As someone that rides in London most days I’d say those that obey every rule of the road, wear reflective gear and ride along with a halo above them tend to be the same cyclists that end up under the wheel of a motorised vehicle!
If (like me) you occasionally, jump the odd light, use the pavement, ride up the wrong side of the road, dive in and out of slow moving traffic. Then you concentrating and not just blundering along and therefore less likely to be squashed! I make all my own choices and live with the results…. just like when I hammer down the mway at over 70mph!
Yeah it is breaking the law, but in grand scheme of things is it that important….? There are people in the world doing far, far worse!