Can anyone recomend an insurer for house insurance including bikes that doesn't shaft you, pref one that has a sensible level of security reqs

bikes are kept in an alarmed garage/locked van/chained up so a seperate bike ins would also be concidered

would also like to know what they were like to deal with in the event of a claim
yes I know my spelling is shite
g

m&s are te best for bikes, and cover you away from home, and accidental damage

+1 for M&S

Is it M&S standard or premium cover that you all go for?

premium to cover bike away from home, its worth it especially if you travel abroad with the bike

another happy M&S customer

M&S standard were fantastic after my bike was nicked from my shed

is m&s only for the bikes or do they cover them on the house insurance
thanks for the replies g

I've just gone with Greenbee (John Lewis). Same under writer as M&S (axa), similar cover but up to £5000 per item rather than £3000 and significantly cheaper for me. And £100 cheaper than Zurich who wouldn't include bikes.

No idea what they're like for claims – hope I never have to find out.

edit: Both cover any item up to a particular value as part of the contents insurance and both include MTBs in that.

Has anyone else had their premiums at M&S go up by £100 when they renewed despite not making a claim?

IME they are a rip off unless you're a new customer – I guess they have to cover their costs of paying out all these no quibble pay-outs!

We renewed with Sheila's wheels (not the cheapest) and saved £300 including bike cover – although I have to use a lock that costs £40 to make a claim.

bought of m&s many thanks folks g

Pieface – Member
Has anyone else had their premiums at M&S go up by £100 when they renewed despite not making a claim?

IME they are a rip off unless you're a new customer – I guess they have to cover their costs of paying out all these no quibble pay-outs!

I never take out the renewal quote, either phone them up or get a quote online as a new customer. They rely on "lazy" people not doing the work to get extra money.

I recently renewed my car insurance with LV after a claim earlier in the year, I was ecpecting it to go up – they whacked it up from £300 to £700 (4 years no claims down to 1)
I did an online quote with them and it came out at £400 so i rang them and thats what I am now paying (£400)