Home Forums Chat Forum Car Insurance help!

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  • Car Insurance help!
  • alexonabike
    Full Member

    I have just changed my car and have tried to notify my insurer (Allianz) but their offices are closed for the weekend! I need to use my new car. What does the law state in this circumstance?

    trail_rat
    Free Member

    Law states your uninsured to use your new car unless the dealer provided 24 /48hour cover to get it out the door.

    mattstreet
    Full Member

    Can’t help on the law front, but if desperate could you get temporary short-term insurance from another provider?

    Junkyard
    Free Member

    As they say you cannot be insured if you have not told your insures

    A vague possibility that you can drive another vehicle but iirc it has to NOT belong to you and be insured by the owner
    Personally i would not risk it

    Can you get something online? change or 24 hour policy?

    alexonabike
    Full Member

    Tis an old car (over 10yrs old) so temp cover is unlikely i think. Shame. I feel its totally irresponsible for a major insurer not to be able to be contacted like this. No wonder people drive without insurance.

    nealglover
    Free Member

    I feel its totally irresponsible for a major insurer not to be able to be contacted like this.No wonder people drive without insurance.

    I presume that’s a joke ?

    nickewen
    Free Member

    Can you not just change it online with your current insurer?

    trail_rat
    Free Member

    What is it they say about piss poor planning ?

    sbob
    Free Member

    What does the law state in this circumstance?

    You are already breaking it.
    Unless the car is physically off the road and SORNed, then there must be an insurance policy in place for the car.

    sbob
    Free Member

    trail_rat – Member

    What is it they say about piss poor planning?

    I think that it leads to your car being impounded and crushed and receiving six points on your licence. 😆

    matt_outandabout
    Full Member

    I feel its totally irresponsible for a major insurer not to be able to be contacted like this.No wonder people drive without insurance.

    Someone drove into our old car on a bank holiday 10 years ago, on a main roundabout in Sheffield, immoveable and blocking roundabout. Swiftcover’s accident line was closed for the weekend. 😕

    mikewsmith
    Free Member

    I was going to say try the claim line, they should answer…

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