When both our girls passed their test at that age we went with Admiral on a Multi car policy. Couldn’t find anywhere else to get near the price.

Guys at work with the same dilemma went the same way

5 years ago now, so…

We used co-op young drivers. £1700 on a 1.4l turbo Corsa ‘black edition’ (so pretty much a boy racers dream first car). Me as a legit named driver, black box for first 12 months.

First 6 months he hated the black box, second 6 months they sent us a refund because his driving was good.

I know people dont like the black boxes, but I’d recommend it. 5 years in the same car, he’s never had a ticket…he’s a good driver

Be very careful with multicar type policies. While they seem a great idea (cheap, right?) all sorts of issues can happen if you have a claim, or the policy gets cancelled for example. This is mainly around the other drivers and what they then need to declare to other insurers.
Telematics seems to work better at the younger end (anecdotally) but don’t be tempted to do too much of the driving yourself – from what I’ve heard the parents tend to load the premiums by bad driving.

Blimey a 60 plate Aygo 1.0 has 69 bhp, and is about the cheapest to insure.

The issue is the Polo’s age and lack of safety features, ABS, stability etc that is fitted to a shootbox cheap Aygo thats 13 years old, and loads of airbags.

Admiral. Put parents on the policy. Black box if necessary.

Eldest started with Admiral, since added our cars as multicar deals.

Daughter is on her 2nd year of insurance – £1300 dropped to £650. That’s on a bashed up old Corolla 1.6 automatic. But most small hatchbacks were coming out similar prices. If the insurance is that bad, might actually make financial sense to  move to a cheaper postcode?! 😉

However, one thing to consider… we avoided a black box, which added about £100 to the cost. Seen too many stories of the box having a “moment”, eg, deciding you’re speeding in a 30 limit, when you’re actually on the DCway next to it at 70… and the companies usually reserve the right to cancel your insurance immediately if they see any driving they don’t approve of. Not to mention I might drive the car very differently to her! We decided a little extra pain on premiums for a couple of years was better than having to answer “have you ever had insurance cancelled?” with a “yes”.

Aviva multicar

Have you tried Admiral multicar?

Try Elephant. It’s an Admiral offshoot and has been good for both my children.

Son is now 22 and pays under £500 for a 1.2 Suzuki Swift.

Daughter is 18 and this year’s premium was £1,150 for a 1.2 Skoda Fabia.

I had Admiral multi car at one point, it was cheap for the first year then they increased the premium so much that it wasn’t worth staying. I don’t think it was worth the hassle.

Don’t have him as the main driver.

Have the mother as main and him as a named driver. Then transfer to him after a year. Way cheaper.

I see your sorted now but my lad is 17 and insured with Tesco, think the policy may be underwritten by someone else but definitely through Tesco.

AXA

What did she say?