[Closed] E-bay question should I accept a cheque?

Run run run run run run run run run

as lomg as you wait for the cheque to be cleared what is your problem here?Have you never bought anything online and sent it to the person you bought it for?
Wait to be sure the cheque has cleared though
How much feedback have they got and is it all good?

Alternatively they might want it sent to an address where someone is there to receive it (used my ma's address before)
Also wait until the cheque clears and the money is in your account, at least they can't raise a paypal dispute against you.

Perhaps some more communication would help

say your item is 10 quid, you'll receive a cheque for 100 "by accident" and they'll ask you to cash it anyway and send the item + 90 quid "change" when it clears. but its a stolen business cheque so it'll clear at first, but the bank will recover so you'll be left without your item and 90 quid down.

or - everything will be fine!

Nooooooooo. PayPal or nothing. You can relist for free if they screw you around over payment.

can you still write cheques payable to "cash"? - ask for one of those (or a postal order?)

[i]as lomg as you wait for the cheque to be cleared what is your problem here?[/i]
Cheques never really clear. Or to put it more accurately the fact that the money appears in your account from a cheque doesn't mean that it will actually stay there.

IanMunro is right, cheques can 'bounce' weeks after they appear to have cleared.

The fact that he's asking *after* the auction is finished tells me you should stay away - any normal person would read your ad and ask beforehand.

Run away fast as you can.

I listed some items for sale earlier today. First time in 4 years. Went out for a ride. Just got back to find my account has been hacked/abused, listings cancelled etc. Unable to log in to sort it out.

PILE of SHITE

I don't see the problem mate. just wait for the cheque to clear. I ain't never seen a cheque take 2 weeks to bounce and i've worked in retail fraud.

I don't see the problem mate. just wait for the cheque to clear. I ain't never seen a cheque take 2 weeks to bounce and i've worked in retail fraud.

It specifically said [u]Paypal only[/u] on the listing now I am screwed because the cretin didnt read before he hit the buy it now button its going to take at least a week before i can relist. I have missed an opportunity to sell there were 4 people watching even though it had only been listed for an hour.

Surely just report him as a non-paying bidder and relist immediately?

Cheques are a dodgy way of paying anything these days, its like picking the least secure method you can, on both sides.

Run away quickly.

Surely just report him as a non-paying bidder and relist immediately?

Unfortunately I have to give him seven days to pay even though he has told me he has no intention of paying. He said he hasnt got a paypal account which seems strange how do you open an ebay account without one. I even said if he knew someone with a paypal account they could pay for him but no reponse. Looks like I am going to have to wait.

He said he hasnt got a paypal account which seems strange how do you open an ebay account without one

I have an Ebay account but not a Paypal one

You'd be better off paid in magic beans than a cheque.

You'd be better off paid in magic beans than a cheque.

What a load of drivel. Take the cheque, check with your bank how long it can be bounced for (Usually 10 days) and explain this to the buyer. If they are legit they'll understand and you avoid the Paypal fees. Simple.

He won't listen Peter he's already made his mind up:

I have missed an opportunity to sell

anyone seen my violin?....

Unfortunately I have to give him seven days to pay even though he has told me he has no intention of paying.

Surely if he has voiced (recorded by ebay emails I presume) the point that he does not intend to pay, he has broken the contract you have agreed already and you can do what the hell you like.

I've paid for goods here & ebay with a cheque, no problem.
One the money's in your bank account and cleared, it should be OK unless you have specific reason to doubt the buyer. And not reading the description isn't a reason to doubt him - he's just not noticed that.

coffeeking - Member

Unfortunately I have to give him seven days to pay even though he has told me he has no intention of paying.

Surely if he has voiced (recorded by ebay emails I presume) the point that he does not intend to pay, he has broken the contract you have agreed already and you can do what the hell you like.

Thats what I thought but the resolution centre wont let me relist till 7 days have passed. Unless there is a another way of doing it anyone point me in the right direction.

Moses - Member

I've paid for goods here & ebay with a cheque, no problem.
One the money's in your bank account and cleared, it should be OK unless you have specific reason to doubt the buyer. And not reading the description isn't a reason to doubt him - he's just not noticed that.

I have spent half an hour reading the feedback and it is suspicously perfect all the feedback says virtually the same thing with a spelling error that crops up to often to be real. I have a feeling the cheque might be issued by a Nigerian bank.

all the feedback says virtually the same thing with a spelling error that crops up to often to be real

maybe it was the same buyer purchasing multiple items?

I have a feeling the cheque might be issued by a Nigerian bank.

why do you think that?

[b]bomberman[/b] If you really want the Gimp Suit The set of Butt plugs and the Strap on Harness you won in my auction I am afraid its paypal only

you can ask your bank to send it special presentation, where they will get confirmation from teh issuing bank that the cheque is ok to pay away.

As said above the normal APACS clearing system is very funny. you will be able to see the cheque in your account is as little as 2 business day (not including the day the cheque was paid in) days and be able to lift the funds however cheque can still bounce for 6 business days after it has entered the clearing system.

Used to be the case that it could take weeks but the new 2-4-6 process that APACS introduced in Novemenr 2007 (I think this is when it was??) changed all this.

I would wait till then before you sent out the item. After 6 days it is the banks problem and they will need to raise fraud proceedings. At that point the cash is yours and as far as I know it can't be taken back Look at the APACS clearing website if you need confirmation of this.

Avoid the cheque route if possible. Ask him to pay cash into your bank account at his local branch. This way the money doesn't need to clear and it's safe.

Otherwise offer it to the second highest bidder if you are able to.

bomberman If you really want the Gimp Suit The set of Butt plugs and the Strap on Harness you won in my auction I am afraid its paypal only

Then why start this thread?

'[i]Avoid the cheque route if possible. Ask him to pay cash into your bank account at his local branch. This way the money doesn't need to clear and it's safe.'

don't give anyone your bank details without knowing who they are.