MegaSack DRAW - This year's winner is user - rgwb
We will be in touch
2 weeks ago, she admitted fault etc.
Big dent in wing on my commute old banger car.
Me being the nice guy said either pay me to have it fixed or go through insurance, she said shed rather pay me so i got a quote for £150 which she agreed to pay (she emailed this)
We agreed a date that she would pay me, again I was kind enough to give her two weeks to pay as she didnt have enough to pay me.
Today I get an email saying she will transfer it over this eve and can she have a receipt of the work done.
I don't have to get the work done was going to do it myself, way I see it I done her a favour by not going through insurance her excess would have been £250 at least plus price hike next time she renews...
Some people ! next time I wont be so nice
What would you do re receipt ?
Knock one up in word.
Write one out yourself and send her a picture of the completed work.
Just give her a receipt. Put your name and address, the date and "received the sum of £150 for damage to car door".
leave it at that. It's a receipt. Only give it to her on cleared funds though. If she complains, tell her you've done her a favour as the damage would cost £250 to repair at a garage.
Get someone to forge you a receipt?
If you cannot see why she has asked for this then you are being a little unimaginative. If your car is not worth much and you are not going to repair it properly then reduce the payment as she is doing you a favour as well as you still pocket some money.
She is fixing your car not giving you a payment above this which is what you seem to expect.
You are taking the piss IMHO rather than being the Mr reasonable you seem to think you are [ no offence and i suspect most would do what you are doing]
If you have a quote for £150, when the work gets done for £150 send her the invoice for £150?
I don't see the issue. Just pay the £150 to get the work done then present the invoice. It's not like you're trying to make a profit out of the situation is it...
Just reply "sure thing"
Then go to ground after the £££ is yours 🙂
I'd do the same if I was her. She's basically asking for proof of the job being done so you don't take the cash and then tell the insurance company to effectively claim again
Up to me what I do with the cash heck I may treat myself to something nice I don't have to have the work done!
She's still quids in !
I really won't be claiming from my insurance !
If I were her I'd buy you one of these.
If you're fixing the car why is she giving you cash to the value of the quote? Why did you bother getting a quote at all?
Nothing beats a bit of good ol fashioned fraud....
techsmechs - MemberNothing beats a bit of good ol fashioned fraud....
How is taking £150 fraud she hit my car ! I should have gone through insurance which she didnt want to do !
The cheesy one has it. Would you give £150 to someone you didn't know, without any sort of proof? For all she knows, Mr Nice Guy might pocket the cash and then go "what money?"
Up to me what I do with the cash
It is, but do you think she'd agree if you told her?
I'm kind of torn on this. If a stranger did £150 worth of damage to my property, I'd expect to be compensated to the value of the damage. But should I be bound to spend the money on the repair? I'm not so sure.
Up to me what I do with the cash heck I may treat myself to something nice I don't have to have the work done!
Try that with your insurance company
She's still quids in
as are you but you commit fraud* and feel like you are helping her 🙄
really won't be claiming from my insurance !
is that because you would have to get it fixed, have no money and your premiums would be affected...still she is quids in eh and you are doing her a favour by not even repairing it....gawd bless you sir gawd bless you.
* probably deception but IANAL
I should have gone through insurance which she didnt want to do !
Do that then.
Or just tell her that the damage has reduced your cars value by £150 but you have no intention of getting it repaired.
.I don't have to get the work done was going to do it myself, way I see it I done her a favour by not going through insurance her excess would have been £250 at least plus price hike next time she renews.
by making a claim you and her insurance will go up next year.
She has obviously been on some forum for advice
Then have your car repaired for £150 and present the invoice.
Not
Up to me what I do with the cash heck I may treat myself to something nice I don't have to have the work done!
Last time someone bumped my old banger I wasn't going to repair it, I told them just that. Made an old man's day it did!
I really don't see why OP has to get it fixed - as long as he gives the other driver a signed statement saying he has accepted £150 in full and final settlement of the claim, what's the problem?
If we're being ethical sticklers, the other driver won't be informing her insurance, as she is obliged to do under her policy t&cs.
The woman is paying £150 to make it go away, it's not like it is a rip-off price.
As Blazin-saddles says. Give receipt for amount paid, she will want some acknowledgement of you having received it. Stops you subsequently claiming via insurance.
Otherwise it's hard for her to defend.
Similar to paying via paypal, collecting in person. Then opening a dispute as 'goods not received'
Me being the nice guy said either pay me to have it fixed or go through insurance, she said shed rather pay me so i got a quote for £150 which she agreed to pay (she emailed this)
Well you need to get the work done then as that's what you agreed to do in your email.
When she transfers the money I'll send an email saying received with thanks.
I was happy to go through insurance I've nothing to hide its her that didn't want to !
Way I see it she has still saved a lot of money !
The end story is you can't damage someone's property she chose to pay me !
Heck I think I might give it to charity !
I never said I'd get it done I said it would cost £150 to fix and I said this verbally to her
My bike was knocked over by a dust bin wagon. Their insurance coughed up the cash for the fix and I got it fixed and serviced but left the odd scratched panel. Was that fraud.
I never said I'd get it done I said it would cost £150 to fix and I said this verbally to her
"Me being the nice guy said [b]either pay me to have it fixed[/b] or go through insurance"
So, what did you say?
You got me your honour!
Okay I never put anything in writing to her
* hangs head in shame *
Give her a receipt from you confirming receipt of the cash
She can whistle for anything else.
Me being the nice guy said either pay me to have it fixed or go through insurance, she said shed rather pay me so i got a quote for £150 which she agreed to pay
My idea of 'being the nice guy' would have been to tell her to forget about it. After all, it was your 'old banger car'. Some nice karma for that I imagine... and possibly a shag...
Was she fit?
Just take a photo of the other side of your car but mirror it.
Then you have the proof too.
😉
Bregante - Member.I should have gone through insurance which she didnt want to do !
Do that then.Or just tell her that the damage has reduced your cars value by £150 but you have no intention of getting it repaired.
This
My idea of 'being the nice guy' would have been to tell her to forget about it. After all, it was your 'old banger car'. Some nice karma for that I imagine... and possibly a shag...Was she fit?
I'm happily married !
And no she wasnt !
Karma...Like when my Classic Vw Camper van was hit and no one bothered to leave anything ....that type of Karma you mean ?
Karma...Like when my Classic Vw Camper van was hit and no one bothered to leave anything ....that type of Karma you mean ?
"Be the change you wish to see..."
Sorry, I'll stop being all zen and annoying now 😉
I always thought the old VW camper to be the classic hippy wagon. When did it become the classic [s]devious profiteer[/s] nice guy wagon?
I'm happily married !
So you're the one.
Tell her your skint and need the cash upfront to pay for the repair .
Then ignore any contact in the future, should there be any .
Up to you if you choose to get the work done and by whom.
BTW £150 is rather cheap for any sort of panel replacemant and spraying.
New wing would cost £45? for a pattern part, spray at least £130 I'm guessing from previous work I've had done. she's quids in either way.
As before give her a receipt for the cash in full settlement. nothing else is needed.
Here's the damage which I'd happily live with !
Was she Fatima Whitbread?
I'd be tempted to push the worst of it out.
She must of opened her door with a bit of force!
Oh and get that cable tie trimmed.
If you go through your insurers, they might write it off!!
Not trying to scaremonger, but the leading edge of that looks a bit dangerous. I've seen a big chunk of a lasses thigh sliced off by the corner of a wing panel of a car that hit her, and that was one that was flush. Yours is sticking out a bit, particularly the lower corner. I'd suggest fixing that.
As tga says, that is a snag hazard and would probably be picked up on MoT.
Have only ever asked for my cheap old cars to be repaired to road legal, often they have sent more than the parts cost. Not to mention that people have left notes for the smallest of damage on my cheap sheds of cars, but scattered from damage on the nicer ones.
Not trying to scaremonger, but the leading edge of that looks a bit dangerous. I've seen a big chunk of a lasses thigh sliced off by the corner of a wing panel of a car that hit her, and that was one that was flush. Yours is sticking out a bit, particularly the lower corner. I'd suggest fixing that.
Could be an MOT failure for that exact reason too. Any sharp edges sticking out. [edit: beaten to it]
£150 sounds reasonable to me. Even if the wing is not replaced, it's compensation for any effort fixing it, the loss in value on the car, and the fact that you have to drive round knowing there's a big dent in it, looking like a scruff.
In fact just get a second wing and swap it, on a banger it wouldn't bother me if it was a odd colour. You might get lucky and find the same colour.
IMO she just wants a receipt as proof of settlement so you can't then claim it later on.
Just agree then email receipt for her payment to you in respect to damages caused and her payment satisfies you in full.
She paid and sent a really nice email apologising for the damage etc
Sent an email back received with thanks etc
some really stupid comments on this thread
if i had done that damage to someones car and they said just give me £150,iwould honestly be over the moon.
I'm really struggling to imagine how opening a car door has done that!
Did she repeatedly slam her door into your wing to do that?... Or is the wing made of cheese?
I think you are lucky to get away with her paying up. Do a bit of googling and its more 50/50 fault.
Patronising mode - maybe next time you will give parked cars a bit more room
Huh?I think you are lucky to get away with her paying up. Do a bit of googling and its more 50/50 fault.
Rule 239 of the Highway Code states that motorists “MUST ensure you do not hit anyone when you open your door. Check for Cyclists or other traffic.”
I accept that you should try to anticipate someone opening a door but there's no way you can predict every time and it is not possible to leave a doors width on UK roads
FunkyDunc - MemberI think you are lucky to get away with her paying up. Do a bit of googling and its more 50/50 fault.
Patronising mode - maybe next time you will give parked cars a bit more room
wasnt possible if I had swerved out of the way id have taken other cars out !
Rule 239 of the Highway Code states that motorists “MUST ensure you do not hit anyone when you open your door. Check for Cyclists or other traffic.”
correct !
bearnecessities - MemberI'm really struggling to imagine how opening a car door has done that!
Posted 2 hours ago # Report-Post
cloudnine - MemberDid she repeatedly slam her door into your wing to do that?... Or is the wing made of cheese?
i was doing about 15mph when she opened her door
wasnt possible if I had swerved out of the way id have taken other cars out !
Playing devil's advocate for a moment,
If there wasn't room to pass safely, you should've waited for a break in traffic, no-one's suggesting you should swerve wildly into oncoming traffic. Really you shouldn't have been so close in the first place.
I remember being taught that on my driving lessons. I appreciate that it's often impractical advice, on our roads you'd spend half your life waiting behind parked cars and there's plenty of back roads where there isn't that much space even without other traffic. Point is, they could potentially have tried to argue that you were too close if it went to the insurance.
Bet it knackered her door!
At first I thought you were both parked and you were being a bit of a git, but if you were moving and she didn't look properly, it could have been serious. I had someone do that to me once when cycling. I went up and over the open door, bending it sufficiently that it wouldn't close. Few scrapes to the bike. She went ape shit at me saying your husband would go mad and didn't know she'd borrowed the car.....
I was too shocked to do much but ride away shaking my head.
If there wasn't room to pass safely, you should've waited for a break in traffic, no-one's suggesting you should swerve wildly into oncoming traffic. Really you shouldn't have been so close in the first place.
Or perhaps she'd parked badly narrowing the road available, so he was passing slowly and carefully? Round here you'd be waiting all day if you had to give 1m or whatever clearance when passing.
Here's to you bumping a posh motor or your car dying and costing you double.
Enjoy spending her £150 eh
Enjoy spending her £150 eh
I would only expect money I'd paid out for repairs - you're not doing her any favours.
Haven't read the whole thread as I'm getting dizzy with the moral high ground rubbish but looking at that pic, and this is a genuine q, is that wing not an mot failure due to bits sticking out which may cause harm to ped's. If not a failure at least an advisory. ❓
some really stupid comments on this thread
if i had done that damage to someones car and they said just give me £150,iwould honestly be over the moon.
^ this. To me, if someone damages your car, you should be compensated to the cost of repairing the car to the condition prior to the accident...it you don't want to get the car repaired and are happy to drive around with a damaged car then thats your prerogative but that still doesn't mean you shouldn't be entitled to the cost of the repairs.
Fwiw I think the person who damaged the car got off lightly...bodywork repairs are expensive regardless of age/value of car
Why should you expect compensation for an incident which hasn't caused you any bother?
OP states he couldn't care less about the aesthetics of the car and wouldn't be using the £ for repairs due to this. He also suggests the other party may not be exactly flush as she couldn't afford it, which makes demanding the money even more strange IMO especially this time of year...
Actually no **** that let's hope for a world where we are compensated with money every time some steps on your toe or bumps into you in the street....
So yeah enjoy your spending your hard earned 😳
My car is going into the body shop on Monday for a similar dent on the rear wheel arch - nowhere near as bad (just a dent, nowhere as deep, no cracking or paint damage), but same shape. I don't know how it happened for sure, as somebody did it while it was parked on a supermarket car park, and decided to leave the dent, some white paint off their car, but not their details. They must have used some force to do that to a stationary vehicle, because the wheel arch is reinforced. The chap in the garage used his Cluedo skills - white 4x4 letting its heavy door smash into it was his conclusion.
Cheapest (but recommended) place quoted £220, most expensive place quoted £336. I'm still bloody furious about it. Supermarket sadly didn't have CCTV covering that area of the car park.
Mrs Toast - Member
My car is going into the body shop on Monday for a similar dent on the rear wheel arch - nowhere near as bad (just a dent, nowhere as deep, no cracking or paint damage), but same shape. I don't know how it happened for sure, as somebody did it while it was parked on a supermarket car park, and decided to leave the dent, some white paint off their car, but not their details.
Seems to be a lot of it around. My wife's one month old car is currently in the body shop having it's rear wing and bumper replaced and painted after a lorry/bus side swiped it whilst it was parked. Unsurprisingly no details, so it's costing us £350 excess and increased premiums. Actual quote was well north of £1000.
I know it was a lorry or bus because all the damage is rubber from a wheel up to a height of about a metre.
Happened to mine when I'd had it 6 days. I'm still fuming now and it happened 9 years ago!
As OP said motor is a bit of a banger - One could just pull that dent out and t cut - happened to me once and I told the bloke in question 'no drama' and to be more careful in future.. Said offender was really appreciative of my chilled approach and thanked me - in the grand scheme of things we all need to be more understanding of one another - One of the few advantages of running old bangers I'd say .. No sense in taking car to an insurance brokers body shop and putting a shiny new panel worth a grand - that's more than the value of the car ... It's our 'sue me' culture that ultimately drives up insurance premiums ..
I had exactly the same when a lady went into my bumper. Offered to settle out of insurance. She would only pay the bodyshop doing the work in the end, to "prove" it had been done and i'd not kept the money and left the bumper. Work cost £160.
Insurance would have put a new bumper on it and she'd have lost her no claims.
I ended up taking a day off work and was without the car.
Next time i'll go through insurance, twas a right faff.
**** doing them a favour. Been here done this and for the attitudes shown in this thread for folk against you being paid and not fixing it..... Its your property that has been damaged by her idiocy so why shouldnt you expect her to pay - your cars now worth considerably more than 150quid less in value when you come to sell it! Thats why he should be entitled to keep the money and not fix a low value banger.
Insurance next time
Just stick it into the body shop and get it fixed . Youll be no worse off and yout car will be in its ore crash state.
Why should you expect compensation for an incident which hasn't caused you any bother?
OP states he couldn't care less about the aesthetics of the car and wouldn't be using the £ for repairs
Until it fails its MOT anyway.
Take the money dont get it done why should you ? She damaged your car so its worth less its up to you whether you fix it or not .
Until it fails its MOT anyway.
Maybe employ a bit of common sense and knock in any protruding metal beforehand?
But then looking at the pic of the damage it doesn't appear to be an issue anyway, plenty worse out there MOTd
Mot not due till next July
I'll be knocking it out tomorrow morning oh and my fee is £150 !
cruzcampo - Member
I had exactly the same when a lady went into my bumper. Offered to settle out of insurance. She would only pay the bodyshop doing the work in the end, to "prove" it had been done and i'd not kept the money and left the bumper. Work cost £160.Insurance would have put a new bumper on it and she'd have lost her no claims.
I ended up taking a day off work and was without the car.
Next time i'll go through insurance, twas a right faff.
Couldn't make this up, I posted this yesterday afternoon, did I jinx myself?
Out in town last night a car cut me right up from the right hand lane, scraped all down the front wing and bumper. She tried to drive off, then denied she'd hit me. On seeing the damage to my car and hers she then begged to go outside of insurance, she'd had a black box fitted to carry on driving, and had already gone through 2 claims this year. Then trying to give me details of a local bodyshop who would polish it out for £100!
As I sit here now I wonder should I go through all the faff of time off work, no car for 2 days again while local bodyshop does it, and the faff of chasing her for money, or just go through insurance and get a courtesy car?
I'd go through insurance on that purely because she's clearly a bloody menace.
Push for a courtesy car too.
Unlucky!
That's got to be a clear case for insurance though...for several reasons.
OP is clearly ripping the arse out of it. Whether that is a good or a bad thing depends on your morality. I'd be knocking a receipt up and giving her that.
all this reminds me of
"middle aged woman in a multi-storey car park, has seen a space open up and pulls past the space to reverse in. In the split second she is past the space, the bloke in the sports car whizzes into the empty space, jumps out of his car and as he walks away says "thats what you can do with good driving"
woman looks him in the eye, selects reverse and slams into his car
"thats what you can do when you dont care about your insurance premiums"
wanmankylung - MemberOP is clearly ripping the arse out of it
Hardly ! My time is worth £150 thats time not spent with my children/diy stuff enjoying the weekend.



