Out of interest when would you need to use one?
Basically you don't 'need' to use one unless your frame manufacturer says you need to. Nicolai require you to use one with a min insert of 20mm otherwise they won't warranty against head tube ovalisation; not that I know anyone who's ever done that mind. Other than that, people tend to use them as a reinforcement of the headtube if they're doing major landings from very large heights etc. The other issue with them is that once they're in, they're in and you might as well forget getting them out. They are more or less and integral part of the frame at that point.
The Nicolai Fet Set is about £130 as is the Reset Racing one and you have to order them direct.
I have a Reset in mine and it's pretty incredible the lengths they go to to seal the thing. It double lip sealed inside and outside and the lower bearing actually sits on the crown race (as with the Fet Set). It can be a bugger to get your forks out. I did this last night and had to really whack it with a mallet.