tracknicko – Member
ring council. ask what flood risk is for your area. go see risk assessment plans in person if they exist.
we had some complete show stoppers turn up in terms of local surey things, ‘experts’ wanting anywhere from £500 to £2000 to resolve or start to resolve (issues were about landfill and ground contamination in our case).
popped down to the council offices, photocopied some risk assessments, sent them round to sols and insurers, problem went away, instantly.
total cost = 0.
the last thing you want is to accept to the insurance co that you are at risk for something if you are not. you’ll risk monster premiums in the future…
Thats where I got the stats above from – so 0.1% to 0.5% risk of a 10cm flood, and there’s houses between us and the river PLUS the river has a flat local park on the other side with no hedgerows etc as barriers to flood into first. On top of that there has never been a flood incident since the LA started recording.
I reckon I’m safe unless there’s a Tsunami coming 80 miles inland anytime soon….