Home Forums Chat Forum if you can afford private healthcare, should you use it?

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  • if you can afford private healthcare, should you use it?
  • doris5000
    Free Member

    not that this applies to me. But:

    An elderly relative, in poor health, recently paid a few hundred quid for a scan to be done privately, in order to skip the NHS queue.

    Two effects: first, it may have saved his life. Second, the queue gets a bit shorter for those who can’t afford private healthcare.

    So it got me thinking. I’m a massive fan of the NHS. But if you can afford to, is it more ethical to pay for yourself and leave the NHS for those in greater need? Or as people start to opt out, would this just give the tories even more excuses to destroy it? And would this then bring the NHS into the ‘benefits culture/scroungers’ debate so beloved of the right, endangering it further?

    captainsasquatch
    Free Member

    In theory I believe so.

    Two effects: first, it may have saved his life. Second, the queue gets a bit shorter for those who can’t afford private healthcare.

    Was the private healthcare provided by an otherwise NHS employed medic, thusly having no effect on the queue?

    somouk
    Free Member

    Ethics doesn’t really come in to it, you’ve already paid to use the NHS in most cases. My parents are doing the same of paying for private health care for scans and the like primarily to skip the NHS queue.

    They’ve already paid their bit in to the pot for the NHS so it’s a shame they effectively have to pay twice for their healthcare but the benefits of doing so far outweigh the issues that may be caused by waiting for the NHS to get them an appointment.

    ratherbeintobago
    Full Member

    Was the private healthcare provided by an otherwise NHS employed medic, thusly having no effect on the queue?

    Likely, but the choice for the otherwise NHS employed medic is do PP in your own time, or don’t do it at all; if you want to do any you have to offer your NHS employer an additional session per week first.

    DOI one of the 55% of NHS consultants who don’t do PP.

    jambalaya
    Free Member

    Ethics aren’t an issue imo.

    My mother was in agony and could not walk for 6 months and NHS/GP wasn’t interested. She would not go private on principal. Eventually MRI was prescribed with a 12 week wait and we did manage to pursued her to go privateoy with a 1 week wait. She got the cortizone injection she needed on the NHS but she wasted 6 months (I have a relative who is back soecialist and he diagnosed her 5 months previously but she insisted on relying on the NHS)

    A friend who contratced for the NHS always said to pay for a private consultant appointment (often same doctor) to jump the queue, that’s basically what my mum did eventually.

    The NHS is broken and has been increasingly so for 20 years. If you need treatment and can afford it just pay. To argue things on principal is just daft. My French wife paid high French taxes and has always had private health insurance on top which she pays herself. DrP on here suggested if you can afford it you should do the same in the UK. One of the big advantages in France is if you go private the state still pays a portion (ie the same they would pay is you went “nhs”), in the UK theybpay nothing.

    scotroutes
    Full Member

    jambalaya – Member
    Ethics aren’t an issue imo.

    Quelle surprise

    jambalaya
    Free Member

    Quelle surprise

    No good being ethically correct and in pain or dead. There is a saying in sailing that being correct on the rules of the sea (power gives way to sail) but being crushed by a super tanker doesn’t help you

    captainsasquatch
    Free Member

    My mother was in agony and could not walk for 6 months and NHS/GP wasn’t interested.

    I call bullcrap! I tweaked a tendon in my foot and the GP/NHS were superb.
    Scans, physio and treatment all within a month of seeing GP.
    So, I call bullcrap as you have a history of embellishing or twisting words to suit your own agenda.
    I wonder what the facts are. The real facts, that is.

    HoratioHufnagel
    Free Member

    We had a talk from “Vitality” private healthcare provider at work.

    He spent about 10 minutes explaining the healthcare side… If you choose to use the NHS rather than a private hospital, they give you 150 pounds back per night, and you jump the queue. The next 20 minutes was used to explain about the free cinema tickets, half price bikes, iWatch etc etc..

    It was also cheap to take the healthcare, as we just pay tax on the cost. Seems to be happening in more and more jobs, even my girlfriend’s who is a Teacher.

    Feels like we were being bribed into taking private healthcare.

    Tragedy of the commons!

    Hob-Nob
    Free Member

    We have PMI, as a work benefit.

    Having used it a couple of times now rather than the NHS, I think I would happily pay for it in the future.

    The convenience is very much worth it IMO.

    iolo
    Free Member

    Here in Austria you have employer contribution to health insurance, a bit like the NI system in the uk.
    They operate a E card system that allows you to go wherever you want.
    If you have a back problem, you go to the back doctor, eye problem, eye doctor and so on. You don’t have to wait to be referred. The longest you wait is maybe a week for a really busy doctor.
    I had a problem in my jaw last year. I went to the doc on Friday and I was operated on 2 days later – a Sunday.
    There are zero waiting lists. Dentists and opticians are covered too.
    This is probably the main reason I moved here.
    Why the hell have the uk got it so terribly awful?
    We finally paid for my mum to go private as she had to wait over 7 months for referral to a pain clinic as she could hardly move.

    Rockape63
    Free Member

    The NHS is broken and has been increasingly so for 20 years.

    Sorry, but that is total bollocks! My family has had the misfortune to need the NHS many times over the past two years and its been magnificent. From heart attacks to skin cancer, to eye problems, to foot ops etc. We’ve been treated quickly and extremely well. No complaints here!

    johnx2
    Free Member

    Trouble is you’re not paying the full cost of your treatment. You’re being treated by people whose training has been mainly taxpayer funded, and with the back up, if things go wrong with a procedure, of NHS resources.

    teamhurtmore
    Free Member

    I hope the NHS isn’t broken. My old mum broke her hip on Sat and is being treated by them now. Reports so far 10/10 and the nurses and staff seemed great to me yesterday. Hope it’s the same today as on my way. We did the xmas raffle yesterday so they are planning ahead for 25th

    Interestingly seems that the consultant surgeons here and at the local private hospital are the same people.

    IHN
    Full Member

    Trouble is you’re not paying the full cost of your treatment. You’re being treated by people whose training has been mainly taxpayer funded, and with the back up, if things go wrong with a procedure, of NHS resources.

    But these bits that you didn’t pay for privately, you did pay for via taxation.

    Klunk
    Free Member

    If you have a back problem, you go to the back doctor, eye problem, eye doctor and so on. You don’t have to wait to be referred.

    you can walk into the eye department a Northampton General and be seen no appointment or referral required. I had to go there once on christmas eve and the service was fantastic.

    maccruiskeen
    Full Member

    Trouble is you’re not paying the full cost of your treatment. You’re being treated by people whose training has been mainly taxpayer funded, and with the back up, if things go wrong with a procedure, of NHS resources.

    And more importantly…. whatever private options you take the NHS is always your safety net. If the things go wrong in a private op you’ll be rushed in an NHS ambulance to an NHS hospital to put things right. My mum used to run an ICU and she had a constant flow of private patients coming in- sometimes because of bad decisions, sometime because of natural complications…… sometimes because the local private hospitals didn’t bother with backup generators. In a power cut they just shipped all their patients – even the ones on the table – to the nearest NHS hospital.

    So if you’re paying for private treatment you’re not ‘paying twice’, you’re just paying extra, because the service you’re paying for within the NHS is still part of the package when you take private treatment – you’re just lucky if you don’t have to use it.

    P-Jay
    Free Member

    teamhurtmore – Member

    I hope the NHS isn’t broken

    Don’t worry, it isn’t. It’s not perfect, but show me a big organisation that is.

    There’s an aspect of it that is both good and bad – it treats patients, it doesn’t have customers. Which means that if you turn up in A&E walking and talking and not bleeding to death you can, and will be told to wait whilst resources are spent elsewhere, but you will be seen. No amount of willy waving or money offered will change that. Trust me though, turn up bleeding, broken, dazed and confused and they can move so fast your head will spin. Same goes for Scans and Consultant Appointments, I’ve got a slightly dicky liver – I see one every 3 months, if I can’t make it, I have to wait – when I was admitted with suspected meningitis my wait time could have been measured in seconds, not weeks. The ‘bad’ is that a lot of people think it’s broken because they expect to be treated like customers – “9 hour wait in A&E!” because they turned up with a cut or waiting 6 months to see a Consultant because their arm feels a bit funny.

    As for ‘going private’, I don’t have a problem with it – I’ve done it myself, my Wife (NHS Nurse) had no problem with it. Paid about £800 in total for 2 consultancies and a load of scans and x-rays. Transferred onto the Consultants NHS list, waited 3 months for an op like everyone else. Got me away from an NHS Consultant who was a dick and onto the list of one who wasn’t.

    Whatever you do though, don’t have an Op in a private hospital – yeah you get nice rooms, soft furnishing and better food – but their infection rates are high and if anything goes wrong about the best they can bring to bear is a 999 call to take you to a proper hospital with a resus team, a full team of specialists, an ITU etc.

    Stoner
    Free Member

    Oh goody, another religion thread 😉

    chewkw
    Free Member

    if you can afford private healthcare, should you use it?

    Yes.

    Yes, coz it’s another option. i.e. another choice that I can choose from.

    DezB
    Free Member

    Whatever you do though, don’t have an Op in a private hospital

    Blimey, if only I’d have known that before the 3 ops I had in Spire/BUPA. I’d probably still be alive now.

    cinnamon_girl
    Full Member

    The NHS is broken and has been increasingly so for 20 years. If you need treatment whether you can afford it or not, and want some quality of life, just pay.

    FTFY jambalaya

    FunkyDunc
    Free Member

    Was the private healthcare provided by an otherwise NHS employed medic, thusly having no effect on the queue?

    Are you suggesting the medic is moonlighting whilst they should be in NHS time? Otherwise, not sure what your point is?

    captainsasquatch
    Free Member

    Are you suggesting the medic is moonlighting whilst they should be in NHS time? Otherwise, not sure what your point is?

    Can people not negotiate shorter hour/ part time contracts these days?

    DezB
    Free Member

    the service was fantastic

    Maybe I should drive up to Northampton next time I have a problem

    FunkyDunc
    Free Member

    Can people not negotiate shorter hour/ part time contracts these days?

    Yep medics/clinical staff can work any number of hours. Most consultant contracts are 40/48 hrs per week (full time) and they still can do private practice on top of that, even an afternoon mid week, because they don’t just work Monday to Friday 9-5pm.

    Maybe I should drive up to Northampton next time I have a problem

    If you are resident in England, you can choose any hospital in the country to have you treatment. However knowing which are the good ones, or getting referred isn’t always straight forward, or necessarily the best thing to do.

    mt
    Free Member

    Unfortunately our family has had need of the NHS and Private health care, both have been brilliant most of the time. One has been difficult and a little tardy on certain things and one had made a right F..k up and then been massively difficult when trying to get their mistake sorted (this bit does not include the MRSA from ICU). On balance I’d say we are better off with both but neither are perfect. What I would say though is that the NHS needs work doing to it and not just more money, I just wish the vested interests could get together and work on whats actually possible. There are better systems than the NHS, the French system being one of them.

    These view are purely from experience so cannot be proved so feel free to disagree.

    edit, crap spelling (again)

    johnx2
    Free Member

    But these bits that you didn’t pay for privately, you did pay for via taxation.

    the point’s been made that you’re paying on top for extra, for sure, but you’re not paying the full cost of that extra.

    re you suggesting the medic is moonlighting whilst they should be in NHS time? Otherwise, not sure what your point is?

    NHS-trained and employed consultants can choose to do fewer NHS programmed activities in order to do private work. NHS-trained nurses can choose employment in a private hospital. Why mention moonlighting?

    suburbanreuben
    Free Member

    A couple of years back my local hospital built a new private wing on what was the staff car park. The patients’ car park has been halved to accommodate staff parking and as a result it is very hard to find a parking space, resulting in missed/delayed appointments, and an inability to recruit/retain staff.
    The knock on effects were dramatic, just as the hospital was starting to provide a decent service again.

    wobbliscott
    Free Member

    For every example of people saying the NHS has done a great job there are just as many people who’s opinions and experiences differ. I personally have been lucky so far not to need the NHS, but judging by the experiences of my family and close friends the NHS experience is largely not particular good and varies considerably across the country and is not as good as other countries. My dad was lucky to survive at the hands of the NHS earlier this year when an infection after a routine operation was not diagnosed a total of 4 times. It culminated in an emergency evacuation from his place of work before the issue was properly diagnosed. It is a real tale of woe and incompetence, and just leads to complaints and claims for compensation which doesn’t help the NHS’ cause.

    I hope the NHS isn’t broken beyond all hope. I am all for a system that delivers the same service to all, free at the point of use, but it needs improving and it needs to be more consistent. We need to get over the usual NHS debate of throwing more and more money at it – money alone is not the solution to the NHSs current problems and the NHS shouldn’t assume there is a bottomless pit of money available to it just because it’s our national obsession – it ultimately has to get to a point where it can manage on a limited budget or it is doomed. There are plenty of non-US style public health service models in operation around the world so I really don’t see why we can’t look at examples of best practice from those countries and incorporate some fundamental structural changes to the NHS to improve it for everyone concerned – patients, those who work within the NHS.

    The biggest threat to the NHS are those who claim to be absolutely pro-NHS who are determined to close down any form of sensible debate or discussion about how we might change and adapt the service to meet and suit the needs of the modern world.

    None of the current political parties have the solution at the moment. They all need to grow some balls, rise above the politics around the NHS and start working together to make it work and make is sustainable. The public would be fine with paying a bit more into it, but there is a limit to the number of items the government can keep coming back cap in hand to the public to keep funding an inefficient and bureaucratic organisation (which it is) that fails to deliver a world class service consistently (which it doesn’t).

    FunkyDunc
    Free Member

    None of the current political parties have the solution at the moment.

    I think you will find that the conservatives know exactly what they are doing with the NHS.

    Drac
    Full Member

    None of the current political parties have the solution at the moment.

    If only someone could put it on the side of a bus.

    chewkw
    Free Member

    How much does a person cost NHS in his/her lifetime?

    Drac – Moderator
    If only someone could put it on the side of a bus.

    I will come back to you on that one once you have answered my question above.

    I might have a solution or something for everyone to think about. 🙂

    suburbanreuben
    Free Member

    Maybe I should drive up to Northampton next time I have a problem

    I was advised, when waiting for an angiogram,
    “The next time you have a chest pain, make sure you’re near St Georges…”

    DrP
    Full Member

    This is an interesting debate/discussion..

    I’ve been quoted above – not sure it’s verbatim, but I DO agree that if you can afford pay privately to see a specialist, AND (this is key) if’s appropriate, then I think you would be wise to.

    I’m not saying you MUST, but often the conditions you would pay privately for are
    a – not life threatening, but will have nasty symptoms
    b – likely to improve your quality of life if dealt with sooner.

    If paying will manage the above issues, then why not.

    RE this:
    If you have a back problem, you go to the back doctor, eye problem, eye doctor and so on. You don’t have to wait to be referred.

    This is where I would disagree – I know there’s the collection of GP haterzzz on here, but you must remember the GP and specialists are essentially trained to deal with different patient populations – once you start seeing a specialist IN PLACE of a generalist, your costs, investigations, and risks from such investigations will increase massively.
    If you wish to pay this, then knock yourselves out, but you’ll find that if that practice carries on, it will simply make private healthcare prohibitively un-affordable.

    I know it’s the perception that seeing a specialist is ‘the best’ – just rest assured that for the most part, it’s not that black and white.

    Secondly, and more importantly, is the NHS failing…..
    Well, there’s lots going in (STP formations, drastic changes in the setup of primary care etc) that would suggest it’s not working and unafordable as it currently is.

    Basically, we’re not set up for the ‘rectangular shaped age demographic’ (similar distribution on young, middle, and old ages) as were were used to a more triangular distribution (more young, less middle, much less old age).

    We need to get better at being realistic on health expectations, and quite frankly that message needs to come from high up (government etc).
    In the CCG and in our surgeries we try to explain that unfortunately, you “can’t have it all”, but the message doesn’t always get across.

    You can have two of the three: convenience, quality care, and affordable pricing…

    Where’s it all going..i don’t know.
    I doubt the NHS will be here when my kids are old.

    Another thing I think about is ‘will primary care turn private’.
    At present there’s no real demand as people just raise voices and complain, and they get seen at ‘a convenient time’ by their GP – shoult loud enough and your GP is likely to squeeze you in in place of having lunch.
    These same things don’t happen in specialist care – we accept it’s a 14 week wait for the thing we’ve ‘forced’ our GP to see us about that week.

    I often toy with the idea of private GP care – I think for those who use it (staff and patients) it would be better. But there’s be loads of people who CAN’T use it, And that seems wrong.

    I don’t know.

    No real answers are there..

    DrP

    DezB
    Free Member

    If you are resident in England, you can choose any hospital in the country to have you treatment. However knowing which are the good ones, or getting referred isn’t always straight forward, or necessarily the best thing to do.

    I was being facetious. It’s bloody miles away. So the choice is inadequate local NHS, or private, paid for through my work.

    chewkw
    Free Member

    How much does a person cost NHS in his/her entire life?

    The solution might be simple but it depends on whether people are opened minded about it.

    ratherbeintobago
    Full Member

    NHS-trained and employed consultants can choose to do fewer NHS programmed activities in order to do private work.

    Actually, they can’t. As I said above, you have to offer to do an 11th (and so be on 110% of full time) before you’re allowed to do PP.

    FunkyDunc
    Free Member

    STP formations

    Oh the latest NHS buzz word has even permeated to GP land 😉

    sockpuppet
    Full Member

    A couple of years back my local hospital built a new private wing on what was the staff car park. The patients’ car park has been halved to accommodate staff parking and as a result it is very hard to find a parking space, resulting in missed/delayed appointments, and an inability to recruit/retain staff.
    The knock on effects were dramatic, just as the hospital was starting to provide a decent service again.

    That’s a shame, but it’s the result of parking provision decisions, and had very little to do with private healthcare.

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