was caught doing 62 in a temporary 40 zone, the court case is for speeding as there is a potential discressionary ban issued by magistrates on top of fine and points.

If you were offered 3 points and a fine then that is how the speeding matter has been dealt with. You cannot then be punished again for the same offence unless the points take you over the totting up limit. Go and have a look at the paperwork which came with the offer of points it will say that you have the option of accepting the points or going to court should you decline, you cannot then be taken to court having accepted the punishment and paid the fine.

I was caught doing 56 in a temporary 30 earlier this year. The officer could not issue a FPN at the roadside as it was outside the guidelines he had. He explained to me that given the circumstances and the location of the offence (the wilds of rural Scotland) it was likely the PF would issue a FPN (which they did) but was possible I could be summmonsed. So even though you didn't get a FPN at the roadside the magistrate can still issue a FPN at their discretion and having accepted and paid this that should be the end of the matter.

When I got done for speeding I was driving my mums car. Her mot had lapsed by 11 days. When I went to produce my documents I had no mot... They said I must go to court. However they also took my license, gave me the 3 points and I paid the fine.

When the court summons came through it said i need to go to court for speeding. I rang up the court and said whilst I was speeding I had already had the three points and paid the fine. I Email a copy of my bank statement and my driving license with the points on, and they replied that I didn't have to come in to court.

What did you court summons say?

Seriously, either you've misunderstood the situation (or are misrepresenting it), or your lawyer needs replacing with one who knows what he's doing. I find it absolutely incredible that isn't blindingly obvious to any lawyer.

it is obvious to my lawyer and he is trying to get the fpn overturned thats why the date has been postponed.

as i said, i only approached him to represent me recently.

Not enough info to reach a conclusion,

but if you have accepted the Fixed penalty unless that takes you to 12 points then the speeding should be done and dusted.

the no insurance needs some research a) to check either you or your neighbours would not indemnify you for the driving. b) on what you say for a potential "special reasons" not to endorse argument. c) as a long stop you have mitigating circumstances not to disqualify (exceptional hardship) though this is about the impact of a ban on you not about how the offence occurred.

35 posts and a) no flaming, or b) calls of troll...

Why were you arrested?
You said the desk sgt charged you

You said the desk sgt charged you

HORT/2 ?

I'm pretty sure that even if your policy covers you to drive other cars, the car you're driving needs to be insured in it's own right. ie. you could drive your friends car, but he needs to be insured. That's what I was told by my insurance company anyway.

Not always the case. That would depend on the wording of your insurance.

Also worth noting that being the registered keeper doesn't prove ownership. Although asking the seller to change the date you bought it would get you in serious trouble if caught.

Anyway, always read the wording on your insurance. Between them and the police, they really are there to try and screw you I'm afraid. Common sense doesn't (often) come into it.

Good luck

you've posted on an MTB advice on something that you haven't clearly explained! you clearly want an answer that will make you feel better and not the real one! I think you need to explain from the beginning as it clearly doesn't make any sense!!

Car insurance.. depends on what you're policy said.
Points - you can't be done twice for the same offence. however if you paid FPN for speeding (which seems odd given how far you were over the limit) you are potentially in court (and you shouldn't have paid the FPN) looking at a ban and the no insurance!???

But who really knows as this seems very strange.

I got caught in Scotland speeding with no mot. It expired a day or so earlier. The police car computer said I had no insurance either, which I knew to be incorrect. Turned out the insurance company hadn't updated their computer record after I had been issued with and had paid for the cover.

I had to go to court on all three charges despite supplying the PFs office with the insurance papers.

I went to court, where it turned out the PFs office had failed to check up on the insurance information. The case was rescheduled and the sherrif told me I wouldn't need t reattend.

I think I was fined and got three points for the speeding ( 70 in a 50 or thereabouts) and a fine but no points for the expired mot.

i have posted in on the chat forum, not the cycling forum.

i am not looking for words to make me feel better.

the information i have stated is true and correct to my best knowledge, i am waiting to hear from my lawyer but until then i wanted to shout into the void that is the internet.

thank you for your consideration, i plan on going for a long ride tomorrow to help clear my head and focus on the new year.

It sounds like you bought a car, then drove it without insuring it. Then drove at 60 in a (albeit temporary but presumably signed) 40 zone.

Good job you didn't hit anyone isn't it.

Can I just recommend Waitrose's Heston Blumenthing salted caramel popcorn? It's really nice.

Good job you didn't hit anyone isn't it.

Do you get a good view from up there on your high horse ?

🙄

ae you sure the car was yours.. was nt it lent by a bloke in the pub so you could test drive it ..

I think you're a muppet. Cars are lethal weapons treat them like such.

Sounds like I am not the first to say:

62 in a 40 WTF?

If you don't like it don't post up about it.

Ah. The trolling has only appeared on page 2. Must be Christmas

And so the insults and finger pointing begins....

Good job you didn't hit anyone isn't it.

Yes, it is a good job he didn't hit anyone, he's been caught by the bizzies and now he's going to learn what a naughty boy he's been. All is right with the world.

I know it's easy to point the finger but this does seem over the top.

i know it was a stupid mistake and one i am not proud of but i live in hope that the punishment will not outweigh the crime.

From what I can see you're in court for a no insurance charge. That carries points and a good fine. You also said if you were charged with speeding again that would take you over 12 points.

My guess is you're in court because the points no insurance attracts is going to take you over 12 points. You need to attend if you might be banned. It might not be for that long,
If you have a soliciter let him do the hard work. However give him as much as you can to work with.

got to be honest.. I think you should work on the assumption you're gettin banned for a while, if you are up on 9/10 points you can't plead an exemplary driving record...
when you get to court, look smart and don't drive there. If you get a ban you can't drive home!

go and register on pepipoo, lots of good (nonjudgemental)advice over there

good luck

Another vote for pepipoo... do your research, its very helpful. Hope it works out and you understand where it may end up.

I was under the impression that exceeding a temporary speed limit is a non-endorsable offence. You can get a fine, but not points. There are exceptions such as Motorways and I suspect at 62 you were probably over the non-temporary limit, too, so it might be moot. Sounds like a job for a good lawyer.

I was under the impression that exceeding a temporary speed limit is a non-endorsable offence. You can get a fine, but not points. There are exceptions such as Motorways and I suspect at 62 you were probably over the non-temporary limit, too, so it might be moot. Sounds like a job for a good lawyer.

no.. the only possible way out of it is if the highways/council traffic dept havn't done the temperary traffic order lowering the limit which is unlikely.
They are quite hot on limits through road works as its protection for the workers.
Was told that cameras in roadworks are ALWAYS active.

Just because you bought the car from the previous owner doesn't make the insurance policy on that car null and void - I could insure my neighbour's car and not tell her, but the insurance would be valid.

What's far more likely is that the car had no insurance on it at all - hence flagging up on the police computer when you were pulled. You were driving without insurance, so cough up and take the points. You won't be punished twice for speeding, though I doubt it's going to help mitigate the punishment.

Companies like Aviva will provide 24 hours any driver cover on a car for about £15, which is what I do if I want to test drive a car.