Hey folks,
I have a dream...... of working a 4 day week. Ideally not working a Friday, which would provide me with a longer weekend and hopefully bring some additional me/family time to the rat race.
I have so many questions!
Have you done this? And at what age? I am mid forties, so am i jumping the gun?
What was your motivation? I would just like more time to myself ( i think).
Was your work happy to allow this? I am not sure if this is something my employer will entertain ( i am a project manager in the composite industry, so stuff can wait a day or two in most cases). Or do i have an 'legal' rights to a 4 day week?
How did you deal with the loss of earnings? I have done some basic calculations and it looks like i would take home about £650 a month less that currently, what with reduced hours and a small tax saving. This would allow me to still have a small amount of disposable income after the bills are paid.
Quality of life? Was it the game changer you hoped for? Or is the financial loss more of a burden than the extra free time?
Did you try before you buy? Maybe a option to try for a month or two and see how it pans out?
Did you sack it off? Have you returned to 5 days a week?
Any advise, experience and thoughts are thoroughly appreciated and i look forward to any feedback shared!
Tread carefully. My sister did this. She now does the same amount of work in 80% of the time for 80% of the pay and 120% of the stress.
Secondly, if your gonna take a day off, dont make it Friday! Thats the day most likely to be easy or where you can get an early stack, or job and knock! Take Monday off!
I used to work 4 days a week for child care reasons. My wife still works 4 days a week.
I just asked them if it was ok if I dropped a day, gave my reasons and my employer at the time said ok. Some people like doing 5 days in 4 but I dodn't want to do that and happy to take the hit money wise. I changed employer and carried on with 4 days, until a few years ago when I decided I could do with the extra money to pay off the mortgage as quickly as possible. I'd like to drop down again at some point, I'm 49 now so mayeb mid fifties after Kids have finihsed uni and got jobs I'll drop a day again...
If you can do it, I'd say go for it as it was great.
Edit: I had Mondays off and Fridays off at different points, both were usefull, ending the week early was always good, but not going in on Mondays was also nice....
I went from full time to alternate 4 day weeks to 4 days every week to 3 days a week to 2 days and retirement. That was over 7 or 8 years starting a tiny bit older than you.
My motivation was to spend more time doing what I wanted with my time rather than what I was being paid to do. Bi enjoyed my job but didn't love it, and certainly didn't enjoy it as much as riding my bike or whatever I did in my time off. Even alternate 4 day weeks made a huge difference in the work life balance and I'd recommend giving it a go as long as it won't damage you financially.
I was lucky to have a supportive employer but I believe you now have the right to request flexible working even though it is doesn't have to be granted. Our company policy was clearly set out and included a trial period for both sides to determine how it was working.
The biggest things to put in place are to make sure everyone knows you're not working on certain days and then to not actually work on those days so don't check your emails or answer work phone calls. And of course don't try to fit a full time workload into part time hours.
Oh and start with Wednesdays - easy to tag a day's leave onto bank holidays for a proper long weekend!
I went from full time to part time at age 49. Fifteen years ago. Can't recommend it enough for quality of life. If you can make the numbers work.
I wenet to working two part time jobs. One was every Monday/Tuesday. The other zero hours so I could take or leave any shifts offered.
As it happens I have just failed in an attempt to reduce my hours from 22 a week (plus the odd voluntary extra shift to help out) down to 16 hours. I work shifts. We have too many guys on nightshift most nights. So I suggested I reduce my hours by dropping all my nightshifts.
Seemed like a win/win to me. I cut my hours. The employer saves a bit of money. I got refused unless I accepted rearranging my entire roster to different hours and days. I decided to stick with my current hours. Maybe I will fully retire a few months earlier than planned instead.
If the numbers don't work with dropping salary would your employer agree to doing 40 hours over 4 days?
I work 10 days in 9, i.e. I still get 100% salary, have a day off every other week and work slightly longer hours on the days I'm working.
It's great, my 'official' hours are pretty much what I was working anyway, and only taking one day every two weeks means that the backup/overload you can get from compressed working (as per snotrag's sister) doesn't really get much chance to happen.
44 - I work a compressed 4 day week and have since I was 33.
I do have to work Fridays on occasion "as work needs dictate", but can force the issue if required.
The reality is that I end up working VERY long days Monday to Thursday (14h) to get the job done and even then...there's still things which can be done on a Friday unless I choose to leave it.
If your job is hours based, I think it can work, if it's objective based and unless you're very, very strict with it (and have the freedom to be so), then it can be difficult.
I dropped to 4 days about 6 years ago (late 30's at the point), Wednesday for me (don't take Monday's that's a BH nightmare!). I asked the boss and he said yes. You'd have to drag me kicking an screaming back to 5 days now! I find it really helps as most weeks I get to do a long ride which otherwise would rarely happen if limited to weekends (kids and dog).
Not me, but around 4 or 5 people at my workplace do this.
They all love it & recommend it.
I keep debating putting a request in, but think I would like to try to stay how I am for the moment and get various house projects done & pay a bit more of the mortgage off before considering it.
I think it's a very personal thing whether it works for you & whether your employer allows you to do it/do they try to get you to achieve the same amount of work in less time? etc.
For me, I feel like it would make a massive difference to 'getting things done' at home, around the house, squeeze an extra bit of exercise in etc. and I could live with the monetary impact.
I did this for a number of years as a consultant. I was around 40 +/- when I started this. There were other staff working a four-day week, so with that precedent I felt confident in asking for the reduced hours.
Rather than a strict four days, with a fixed day off, I worked an 80% contract. As a project manager this may suit you too, as I imagine your workload could vary from week to week, month to month, as mine did. In practice, this operated in one of two ways:
- When on a long-term project, I would work Monday to Thursday, then Tuesday to Friday. This meant that every other weekend was four days. To me this felt more significant than every weekend being three days.
- When balancing multiple projects, I would work for a period full-time, then take a week or two off.
In my experience, you do need to be disciplined, to communicate well about your working hours and use out-of office messages to manage people's expectations.
I write all of this as past tense, as I now work for myself and so don't have fixed hours or days to work. I work what is necessary to fulfil the contracts that I have.
Iv gone down to 4 days cant recommend it highly enough. I slightly compressed hours to make the financial hit more bearable went from 37 down to 30 i probably do a similar amount of work tbh but that comes naturally to me with having more energy rather than it being a stressful situation. My employers really good about managing work load though.
Quite a few people at the place I work do compressed hours (5 days in 4, 10 days in 9 are both common) or do 4-day weeks. Try not to make it Friday - everyone does that and actually Friday is the one day you can get some peace and quiet to do things in your own time cos no-one schedules meetings then! And don't do Monday either cos as mentioned upthread, that's a Bank Holiday pain.
I'm considering my options on this but we're a fairly new organisation and a newly-formed team so there's a full team meeting next week to thrash out the next steps in recruitment, roles & responsibilities, team structure and so on, will have to wait until after that.
But everyone who does it loves it. And the people doing compressed hours are genuinely working - if anything they often work harder because they're keen not be seen to be abusing their "privilege".
I think the law now is that anyone can request flexi / compressed hours for any reason but the employer does not necessarily have to agree to it.
I'm in the middle of setting this up, have requested a flexible workin pattern as per @comet. I'm waiting on the figures and full impact to be clarified but assuming that a 20% reduction in hours means roughly the same reduction in take home pay etc, then I'll be going for it. I expect to occasionally wotk a five day week, then I can use the "extra" day as TOIL to make up extra holidays at other points in the year - but I'm lucky that I have a line manager who;s very supportive and an employer that in general ralises that happy staff are more productive, so are will ing to work with stuff like this. I'd say go for it
Few people at work do it, some as compressed hours, some as reduced hours. Once people get their head around the fact they can't expect a response on a Friday (as an example) it's no issue for the work place and none for the employee either.
It's definitely something I'm looking at.
thanks for all the replies thus far.
Gives me some good food for thought. Glad the overriding consensus is that its a positive move (assuming its financially viable).
I might speak to the missus in depth a bit further then enquire with work. I dont want to get my hopes up if they arent willing to entertain the idea (unfortunately the owners are very old and stuck in the 19th century!).
But as i say, i appreciate the shared experiences.
Been doing it for 10 years now, was 46 back then.
Initially to give me a free day to myself as weekends were spent running round after wife and kids activities, which was destroying me.
Kids grown up now, but elderly parents need my time instead, and it gives me a 3 day weekend to fit everything in. Top tip - a lot of cafes close on a Monday, Fridays are better to have off.
I'm civil service, so it's a relatively supportive atmosphere for this kind of thing, and I'm not senior or important enough for it to be an issue. I would add that I have a manager with similar caring responsibilities so quite understanding.
I have a much better work/life balance as a result BUT as I approach 56 I am aware that the drop in salary will impact my pension. I work 30 hours over 4 days, arguably 4 x 8 hour days would have been a better value option.
Workload is an issue. I have a theoretical 20% reduction in my caseload, but I still have to do 100% of team meetings, training sessions, legislation updates meetings, corporate bullshit meetings etc. A 20% drop on caseload is not the same as a 20% reduction in "things you have to do at work". Again, my manager is pragmatic about it.
Wiser heads have said that a 3 day week gives you a more manageable workload reduction, but I'm not convinced.
I have colleagues doing a compressed 4 day week - full time hours over 4 days. They are all stressed and pushed, and seem too knackered to enjoy that extra day off.
Happy to answer other questions
A compressed week sounds good, I think you do an extra 90 minutes a day or something.
I think that sounds better than part-time as realistically, you won't be doing 4/5ths of the work, but all of it in less time...with no cut in salary.
Just read post above mine and it sounds like a compressed week isn't good...
I've been 4 days a week (80% hours & pay) for about 3 yrs & just turned 60, was having a few random days off due to lack of work & spending a lot of time looking after a friend who had cancer, so just decided to formalize it by taking every Friday off. Worked out if I work till 70* I'll have done the same hours as full time & retiring at 67 but there are financial advantages to dragging it out. Wife was doing the same but her new job is 5 days, hopefully once she's proved her metal they'll let her reduce to 4 days too. Work I do isn't too onerous & employer appreciates my flexible working if necessary & I want to.
* I could possibly retire now but like earning & want to help kids out financially too.
Ah yeah, bank holiday Mondays, thats why I changed to Fridays, I remember now!
4 day weekends every BH was awsome.
I thought about going to a 4 day week, but a friend pointed out that I'd probably end up doing the same amount of work in 4 days for less money.
I went to 3 days a week, and it worked really well....people seemed to understand that I couldn't possibly do the same amount of work as before.
Then I retired anyway 😁
My wife dropped to 4 days a week about 20 years ago to help with the kids. Cost was meaningless as it was less childcare cost.
It gives her a much better lifestyle as only does 4 days a week with a long weekend off, longer obviously with bank holidays. Her work load is based in four days a week so can’t increase without working more hours.
Sooner we can get her retired the better though which is our 5 year plan.
It’s something I’ve been debating for a while now.
downsides, dropping a day is a 20% salary reduction, and also presumably 20% less into the pension..
We work a rota so 10 days in 9/compressed working can’t happen.
what I am doing is using long service leave, overtime taken as TOIL and a bought extra week to take a days A/L every week. However that only has a finite time i can do it, and leave can be refused..
anyway ramble over, it’s interesting to see what others do..
A compressed week sounds good, I think you do an extra 90 minutes a day or something.
For my '10 in 9' pattern, my contracted hours are 7h45m a day rather than the standard 7h
I work a 60% contract and have Mondays and Fridays off. I've had 4 day weekends every week for a year. It's amazing. Life changingly good. Outside work hours I don't think about work at all.
It's costing me money but we were spending a fortune on childcare anyway so it's swings and roundabouts. I'm still much better off than when I was a bike mechanic. Bikes are paid for and I've learned to live without any big purchases. It helps to have cheap taste.
On a bank holiday such as Easter weekend I get the Friday and Monday back in annual leave so I've just had a top up.
I'll be gutted when I have to go back to full time.
I dropped down from 5 days to 4, last July. 55 YO at the time, mortgage paid off, our little miss flown the coop and working 200+ miles away. Just one landcruiser Labrador to keep in the life of Reilly. I took the pay cut (slight quirk that we changed the 38hr 5 day week into a 32hr 4 day week. Decided not to try to compress 38 into 4 as I'm trying to get less run down, not more) ! My job is flexible, and have a forward thinking employer + local bosses. (+ lucky that I'm in a scarce resource game and can get 2 or 3 other jobs in the same town (same individual estate !) doing the exact same thing by just waving my hand out the window. Not that I want to change). Lucky too that I like what I do and am involved in genuinely interesting projects.
The Friday off has definitely helped get back on an even keel - I was finding myself completely frazzled by the end of Friday, and needing most of Saturday just to be back 'normal'. Not done as much with the Fridays as hoped (i.e. swim / bike / run loads ) but a relaxed day, long dawgie walk, and some other things. Also enabled me to go so some 'domestic- things that would have required a day off to sort (where they can't be done or accessed on weekends).
Hopefully the exercise levels will improve now the weather is getting better though.
If you're on 40% tax, the net hit isn't as bad as you might fear.
As per others, you do need to make sure you don't just work the Friday as that's means you just agreed to a 20% pay cut. I've seen others do that at a previous company. My boss has been really good at making sure I don't work Fridays, other than very rare exception, and I get the day back to take another time. I also have a different work and personal phone- so the work shone is most definitely OFF from Thursday eve until Monday morning.
Definitely absolutely am not ever going back to 5 days. Next is 3 days a week !! Probably next Summer.
It’s one thing to get the agreement, but as Snotrag and Twodogs suggest, enforcing it and making sure you take it is a whole other challenge.
I'm supposed to have Wednesday PM off and that’s been fine through the winter, but suddenly things have gone mad and people push stuff in there all the time, despite me having an Out of Office placeholder in there.
Same occurs for two people who work for me (one has Monday, the other Friday) and whilst I try my damnedest to keep them free there’s always some twonk wanting them to do something on their non-working day.
i went 4 days in 2008 after the financial crash.
i refusd to go back full time until i left the busness about 10yrs later. also i moved busness and maintained the 4 days. I had thursdays off and it was amazing. Fridays is 'deadline day' so a crap day to have staff off in terms of the business. Midweek is easier to manage the time off.
I largely didnt answer emails and calls during this day (but onot obstructively just not allowing the business and my clients to make me work loads - obviously there were times i`d work or go to teh office just because sometimes you just need to get stuff done to maintain a project). I would answer my work calls to my mobile for specific quetions (if i was able) as if they called it was prrobably important! The level of calls dropped off quickly once they realised the world didnt end if i had a day off in teh week.
if you can afford it i can see no bad reason not to do it - just be a bit regimented about emails and calls.
your clients will get used to it.
I suspect there aren't many of us on here that have or had physical jobs, but reducing to a 4- or even 3- day week with standard full time duration each shift makes a world of difference, in order to have some energy and some sort of life outside of world that doesn't involve feeling permanentlt knackered.
Initially, my contract hours were spread over five days and I often did overtime after completing my own duty, which boosted my pay nicely but left me dead outside of work. For the second half of my time as a postie, I swapped from constant Mon/Tues/Sat to a rotation which changed which three shifts from Mon/Tues/Weds/Sat. It meant every four weeks I got the usually busy Weds off, but even nicer, it meant I got a five day long weekend every four weeks in addition to bank holidays and my purchasing of extra annual leave to boost me from ~4.6 weeks to ~6 weeks (depending upon whether the week off was one I would have done the longer 8.5 hour Weds if not on hol).
Can you do the same hours in 4 days? Like, rather than 5x 8 hours do 4x 10 hours?
I believe you now have the right to request flexible working even though it is doesn't have to be granted.
This is correct and it's a right which starts from day 1 on a job.
However, whilst it "doesn't have to be granted," it cannot simply be dismissed because they don't want you to. A rejection has to be justified and there are a dozen or so legally defined legitimate reasons for rejection. Obviously you can't work from home if you're a bricklayer. You can't work a 4-day week if there isn't sufficient cover for day 5. Etc.
I suspect there aren't many of us on here that have or had physical jobs, but reducing to a 4- or even 3- day week with standard full time duration each shift makes a world of difference, in order to have some energy and some sort of life outside of world that doesn't involve feeling permanentlt knackered.
In a past life I constructed soft play units. The boss was a tightarse so when we were out on site it was 12-hour days seven days a week until the job was completed because he begrudged paying for hotels. It was lucrative but absolutely knackering, back-breaking work (STWers who have met me will know I'm not exactly "hench").
Been thinking about dropping to a 4 day week for ages but tbh can’t bring myself to take the pay cut. Have thought about compressed hours into 4 days but it means the working day is too long!
Reading this thread, a 9 day fortnight is a much better idea for me and not something I’d really considered before. I think I’m gonna put the request in at work this week…!
I might speak to the missus in depth a bit further then enquire with work. I dont want to get my hopes up if they arent willing to entertain the idea (unfortunately the owners are very old and stuck in the 19th century!).
Even being civil service, my first request was declined, so I handed in my resignation, i was so pissed off. Union rep heard about it, and pointed out to management that they had been granting several women/mums a four day week, but I was actually the only man/dad to apply and I'd been turned down.
4 day week agreed, resignation withdrawn, swift move to another area to avoid dealing with dickheads.
Another part timer here. I went down to 32 hours over 4 days (from 37 over 5) about 7 years ago when my wife went back to work after maternity leave, also doing 4 days a week.
We saved a ton in childcare and I got to spend time with my daughter.
Now she’s at school I could go back to full time but don’t want to. I relish my Friday off and sometimes I just do nothing.
the financial hit isn’t too bad as it keeps me under the 40% tax bracket, but I do pay extra pension to make up. It’s a civil service scheme so well worth it.
Could doing 4x 10hr days rather than 5x 8hr days, or something simmilar be an option?
Technically then you are just compressing your hours so shouldn't affect renumeration?
I know in my job I like to get in a bit early and will quite often leave a bit later than I'm supposed to, as that' just how it is, so I'm basically providing free labour during that time... so doing 4x10 hr days would be a win win for me.
I enquired about this as I currently do a 9 day fortnight so I get every other Friday off. I currently do 33hrs one week and 41 the next. I was given permission to go to 4 day a week but it would have to have been a Monday off which I wasn’t bothered about.
Thought about it but decided to keep the hours I’m doing now.
Some regions in Scotland have schools that finish 1sh on a Friday. It's pretty good finishing Friday lunchtime. It is a full week in fewer days.
Some regions in Scotland have schools that finish 1sh on a Friday. It's pretty good finishing Friday lunchtime. It is a full week in fewer days.
4 days a week here and it’s great. There’s always a trade off with time and money, but this definitely brings my life better balance.
I first went part time in my mid 30s, working for a startup that had very little money so I really wasn’t losing out much financially. I taught myself photography and some coding on my “day off”, combined with DIY and long weekends away.
When I got a new job a few years later, compressed hours into a 4.5 day working week was standard. I missed my 3 day weekends, it really wasn’t the same.
When Covid hit, the company put everyone on 80% time to save money. I was delighted and never went back up to full time. This coincided with becoming a Dad, so I’ve spent a lot more time with the kids which has been very special, not to mention the extra time for riding and bouldering. I don’t intend to go back to full time if at all possible.
I did it for a couple of years mid 30s. Change of jobs meant that stopped but id love to go back.
Big company do just used their procedure. You have the right to request. Most smaller companies have turned me down since then. Basically saying they can't employ 1/5 for the remainder. Bigger companies have this easier as they can spread over a department.
I was doing development /project management. So just factored in a four day week to my timescales. Set up outlook so I wasnt available.
Generally it worked. I just politely declined anything on a Monday saying I didn't work that day. It was fairly common and my manager didn't do Fridays so I had his support.
Most people are fine with polite but firm responses. Something that I find very important working for an American company in my last tow jobs. They often "accidentally" arrange late meetings or ask for the impossible. I just manage expectations. Some people cave in and it becomes a habit. I had stood my ground in the first week and it happens rarely now.
Yes. I do FT hours (37) compressed into 4 days. Originally started 4 days about 13 years ago when our daughters were young (then, it was 32 hours over 4 days). Kept 4 days since then, but as I was essentially doing a FT job, went back to FT hours a few years ago. It works out as 9 1/4 hours per day, and as I work from home 2/3 times a week, and only have a 30 minute commute the other 1/2 days a week, it's pretty easy to make up the extra hours by a slightly earlier start (often I'm online at 7am) or an hour or two a couple of evenings a week.
I love it. I could never go back to working 5 days a week. 57 now.
Friday's I usually get in a decent ride. Jobs on the house. Bit of voluntary work. Elderly parents who need support and stuff doing.
If you can make it work, I'd highly recommend it.
I'm thinking about it, but will probably stay full time at 5 days per week until both the kids are through uni and can be expected to be financially independent.
I'm 46 now and acutely aware that (1) my earning power could well now be at the highest it ever will be and (2) my kids are going to be growing up in a lot harder times financially and may not get the same breaks I did.
So it seems a bit silly, and a bit selfish, to be cutting down hours now and not be making hay while the sun shines, as it were (and shoving it into my pension / building up some cash to help the kids with)
I think I'd sooner keep grinding away 5days PW for a few years yet until I'm closer to the targets I've got for my war chest. Then that hopefully buys me a lot more freedom to do whatever I like later down the line, with little risk.
My job isn't really one I can do compressed hours on. Workload comes in waves, frantically busy sometimes and I'll need to work longer hours then and just suck it up, but then that's balanced out by slacker periods too.
(Probably got 5-7ish years until kids are through uni, depending what the youngest decides to.do)
I wouldn’t do 4 as others have said you will still be expected to do the same work for less money. Either stick at 5 or of you can afford to go down to 3
I've worked for two different companies doing 4x10s. Overall, I prefer it and would like to do it. The first was a physical job working for the county. I rode to work at 6 am, started at 6.30 am, and had a half-hour lunch. Monday through Thursday. It was tiring initially, but I soon got used to it. I enjoyed having the 3-day weekend.
But the other company I worked for was more like Onzadog's video. Sunday and Monday, 10 hours per day. Off on Tuesday. Wednesday and Thursday, 10 hours per day. Off on Friday and Saturday. This was great and I loved it. Pre-kid, though.
Not quite the same thing, but ultimately it had a similar effect; when the company I was working for was taken over, they introduced a shift system that meant working a longer day, but the shifts meant working fewer days a year, so I would work 5x12-hour days, then I’d have 4 days off, work another 5x12-hour days, then I’d have 5 days off, work 4x12-hour days then 5 days off. Also, we had 25 paid days holiday, plus a day off for our birthdays, and a Wellbeing Day off any time we liked.
It meant that we could use four days of our holiday allowance and actually have three weeks off. Once I got my head around it, it worked really well, the days were only two hours longer than previously, and the work wasn’t hard or stressful. They were also very strong supporters of staff mental health.
Honestly, I’d still be happily doing the job now, except things in the car retail business changed and the business ultimately shut down. 🤷🏼♂️
I keep mulling over doing it now I'm in my 50s, quite a few people do where I work. The main drawback for me is the pension contribution reduction, I could just about afford the 20% salary hit (without drastically cutting back on spending) but not also be able to contribute more to my pension to make up for the shortfall so I'm currently erring on the side of keep paying as much as I can afford into the pension and retire a few years early. That said Trump is doing his best to scupper those plans so a 4 day week is looking more attractive...
I think where I work they do offer compressed hours but I'm not keen on working a couple more hours a day, I do like IHN's 10 in 9 though, hadn't considered that so will ask if it's an option.
My manager is currently working 9 in 10. She tried 4 days compressed hours but it didn't work for her.
The drop in pension thing does nag at me a little, but family finances mean I'm not really in a position to back it up.
A 4 day week has been a saviour for my mental health and caring responsibilities. I'm 56 at the end of this week. At 60 I will need to at least partially retire as there is no real benefit to deferring my old pensions beyond their normal pension age. Whether I can afford to fully retire, or need some part time work to keep me ticking over till 67 we'll have to see.
I did a compressed week (Mon-Thu) for number of years around COVID. It did have career limiting consequences for that role but gave me a very lucrative skillset.
Back to 5 days now and pouring income (which has ballooned due to the lucrative skillset) into pension and investments which will allow us to retire very comfortably.
Planning for retirement is a long game so consider implications on career or loss of income.
I’ve been 4 days a week for a couple of years. Highly recommended. I have Weds off so am never in the office more than two days in a row. There is an element of being expected to do five days worth of work in four. You just need to be firm but fair about what you’re prepared to do.
I have reduced my working hours. My contract has always been for thirty hours per week, but with an option to work more if I wanted to and the hours were available. I work in social care where wages are are poor. Most people agree that they will work an unspecified amount of extra hours. I stopped doing that ten years ago as I was finding that I got too little time off , My health was being affected. Going down to thirty hours per week has not necessarily always meant working fewer days it's sometimes meant shorter shifts on the same or even more days per week. The positive from this is that my health is better than it otherwise would have been and when retirement comes along I'll probably still be able to work on for a while to augment what is going to be a pretty low pension.
I'm in the incredibly fortunate position of working for an organisation that is formally trialling a 4 day week. So we went down to 32hrs without loss of pay, everyone then has either Friday or Monday off. It is, obviously, brilliant. Aside from the obvious benefits, it also feels like you have more annual leave as you don't need to take random days off for long weekends, or getting the car serviced and other life admin, you just plan them into your already scheduled day off. The four days are slightly more hectic but not problematically so. Just means I don't have time to spend on STW during the work day. Oh...
I have worked different versions of compressed hours for years. This work depending on what your core hours are. So it is easy to compress 35 hours into 4 days, not so much so if you work many more hours.