Pet insurance…how much?
Pet plan. Use them for our cats and dogs and I highly recommend them. Made a claim on a cat with no issues at all, quick to pay up. Currently going through a claim on one of the dogs but the vets are doing it direct – we just paid the excess.Posted 4 years ago
Anyway, we pay about £10 per month for each cat.bearnecessitiesSubscriber
There is something wrong in the world, that we’d spend £4k on a cat..
To be fair, it was the vets ‘fault’. Hindsight, and research indicates they didn’t need to do most of what they did, possibly £150 worth at most. I think as soon as they knew he was insured to the hilt, they went to town. Buggered up a healthy kitten mentally and put him through many months of stress & pain – they even performed a frickin’ biopsy for a common urinary condition.
In the last 3 or 4 months though, I’ve ignored everything they said, done my own homework, and now he’s eating normal food, doing all the things he should be doing and a clearly lot happier in himself.
****s in my balanced opinion.Posted 4 years agomikewsmithSubscriber
PetPlan generally comes out as the best but as with any insurance it’s up to you to read the T&C’s and see what your willing to accept.
Key points are:
Lifetime Cover vs One Year – Important for ongoing conditions, but means once you claim you are stuck with the provider for ever. Some won’t cover existing problems.
Pay Up terms – do they pay the vet or do you and claim back – speak to your Vet on that one.
Stuff can add up especially when trying to diagnose something.Posted 4 years agoGolfChickMember
We use argos for Ziva, best level possible but quite expensive really, not sure i could justify the same cost for a cat. I would think things can go a lot more wrong with dogs especially Ziva being as large and as active as she is. Its about £36 a month but having experienced a few thousand pound bill with my last dog I think its worth it. Our is a lifetime, renewably every year cost.Posted 4 years agop8ddyMember
My two moggies (Starsky and Hutch) are insured through the SSPCA. I haven’t had to claim yet so don’t know how well they’ll do, but I opted for a ‘whole of life’ policy that covers payouts up to 7.5k each per year. Costs £20 a month. Not sure if it’s competitive, but the SSPCA get cash every month for it.
Previously I was with More Than (with my sadly departed cat). They were excellent. THey always paid up in good time, never a moments hassle and when Suzy died the guy who was dealing with me cancelling the policy was ace. Suzy needed a v. expensive procedure involving radiation treatment – More Than didn’t question it and offered help at all stages. Price for More Than was £9 pm iirc.Posted 4 years ago
No reason why you shouldn’t be insured with Tesco.
That is an option for us too – wife has a flyer to use by end of Oct – something like £5 a month plus £30 cash back! Seems cheap compared to what you’re all paying. Don’t want a sh*tty policy that isn’t any good if and when something bad happens…
CheersPosted 4 years agofootflapsSubscriber
You need to read the policy (sorry but it’s the key way to avoid being surprised by insurance)
Doesn’t guarantee they’ll pay out even if you’re covered. If their P&L is looking poor, they’ll just tell their staff to refuse more claims as only a tiny minority will take them to the Ombudsman.
If you want to see who gets the most / least complaints: http://www.ombudsman-complaints-data.org.uk/AToZ.aspxPosted 4 years ago
The topic ‘Pet insurance…how much?’ is closed to new replies.