[Closed] Travel insurance question

I suppose you could, but what would be the point, since you wouldn't be covered for anything arising from those conditions.

Precisely my point.

Say for example I had a migraine 18 months ago. That ticks all the boxes for "have you been prescribed medication in the last two years" and "declared existing condition: migraine" and doubles the cost of the premium. However, it's not likely to recur, and if it does I can't see any sort of issue that I'd want to make an insurance claim over.

I want travel insurance for "Virgin lost my bags" and "I've broken my leg," not "I missed a day in a theme park because I felt a bit under the weather."

Conversely, I don't want my insurance invalidating on a technicality cos I failed to declare my girlfriend's birth control or something stupid like that.

tick the box, call them up and answer the questions, quite easy

The problem is they might use the undeclared migraine as a tenuous excuse to not pay for a genuine illness, or complication following an accident. Try shopping around, they all seem to use different screening companies who'll charge you anything from £200 to £0 for the same conditions.

Well, that's the point of using moneysupermarket - according to MSE I should be able to get annual insurance through them for two people including USA travel for ~£40. Not the £110 it offers me.

It's a bag of nails; the OH has, technically, a superficial medical condition that is in no way going to affect health from an insurance point of view. Yet, it more than doubles the premium.

(Migraine is perhaps a bad example; it's not my place to go into someone else's health in a public forum, but it was the first thing I thought of)

I've never seen a comparison website which takes existing medical conditions into account, apart from one which claimed to but didn't work. Last time I looked world-first.co.uk seemed the cheapest for extra medical cover.

Bump for the daytime crew. Any ideas?

ta.

Hi - thanks sas for the mention (i work for world first travel insurance)

Cougar - The best thing to do would be to call the office and we can help you with your travel insurance.

telephone number - 0845 90 80 171

here is the link to our [url= http://www.world-first.co.uk/home/travel-insurance/sports-and-activities.aspx ]Sports Travel Insurance Page[/url]

hope that helps

Tristan

Travel insurance can be a nightmare, is there a local broker you could actually speak to? The problem with the internet is that it's all black and white and relies on you doing your research so you don't get screwed. A broker may cost a couple of quid more but could help you navigate the minefield of small print better.

That said, I get mine free with my bank account so didn't bother about any of the above as it'd still be free no matter what conditions I had.