- Car insurance rip off…
Just renewed my daughters car insurance..
Gave them a call to see if they could reduce their renewal price a bit and got a reduction of just under a thousand pounds!!
What are these people on???
Initial ‘automatic’ renewal price was £1690.. phone call telling them they were taking the &!$$ and got a new price of £755.Posted 6 years agobutcherMember
I just replaced a 300bhp JDM import with a run of the mill Honda Civic. Phoned the insurance company to tell them I’d changed cars and their initial response was that they would continue the monthly direct debits as normal – at the same price!
Another phonecall explaining that they were taking the pi$$ and those monthly payments dropped quite dramatically…
Insurance companies always start with the highest price and work down from there, depending on your reaction.Posted 6 years ago
poly – Member
aye, what are you on – if she can’t afford to insure it she can’t afford to drive it.
Clueless…My eldest son (I also paid for his insurance) only got his job because he had a car.He now pays for his own insurance & everything else because he has a job……. 🙄Posted 6 years ago
Worked on all my kids policies (and my nieces/nephews too).
How long ago are we talking about though ?We did this 18 mths ago & it brought my eldest son’s insurance down £50,but his first insurance for the same type of car was only £1495(Yeah,I know only !).We put the wife on the younger son’s insurance & it made £20 difference….Posted 6 years agoonceinalifetimeMember
I know what the op is getting at but surely you should be glad as they don’t normally have that much to play with to reduce a premium.
how old is your daughter as if she’s 17-24 yrs then in a saxo or like then it will cost over the odds, wack her in a 1.9 td volvo or the like and it will come up cheaper.Posted 6 years ago
How long ago are we talking about though ?We did this 18 mths ago & it brought my eldest son’s insurance down £50,but his first insurance for the same type of car was only £1495(Yeah,I know only !).We put the wife on the younger son’s insurance & it made £20 difference….
Last year it reduced my daughters policy by over £400.. These were the results for yesterday with comparethemarket (who were about £40 cheaper than moneysupermarket for the same policy).
18 year old daughter.. Fully Comp without second driver.. Best price Diamond insurance.. £1290
Same as above with me as second driver.. same policy.. £755.Posted 6 years agojeepers07Member
You already got a great deal with 1000 off the original renewal price. Here in MA its a miracle if Travelers (my insurance) give a discount. I’m currenly looking for a better one that have better coverage and lower renewal fees. I found this as helpful full coverage car insurance.Posted 5 years agojoao3v16Member
Car insurance quotes do seem almost random.
My renewal in December was £68/month, ~£800 for the year.
This was with Direct Line (I had a fairly good idea I could have got my insurance cheaper had I shopped around, but for whatever reason I never got round to it).
Come last month, wanted to add my wife as a second driver.
Direct Line wanted an additional £23 per month, which would have taken my premiums up to £91/month.
I complained a bit and asked if they could beat it, but the sales person on the phone basically said “computer says no”.
So I cancelled (£26 charge), and found an identical policy with Aviva for £51 per month (although this is with 2 months ‘free’) for both of us. Plus I should get £65 back through Topcashback.Posted 5 years agoantigeeMember
changing cars seem to have become a new rip off area – just got a renewal quote and can save £200 by swopping co’s but when I cancel i’ll point out my main reason for changing will be that i was scalped for a change of car mid year , lower insurance group, same age car same drivers best part of 30% increase in premium and an admin feePosted 5 years agoD0NKSubscriber
Chaning car changing driver changing anything and it’s spank time. When I passed my missus was still learning, got quotes for her as a learner and her as a full licensed driver, they were the same so I got insurance and planned to upgrade her status when she passed. When she did pass they wanted to charge me a couple of hundred more, I rang around got a different quote for the original price so cancelled (minus “admin” fee) and got a new policy.Posted 5 years agodownshepSubscriber
Every year when my quote comes through I click on my insurers website, enter my driving record and address under a false name and hey presto! it is always cheaper. Quick phone call quoting the Ref No. and the lower price is matched.
I used to get angry about them taking the piss but as Davesport says, if those who don’t check pay the higher premiums, those who bother can save a wad. 🙂Posted 5 years ago
The topic ‘Car insurance rip off…’ is closed to new replies.