MegaSack DRAW - This year's winner is user - rgwb
We will be in touch
I've just had to call my car insurance provider - Hastings.
My car insurance is SDP and commuting to permanent place of work.
I walk to work each day so have never used my car. I'm on a course next week and unable to use a fleet vehicle to get there as they are all booked out.
I called my insurance to see if they could put business use on my car for the remaining 3 months. No problems.. an extra £3. Plus £25 admin fee!! I didn't bother. Might sound tight but £25 😈
While on the phone Mrs BF said that she could drop me off for the course and remain in the area (Harrogate) to start with Xmas shopping. I told this to the Hasting's girl on the other end of the phone and she still told me that i needed business use as my wife was using the car to drop me off at a place other than my permanent place of work, even though she was using the vehicle to go shopping. This sounds like a loud of rubbish to me.
Is it me or is Hasting's talking a load of cr*p
Hastings are talking crap.
Just tell your employer to get you a hire car? (or bus/train/taxi)
It'd have to be a fair drive away to pay for itself at 45ppm
It's a 80 mile round trip. I live in Settle so taking a train to Harrogate is out of the question as i have to be there for 9am.
A Taxi would be too expensive. and no buses from Settle to Harrogate to get me there on time.
I think i might have sorted it now. One of our vehicles is due out of the work shop before i go so i cold use it.
It's just the lass from Hasting's talking crap that wound me up a little.
Next time you get insured just add business use, costs nothing now.
if you have any sort of collision and havent notified your insurance co ,of buissness use they will probably refuse the claim. and thats very expensive
Except his wife is going shopping and he is hitching a lift with her....then toddling to work from there. Not business use.
just depends on how ins co look at it,
So you're using the car to get you to the place you're working those days? Also known as....... "commuting"
Is it perminant or "single" place of work .
All my policys are single.....meaning i can drive from home to one place of work that day. - subsequent travel falls under business use.
I did have one that made me specify my work address which was a shitty policy with some dodgy policy for modified cars via adrian flux.....
The course is for one day. It's not at my normal place of work. 99.999% of the time i can get my hands on a vehicle. It's just this one time i was struggling.
I don't normally get over to Harrogate that much with work.
Lots of useful info here,
http://www.gocompare.com/car-insurance/insuring-your-car-for-work-use/
Pity some think they know better, and dont
So if you read that link of 'facts' at face value i need business insrance to go to the bank to withdraw money so i can go to the post office and post stuff i sold on stw.......
Havnt trusted anything go compare wrote on insurance since they wrote vans must have commercial insurance and thay sdp wasnt an option on vans.