Argh anyone got 275...
 

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[Closed] Argh anyone got 275k free😂

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So the house I want is back on the market but there's a catch its 1st person with a completion date to win.

So I'm now barreling towards being homeless on the chance my solicitor isn't a lazy ****er

My other option appears to be raise the cash till my house completes and I can then mortgage the new one

It's a car crash


 
Posted : 16/12/2020 1:11 pm
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1st person with a completion date to win.

Blimey, good luck with them sorting that out 🤔


 
Posted : 16/12/2020 1:28 pm
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Please send me your bank account details 😉


 
Posted : 16/12/2020 1:29 pm
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Ignore revs1972 he's an absolute chancer.

Just message me all your account details, mother's maiden name, favourite colour, place of birth and passport number.

I will sort out that 275k quicker than you can say “I am homeless” 🙂


 
Posted : 16/12/2020 1:49 pm
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Just set up a religion. That's an easy way of making legitimate money from gullible idiots.


 
Posted : 16/12/2020 1:55 pm
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Ignore fasthaggis he’s an absolute chancer.

I can get you the funds by tomorrow esteemed fellow.

It will be facilitated by the swift and expeditious methodology of you furnishing me with a small and minor transfer arrangement to the tune of $10,000 US dollars only.
Once received in my account I will be happy to arrange, via the process of

Etc


 
Posted : 16/12/2020 1:58 pm
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So the house I want is back on the market but there’s a catch its 1st person with a completion date to win.

Offer a fiver with completion tomorrow.

Or offer enough above asking to solve the issue and do things normally.

The problem is they've committed to a purchase they don't want to fall through and the current buyer has pulled out. No-one above them in the chain will be in a hurry to find a new buyer assuming the vendor of "your" house gets a prompt offer and start progressing it quickly.

Alternatively just make the offer with a fanciful completion date as they can't hold you to it anyway.


 
Posted : 16/12/2020 1:59 pm
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Setup an appeal for money to pay for election fraud law suits?

I hear it can be a great way to raise some easy money.


 
Posted : 16/12/2020 2:27 pm
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We had saved a deposit, so took out a no-tie-in mortgage on the new place, which allowed us to keep the buying and selling process seperate. However we had to have the the stamp duty and fortunately we completed the sale not long after the purchase. A no tie in will let you pay off as much as you want, with the penalty of slightly higher % rate.


 
Posted : 16/12/2020 2:40 pm
 db
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Set up a new PPE company - Boris and Hunt will throw the money at you quicker than a dancer on a pole!!


 
Posted : 16/12/2020 2:47 pm
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Post an advert in Private Eye..


 
Posted : 16/12/2020 2:51 pm
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It's in Scotland so it's a different kettle of Brexit fish.

I'm selling/sold in England and buying in Scotland.

A legal offers binding so you cant make a legal offer with out certainty

Hence the mess.


 
Posted : 16/12/2020 3:05 pm
 5lab
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isn't this what bridging loans are for? they're not cheap, but they do the trick.


 
Posted : 16/12/2020 3:29 pm
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A legal offers binding so you cant make a legal offer with out certainty

Somebody did

Hence the mess.

For what it's worth being in Scotland along with "there’s a catch its 1st person with a completion date to win." sounds like they have a problem with the potential to cost a lot of money that they're trying to make "you" liable for. It has all the hallmarks of being a sale you do not want to be involved in.


 
Posted : 16/12/2020 3:30 pm
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Check out SoMo. I lend money to people in your position.


 
Posted : 16/12/2020 3:42 pm
 nuke
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So how about a link to this dream home so we can all be nosy? 😁


 
Posted : 16/12/2020 3:54 pm
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A legal offers binding so you cant make a legal offer with out certainty

Nope - you need a better solicitor.


 
Posted : 16/12/2020 4:30 pm
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Ahh house chains. I've been in one for 6 months now that's probably going to collapse this week because a house builder has lost his bottle.


 
Posted : 16/12/2020 5:14 pm
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It's long winded so for clarity

So we saw a house we wanted - Not sold ours couldn't bid

We then got told House we want back on the market, we then had sold ours

but this is where it goes wrong.... it wasn't they had agreed to an extension as the rival buyers had an issue. This extension was agreed twice for some reason and lapsed yesterday.

We were led to believe at this point we'd be in and winning....

So sellers have removed the missives and it's back on the market

BUT

Now theres 3 of us after the same house and the sellers have said 1st to a signed contract on their property wins.

So my house is sold surveys done. Searches actioned etc my buyers house is the same so our chains good.

But we're racing 2 other parties to the post.

Does that make sense?


 
Posted : 16/12/2020 5:23 pm
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Oh and a bridge wont work as I dont have enough free cash

I've 100k once I'm sold here which is our deposit.

Stressed out over it and not very happy as I feel I've been led on a touch by the agents and vendors


 
Posted : 16/12/2020 5:25 pm
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That's ridiculous, I'd back out if any property where the vendor refused to take it off the market once theyd accepted my offer. Do they really expect their solicitor to deal with three potential other solicitors until they reach the point they're ready to exchange?


 
Posted : 16/12/2020 5:53 pm
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Get back on right move.

You want to make sure everything is tickey boo with the house you are buying and so should your conveyancer. Having a deadline May jeopardise this. Why is it now back on the market.

The dream house always seems that way until a better one comes along.


 
Posted : 16/12/2020 8:35 pm
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Its Scotland so theres slightly different things to take into account

I've 2 solicitors English and Scottish. My Scottish one will only step in once my sales done here. So

House is pre surveyed, I've also a builder look at.

What I'm after is niche, I've been looking 3 months and to be fair nothings come up that comes close.

A written offer (in basic terms) is binding and is almost a contract and then you go for an entry date. If you dont complete on the entry date your in the shite.

So until contracts are signed here you cant fix an entry date. As our legal system means you can back out at any point which is the main crux on the 2 differences.

Vendors have been burned by the original buyer and have said who ever is in a position to give us offer with an entry date 1st will be accepted and then it's done and closed till completion.

I'd be better if I was renting as I'd not have the vagries of 2 systems to cope with.

Buying in Scotland from Scotland is brilliant buying in England from Scotland is fine this ways shite.

Terrahawk can vouch for this.

If it falls flat I'm off renting to put me in a better position.


 
Posted : 16/12/2020 9:24 pm
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That sounds a humongous ball ache.

Tell the sellers to do one and find somewhere else.

Good luck!

If it falls flat I’m off renting to put me in a better position.

Sounds crap but your best option.

We have Sold ours and agreeded a price 6 weeks ago. The people we are buying from haven't found somewhere to move to after 10+ viewings.

I'm getting super itchy feet and am going to start looking for somewhere else


 
Posted : 16/12/2020 9:37 pm
 poly
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That’s ridiculous, I’d back out if any property where the vendor refused to take it off the market once theyd accepted my offer. Do they really expect their solicitor to deal with three potential other solicitors until they reach the point they’re ready to exchange?

I'm not sure you understand how house sales in Scotland are "supposed" to work. Until the early 2000's the model was very much - you made a formal offer, which was legally binding if the other party accepted (and usually they'd have something like 72 hrs to accept). There would be some conditions in there about coal reports, or planning permissions for extensions etc but generally speaking no way for a buyer or seller to back out just because they wanted to, hadn't sold their own house etc. You'd have had your survey done BEFORE offering etc. Then in the craziness of the naughties people realised that rather than paying for surveys on houses they didn't win was expensive and they could make offers 'subject to survey' and it was low risk for the seller as the surveyors were banging our reports saying whatever they wanted. Then solicitors started sneaking in all sorts of other clauses, like subject to us selling our house, or subject to getting a mortgage, etc. The situation with surveys changed where sellers had to provide the home report when advertising but these other escape clauses remained in many offers. The market had shifted. For tentative buyers who don't have their ducks in order it was a good thing. For sellers its become a minefield - the whole principle the these were binding offers has been eroded.

It strikes me that that seller is simply trying to get back to "how it should be" when you make an offer in Scots law, and the seller accepts they are then bound by a contract with financial consequences for breaking it. They don't really want the earliest entry date (or they would take the £5 tomorrow offer), they want a binding offer with a reasonable entry date, at the price they expect. My priority would be on making the cleanest offer at the right price as soon as works for you rather than trying to beat the opposition on speed. Are you brave/stupid enough to tell your solicitor to make the offer without any carve-outs for your own chain falling through? That's what they will be worried about, particularly with a buyer coming from England where the reputation is that happens all the time.


 
Posted : 16/12/2020 9:48 pm
 poly
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My Scottish one will only step in once my sales done here.

Tell us a bit more about that? Its over a decade since I've been in the market but there are different types of Scottish property solicitor (and indeed some who may be a bit schizophrenic depending on the characteristics they detect in a client). AFAIK there is nothing to stop a Scottish solicitor from making a proper binding offer on behalf of a client who is exposed to a huge risk if their own sale falls through, so long as they have fully explained that risk to their client and they think the client understands it.


 
Posted : 16/12/2020 9:59 pm
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I get you and I'm not sure how its ended up here.

All I know is all 3 of us are dependent on english sales. One of which has rumbled on for weeks with extension after extension. Hence why they're pushing for the offer to be placed on a signed english sale

I'm not instructing my Scottish solicitor to make an offer until I've an signed contract on here. As till I've a signed doc my English sales not binding. And I'm not being sued over a missed entry date.

Once one of us has made a formal offer with a sensible completion date it's done.

Your right they just want a sound clean offer and who gets to that point 1st wins.

I'm in limbo as I'm waiting on searches on here. It's more frustrating than anything.


 
Posted : 16/12/2020 10:05 pm
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Oh the sellers have another house already that they own.

My gut feeling is they're pissed at the original buyer and dont want to be burnt again


 
Posted : 16/12/2020 10:12 pm
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It's not near Moffat is it?


 
Posted : 17/12/2020 7:47 am
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No nearer newton stewart mate.


 
Posted : 17/12/2020 8:10 am
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Good luck, great part of the world.


 
Posted : 17/12/2020 8:20 am
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Yeah there always seems to be stuff going on behind what agents tell you, we've had two incidents where agenys not entirely truthful. Once we were told the sellers were thinking out offer over, then after five days of thinking it over another offer appeared and it seems the agent was expecting the offer and instead of just telling us what was going on they strung us along until the second offer appeared then it was last and final offers. The second time we put offer in and there was another offer in but they hadn't sold there house so agents shouldn't have really considered the offer as they weren't able to precede.


 
Posted : 17/12/2020 8:27 am
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Buying in Scotland from Scotland is brilliant buying in England from Scotland is fine this ways shite.

It can be quite griefy. When we moved to Scotland for a few weeks we had both houses, but it worked out ok.


 
Posted : 17/12/2020 8:36 am
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So as an update.....

Our solicitor in Scotland had a call from the sellers solicitor asking us to offer.....

So we did, usual caveat of completion dates etc.

And we've got it......

https://gapinthemarket.com/property/barwhirran-croft-newton-stewart-dg8-6bl/


 
Posted : 27/12/2020 11:23 am
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Very nice. Completing tomorrow?😉


 
Posted : 27/12/2020 11:38 am
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Nice place, what’s more, you’ve a great local bike shop in the form of Kirkcowan Cycles. Top notch servicing & repairs since the introduction of some decent guys!


 
Posted : 27/12/2020 11:44 am
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Congratulations!


 
Posted : 27/12/2020 1:32 pm
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So as an update we move in 02/02.

Cant wait the stress has been horrific!


 
Posted : 23/01/2021 8:40 am
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Nice one


 
Posted : 23/01/2021 8:48 am
 Bear
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Looks like very near the distillery one of the nicest gins I’ve had. Hills and Harbour.
Lovely part of the world.


 
Posted : 23/01/2021 9:43 am
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We're nearly next door neighbours....😁..l look down on the aforementioned distillery.. I don't drink gin..🙄


 
Posted : 23/01/2021 10:21 am
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We’re nearly next door neighbours….😁..l look down on the aforementioned distillery.. I don’t drink gin..🙄

Howdy neighbour


 
Posted : 23/01/2021 1:08 pm
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Nice move, hope it goes well

I Love Galloway forest


 
Posted : 23/01/2021 1:34 pm
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Howdy indeed 👍👍


 
Posted : 23/01/2021 2:14 pm
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Well I'm out of my house as of yesterday and I move in on Tuesday....

1st job anyone know a builder or bricky


 
Posted : 29/01/2021 9:43 am
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Good luck.


 
Posted : 29/01/2021 9:47 am
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Ooo very nice, you could even fit a pump track in that garden...


 
Posted : 29/01/2021 12:47 pm
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Magic, gimme a shout in Spring, we'll get a wee hike a bike to the Merrick ticked off. 🙂


 
Posted : 29/01/2021 12:49 pm
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Cheers all.

1st job is a big garage at the back 18ft by 25ish would be about right.....

Need a builder as Im doubtful I'd be able to do that myself


 
Posted : 29/01/2021 1:19 pm
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Bit of an update. Settling in, caught covid somehow on the move. Much thanks to Jason/ terrahawk as he dropped us some supplies off. As theres no home delivery or just eat to here.

Finding it very odd feel like I'm on a weird holiday. But I'm loving it.

Got a friend who keeps sending me pics from the Instagram account of people who bought our old gaff showing them knocking it apart. Feels very weird looking at them as I feel like it's still my house.

Had a couple of local mates over in the buildings trade as 1st job is a 4x10m workshop to go up...

Just wanting covid to bugger off so I can see people join a local society etc as its quiet isolating as my nearest neighbours a good 0.4mile away.


 
Posted : 20/02/2021 3:40 pm
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That means you can turn your stereo up to 11

👍


 
Posted : 20/02/2021 3:54 pm
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👍


 
Posted : 20/02/2021 4:26 pm
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well, im settling in still.

list of jobs is growing. got an interesting water leak on the timber conservatory. so if anyone knows a good chippy let me know as i think this might be a bit much for me to do on my own but I'm half tempted to give it a go.

Cheers


 
Posted : 10/03/2021 7:25 pm
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*


 
Posted : 10/03/2021 8:41 pm
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Update...

Had to head south for family reasons at weekend. Christ I'm glad I moved. Up heres just heaven in comparison to north Manchester.

Garage base is going in this week

Riding wise need to get out more... I've been so lazy but I've been Riding with Jason terrahawk and joelowden.

It now feels like home. Job lists huge but tbf I just dont care. I'm planning on enjoying the summer and starting in Autumn on some refit work.


 
Posted : 31/05/2021 8:21 pm
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Had to head south for family reasons at weekend. Christ I’m glad I moved. Up heres just heaven in comparison to north Manchester.

I relate to that.

Mrs_oab and I were discussing it this week after a foray south to see family...


 
Posted : 31/05/2021 9:30 pm
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So a year ago I moved out of my old gaf and interim into the inlaws.

Frightening to believe its been a year almost. My move in date was the 2nd so not quite a year here. However I'm still have palpitations over the amount of stress I was under 12mths ago!

Roll on summer


 
Posted : 28/01/2022 11:56 am
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Sorry I spent it on these:

😯 JESUS WEPT .


 
Posted : 28/01/2022 12:13 pm
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Sorry I spent it on these:

😯 JESUS WEPT .

You can get finance though - only £5k a month!

We developed a first order crossover for Supreme 2, creating absolute perfect time and phase coherence; and flawless time coincidence. A milestone for innovation and design at Marten.
Your music is absolutely faithful, with a soundstage that is as vivid as the live performance.

If that doesn't sell them, I don't know what would?


 
Posted : 28/01/2022 12:15 pm
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Very reasonable isn't it!

My only issue was the weight, at 270kg I can't put them on my second system upstairs, but then I couldn't show off the diamond tweeters to guests.

edit: That's 270KG each


 
Posted : 28/01/2022 12:17 pm
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When I win the euromillions, I’m gonna get those, and use them with the cheapest, shittest cables I can find.

Attaching them to a Walkman.

Should probably buy a ticket…


 
Posted : 28/01/2022 12:22 pm
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At 6ohms they should pair well with a mini system like this:

https://www.denon.com/en-gb/product/mini-systems/dm-41-dab

If you've won the lottery you should push the boat out on amplification!


 
Posted : 28/01/2022 12:25 pm
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5% off if you subscribe to their newsletter!


 
Posted : 28/01/2022 12:30 pm
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They have reviews? People have bought them?

Not sure they will add much to my listening enjoyment of old Discharge records.


 
Posted : 28/01/2022 1:29 pm
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yeah i've got a set, that's why I needed help with headphones to stop waking Mini up!!

I wasn't fussed with the 5% off, I just didn't want to fill my inbox up with spam.


 
Posted : 28/01/2022 1:33 pm