[Closed] Stoodents

Is there something I'm missing?

Attention, obviously. 🙄

You could have a go at responding to my questions on Nutt's religion thread, if you like.

If you've got the stones, that is....

sounds better than pay up front, might put a few off some of those pointless courses

I think it is because the yellows said they will help students, but now they are being pumped up the arse by the blues they have gone back on their promise. As I'm no longer a student I'm not to bothered, but if the condems said they were going to tax low earners say around £18k like myself more, I would chuck a big red fire extinguisher off a building.

When can we have a civil war?

might put a few off quite useful courses too.

Heard some of the inarticulate students on the radio this morning. I think it'll take more than a degree to sort them out.

Silly bastards, the lot of 'em.

The country is bankrupt when did this happen?

So, given that we have to get back to a sound economy and we have to cut funding, where should the cuts be made if not by telling graduates to stump up for the education that's got them their (envied by most) salaries?

I know there's an argument that says "the banks" should pay it back instead of awarding bonuses, but the fact is, that wouldn't make the nut...

Okay, I'm not saying that the current system is perfect, specifically in relation to the number of graduates in subjects that provide no benefits to either themselves or wider society. Meaning I think that too many people do go to Uni these days, however...

There are a great many graduates in subjects that inadvertently enrich this great nation of ours. The list of subjects is wide and varied; pursuit of excellence and a higher level of understanding in these subjects drives the country as a whole to be a better, wealthier place.

Why should graduates bear the full cost? Is it not in the nations interest to support and encourage these students?

Ahh **** it why bother, let's privatise the whole education system, if you can't pay don't go... who cares if the majority of the population can't read real good and stuff.

Isn't it more likely to put people off the more useful courses.

Logic: more useful = higher earning and > £21K per year. Less useful = lower earning < £21K. so the people doing arts and design courses which are less useful to society are not put off as it is unlikely they will pay back anything, whereas the people who are would-be engineers might be put off by coming out of Uni and subsidising some of the other students.

I must say im annoyed at this... in a year and a bit im hoping to do chem eng and it seems il walk out of uni with around 30k debt. not that it would put me off as it is going to pay off in the long run.

I just saw a student on telly saying that "education had now become, like, an elite thing..."

Only if you get to join the "elite", AFTER you graduate.

Are these boys and girls actually, er, thick?

not that it would put me off as it is going to pay off in the long run.

Precisely.

Are these boys and girls actually, er, thick?

No, but at least they've got the stones to voice their opinions in 'real life', and not just on an internet forum! 😆

It's hardly investing in the future, is it.

Leave education with a debt in the region of tens of thousands of pounds, great start to your working life. An average house will set you back £180,000, good luck with that. Give it a generation, and the next round can add their parents' debts on to that from where they failed to pay off a basic cost of living whilst they were still living.

Unless the average wage leaps up to £50,000 in the near future, we're pooched.

They lost any vague support I may have been able to muster when they set fire to a wreath of poppies from the Cenotaph. Almost made me wish the last Harrier off the Ark Royal could make one last straffing run....

What they need to ask is "Is getting a degree going to make my earnings that much better that the cost of the student loans is worth it?"

If they can't answer that I would probably give it a miss....

SSP

Take a stoodent, three years at college, £9k fees, £5k to live on, three years. £42k all in. Starting salary £21k, a highish flyer gaining £1k in salary per year so at year 30, salary £50k. Assuming RPI at 3% and annual recalculations, they will pay back £39,150 over 30 years, at which time £56,257 gets written off. You need to be earning a fair bit more than that to get close to paying it back, or to have had well below £20k loan on normal salary levels. Make a spreadsheet and do the sums.

I thought the point was, that we haven't got the funds to "invest in the future", as you put it?

Apparently violence is an "organic reaction". Horsesh1t. It's the usual reactionary spoilt tw@s picking a fight with the police and thereby ruining a legitimate protest. And ruining my ride home. Tw@s.

Unless the average wage leaps up to £50,000 in the near future, we're pooched.

I hope to earn quite a lot more than that.

I thought the point was, that we haven't got the funds to "invest in the future",

I think they call this 'myopic', or 'short-termism'?

As an aside, I'm laughing my arse off at the concept that engineers are better paid than creative types.

Perhaps what we need to do is stop breeding people who can fix stuff and start producing people who can sell stuff instead. Seems that's where the money is, and we won't need to fund degrees any more.

As an aside, I'm laughing my arse off at the concept that engineers are better paid than creative types.

And ruining my ride home

DEMONSTRATION WIN!!!!! 😀

This pleases me [i]significantly[/i].

Flashy; have you ever been involved in any violence?

Cullen-Bay - this 'hope' you have? What's it founded on?

The Southern Yeti - Member
Cullen-Bay - this 'hope' you have? What's it founded on?

more specifically. 5 years for chem eng, then 2 years law, having 3 languages and working in patents.

to a few of the replies above.... if we were a nation of chemists, engineers and IT consultants then we would not have a very rounded society. We need philosophers, linguists, historians, sports physiotherapists and beauty technicians to give us a greater level of variation.

Don't slam these students. Support those who study to better themselves at whatever they want. Please don't assume that all students are like the tosser who threw the extinguisher and wreak havoc.

Well based on you career aspirations - you should pay full whack really shouldn't you?

He knew perfectly well two months before the election he had no intention of abolishing student fees," he said. They were able to form this rotten ConDem government on the basis of cheating, [b]I can't think of any worse crime.[/b]"

Quote from some student representative from the Guardian news website reporting on the protests for today. Now I'm sure things are looking pretty bleak if you're a student but really? No worse crime? In the grand scheme of things I think some perspective is needed...

I do agree with hans above, but i have to say, it is not the beauticians who will be paying for their education.

I think it should be. I dont think there should be a raise of the limit on repaying, 15.5k is enough, it encompasses more professions and discourages people from the less productive courses.

From the Guardian....but ...In the grand scheme of things I think some perspective is needed...

Some hope.

Fred - Yes. Sadly. I was a bouncer while at uni and had to bounce a fair few. Oh, and I played a lot of rugby. That can be pretty violent! 😉

The Southern Yeti - Member
Well based on you career aspirations - you should pay full whack really shouldn't you?

If they choose to f' off out the country in to gratify their own selfish pursuit of wealth I'm inclined to agree with you... not sure many history of arts students are thinking like you though. 😆

selfish pursuit of wealth? i like it.

Fred - Yes. Sadly. I was a bouncer while at uni

No, I don't think being a receptionist at the Young Conservatives Ball counts. 😉

So, you haven't been in a situation like a demonstration gone bad, or a full-on riot then?

I have. Plenty of times. And the violence is kind of 'organic', actually. People feel under pressure, then get scared, then act instinctively. Very 'organic'.

Effin Students bag o shite 🙂

There should be a ciull of pointless courses and they should be limited numbers of places to do certain degrees,where there is absolutely no chance of a job at the end,

oh and if you want to do certain courseds get a firm to sponsor you, all tax deductable for the firm, you do your course and WORK in the holidays at the firm getting real experience, and actually meeting real working peoplem in a real working environment.

Duh its been done for many years it was called an apprenticeship, one which i have done.

Kin Stoowdents!

[img] [/img]

There I was, having a quiet pint, when a student walked past and nudged me, causing me to spill a bit. I did what any fine, upstanding citizen would do. I followed him to the toilet and kicked his head in. Perhaps I should have stopped kicking him when he was in the ambulance. But I did what I did because I want to live in a world where we can have a pint without fear of being nudged by a student. I that a crime? Is it a crime to want to live in a world of peace and harmony? Is it a crime to live in a world of love? Is it a crime to hit a student across the back of the head with a snooker ball in a sock?

can i transfer my student debt to the system that this lot are whinging about please?

i'm a guardian reading leftie, i get off the socialist bus 2-stops before it rolls into communist town.

i think we should be able to spend as long as we want studying as many degrees as we want.

i really do.

if you want to spend you whole life in uni, studying shakespeare in the original Klingon, then i salute you.

but someone has to pay for it...

only attractive people should be allowed into uni's.. it would make my drive home from work much more pleasing when stuck in traffic.

we all know deep down that the uggos end up working in low-end jobs like mechanics, call centres and bin men.

it would make the intelligent subjects (philosophy, science and such) much more attractive to the general public and therefore would end up with more government funding.

i rest my case.

only attractive people should be allowed into uni's..

The Uni I went to was 70% female. Large number of Norwegian and Japanese students. 🙂

I can't remember what subject I was sposed to study....

arseology and boobosophy

My golly theres some knobs on this forum, or is it infested with trolls?

This idea of "useful" degrees and "useless" degrees is all a bit cockeyed or even myopic. Some degrees, true, have straightforward and sometimes lucrative vocational applications. Other not so but that isn't to say that they are useless. High level study in any discipline contributes to the wealth of society and can develop creative ideas which may translate into work. It'd be dull indeed if the world were made up of IT specialists, engineers, and business graduates. Oh, hang on... Present company etc...

I think studies in the arts and humanities should be subsidised through tax for these reasons. The high earning chemical engineers can pay their whack so that we can have artists and philosophers in our communities. A view of education which only gives value to that which can be turned into cash is a bit sad and unambitious in my view.

Well said gritty. My definition of worthless degrees would be more aimed at the media studies type degrees.

No, but at least they've got the stones to voice their opinions in 'real life', and not just on an internet forum!

Its real easy to be brave when your part of a mob..

Apparently violence is an "organic reaction". Horsesh1t. It's the usual reactionary spoilt tw@s picking a fight with the police and thereby ruining a legitimate protest.

Thats the issue really isnt it? For some their is a definite case. But as Mr Woppit said the country is in the sh1t & we all have to take a big bite of the pie being served - why are students any ****in different? Why are they a special case?

Just imagine if the Army decided they had had enough..

Good point. What does it cost to get trained in the army? What abotu officers that get funded to get degrees? How much does their equipment cost? Is there no way we can make them pay for this?

Good point. What does it cost to get trained in the army? What abotu officers that get funded to get degrees? How much does their equipment cost? Is there no way we can make them pay for this?

Not the same thing as part of the terms of getting financial help you then have to serve for 3 yrs, so a different kettle of beans.

[url= http://www.armyjobs.mod.uk/education/grants/Pages/UndergraduateSchemes.aspx ]For info[/url]

i dont think i said useless. I said less useful. I also didnt say that there should be no artists etc, just that they should have to pay for their Uni fees like engineers and £21+ earners will have to.

I just saw a student on telly saying that "education had now become, like, an elite thing..."

Only if you get to join the "elite", AFTER you graduate.

Are these boys and girls actually, er, thick?

you might want to have a think about that one......

you then have to serve for 3 yrs

For free?

No cullen-bay but you did equate usefulness with earning potential. How do you rate a degree with no obvious vocational application? Someone else made reference to "pointless" courses. My point is that high-level study in any field has social utility.

might put a few off some of those pointless courses

And straight on the dole queue with the other one million unemployed 18-24 year olds.

I can think of better ways of scrapping "pointless courses" btw.

grittyshaker - Member
No cullen-bay but you did equate usefulness with earning potential. How do you rate a degree with no obvious vocational application? Someone else made reference to "pointless" courses. My point is that high-level study in any field has social utility.

ernie_lynch - Member
might put a few off some of those pointless courses
And straight on the dole queue with the other one million unemployed 18-24 year olds.

I can think of better ways of scrapping "pointless courses" btw.

flawed.

an apprenticeship

Hahaha.................you're funny ! 😀

ernie_lynch - Member
an apprenticeship
Hahaha.................you're funny !

I was on the protest in Newcastle. It was great to see so many 6th formers there fighting for their future education.

For a government so obsessed with reducing debt it seems odd to be creating so much for students.

The high earning chemical engineers can pay their whack so that we can have artists and philosophers in our communities.

As a high earning Chemical Engineer can I just as F and Right OFF. I already pay way more in tax than the vast majority of people in the country, something that I am perfectly happy with after all Tax revenue paid for my education and now I'm paying it back. To suggest that I should have to pay more again just so that we can have more humanities graduates is frankly ridiculous. All the arguments that have been put forward as to why graduates should pay additional tax have been based on economics, piss poor economics, but economics none the less. The only benefit that has been identified is the one that the individual graduate enjoys but no-one seems to have pointed out what the benefits are for the economy as a whole. There are many industries that generate large amounts of income for the UK government that simply would not exist were it not for graduates and penalising people for working in such industries is absurd.

As I see it you have look on a University education as being a good thing that should be funded through taxation for everyone, or if you accept that funds are limited then such funding becomes an investment and it is stupid not to invest where you will get the best return. This means that funding for the Sciences and Engineering etc should be maintained at the expense of humanities.

I do wonder though, when employment rises, will there be a clamour to have those that have received additional benefits to pay tax at a higher rate? After all the state helped them so why should they not be made to pay back these costs also?

For free?

Your point?

I can't remember where I saw them, but earlier in the year there were stats published about graduates and jobs. Grads from STEM subjects had one of the lowest rates of employability.... I'll see if I can find them.

Edit - found them:

...not all stem subjects but engineering and technology, and computer science do poorly.

I do wonder though, when employment rises, will there be a clamour to have those that have received additional benefits to pay tax at a higher rate?

RePack - My point as pretty clearly demonstrated in my first reply to you is.... WTF have the army got to do with it?

Moreover my point is...

Why should a particular 4-5 year selection of students be told they should pay so much for their education, for the rest of their lives, because the country 'apparently' needs to take aggressive austerity measures at this particular time?

Effecitvely we're asking those particular people to endure austerity for their entire lifetime, not just whils we address the current problem.

Lunacy, no?

The problem, in a nutshell, is we're reducing 'spend' by taking money from those who don't have any in the first place.

Meanwhile, mouth breathers get paid thousands of pounds a minute for kicking a football around, and politicians and bankers pay themselves big fat salaries and bonuses for getting us all in this shite in the first place. You don't see these shiftless ****ers going "well, the coffers are a bit tight this year, so how about we all work for a realistic wage for a bit?"

I wonder, if we sacked say 90% of the politicians, just leaving the ones who weren't crooks on the take, we'd be able to afford to educate our kids properly again? (-:

You don't see these shiftless ****ers going "well, the coffers are a bit tight this year, so how about we all work for a realistic wage for a bit?"

Indeed. Something that riled me immensely in a recent [i]Grauniad[/i] article was the following dross from a female banker, who spake thus:

[url= http://www.guardian.co.uk/money/2010/nov/20/what-people-earn?showallcomments=true#comment-fold ][i]"Am I worth it? Relative to what? To what my colleagues earn? To a nurse? Compared with a nurse, I'm well paid, but that's because society doesn't value nurses properly."[/i][/url]

As a somewhat lapsed nurse, I'm beyond sick of people trotting out this kind of cheap platitude. FFS, it's not as if she has any real interest in getting off her financial merry-go-round and changing the [i]status quo[/i].

Quite simple really: if you want to go to university to better yourself and ultimately benefit from a higher salary at the end of your degree then pay for it, invest in yourself, either by immediate personal contribution or by taking a loan that you pay back when you're earning. To the argument that we need students to create a rounded society, correct. But not in the numbers that there are currently. We also need workers to support industry, apprentices for trade skills etc. If the Government tries to subsidise every student out there, then we're ****ed...how many students go to uni for the experience/independence and couldn't give a monkies about what degree they do? Answer: lots. Why doesn't the Government force students to pay more and invest the money they would have spent on students in normal state schools to raise the (currently frankly appalling) level of state education where everyone can benefit from it?

But not in the numbers that there are currently.

So this is really all about cutting down the number of students then ? I suspect you are probably right.

"Singlespeedpunk - Member

They lost any vague support I may have been able to muster when they set fire to a wreath of poppies from the Cenotaph. Almost made me wish the last Harrier off the Ark Royal could make one last straffing run...."

Did they form a neat line so they could all have a go, or was it possibly just a couple of them?

I thought the scene around the police van was brilliant, a screen of students stopping the bawbags from trying to destroy it. And a lot more people involved in that than there was in lighting stuff on fire.

so, we've all agreed that everyone has the democratic right to the highest education possible in this country if they have the skill/talent/ability/aptitude then? good. So It just comes down to paying for it, but, the richer get a better education, cos they can afford it? and don't have to worry and stress as a consequence like the poorer? It's as simple as that. There is reason to protest, I'm not sure half those students even know why they are "protesting". They are protesting for the educational and democratic rights of the poorest in society.

@cullen-bay - I agree that arts/humanities students shouldn't be subsidised more than any other.
@gonefishin - I'm not suggesting that you pay more tax. Just making the point that high earners contribute to the funding of so called pointless/less useful degrees and that is as it should be.

I think that there probably are too many students funded to study at a level that they're not really capable of without remedial support. The dole though seems a less useful option for workless would-be students.

I'm not suggesting that you pay more tax. Just making the point that high earners contribute to the funding of so called pointless/less useful degrees and that is as it should be.

Which is what already happens in our tax system. High earners already pay more both in absolute and relative terms.

To suggest that I should have to pay more again just so that we can have more humanities graduates is frankly ridiculous

Naah - it's so we can fill the pockets of Irish bankers, innit.

but, the richer get a better education, cos they can afford it?

Perhaps, but the university route is open to everyone, if they're prepared to pay for it after they have their degree.

IMO it's a good thing. If you choose to do a degree, then it's funded in the form of a loan. If you do well, get a high paying job you pay it back. If you do badly or your degree means you work in a low paying industry, then you don't. At the end of the day, you pay back relative to how much you earn. I'm surprised all the socialists are up in arms, I would have thought this would be right up their street.

For those that think that university education should be free, where do you suggest the money comes from to pay for this? Bear in mind that universitys are a business, and will quite happily supply courses to as much demand as there is, so how do you cap attendance? Government set targets? Is that dictated by the money available? How do you reconcile the tax of low earners paying an economics degree students education, when he goes on to earn 6 figure money?

Its not just about paying back fees, its about British society and where we want to go with it.

Many students in the next few years may not be able to study near home to cut down on bills as its expected by the government that several Universities will go bankrupt. The government intends this to happen and is supportive of them going to the wall and shutting down. At least 3 are already on the list of 'won't last long', before the fees competition truly starts.

Universities will probably break into 2 fee charging groups - those who go for £6000 and those who go for £9000. It is very likely that any institution who charges the lower fee will be seen as 2nd rate and so will its graduates. Therefore as many as possible will try to charge £9000, which is in theory 'exceptional' but in reality is going to happen in a lot of places unless they want to loose all status and respect.

Some University colleges are already speculating on breaking away from government control (I cant remember if the first one to suggest this was at Oxford or Cambridge). This will essentially make them fully private and as such they will have NO restrictions on fee charges whatsoever. So, the elite, also known as the very rich, could (in theory) have to pay £20,000+ per year (or whatever fee makes the college special enough) to go to somewhere 'exclusive'. It will also mean there will be no requirement to take any poor people at all, nor will any other critera be set by the govenment for private establishments which once would have aimed for some attempt at equality.

Already 1 private 'University' specialising in law (as far as I know, never part of the state system) is expanding into other sites in the UK, probably as a result of the change to fees.

Its not just about paying fees - its about who Britain will become, about class and wealth, probable access only to the very rich at certain institutions, re-starting a system of snobbery and 'Ivy league' atmosphere, privatising Universities so that the nation has no control over who attends them or how exclusive they become.

Its the sneaking underhand privatisation of the education system that many people will not realise until its too late and the results of that choice for snobbery, elitism, employment prospects and running the working classes into massive debt. And debt is an excellent way to control people.

For those that think that university education should be free, where do you suggest the money comes from to pay for this?

Out of general taxation, like it used to be.

How do you reconcile the tax of low earners paying an economics degree students education, when he goes on to earn 6 figure money

Well that 6 figure salary will actually be taxed you know (not to mention the wealth generation associated with many graduate jobs) so it's not like that graduate is being given something for free. Think of it as an investment. The government pays a relatively small amount of money up front and sees a large return on it's investment over around 35ish years. I find that quite easy to reconsile.

I'm all for Universities being elitist, it's just that I'd like to see that based on ability not wealth.

and running the working classes into massive debt.

I don't understand, how does university fees equals working class debt?

Well that 6 figure salary will actually be taxed you know (not to mention the wealth generation associated with many graduate jobs) so it's not like that graduate is being given something for free. Think of it as an investment. The government pays a relatively small amount of money up front and sees a large return on it's investment over around 35ish years.

That'll be of great comfort to those that earn below the average wage and still pay a proportion of that graduates education fees.

I'm all for Universities being elitist, it's just that I'd like to see that based on ability not wealth.

How does "if you get a good job, you pay for your university education" discriminate against the poorer members of society?

What are the other countries charging for their education system? I know you have to pay in the US but what about the rest of the world?

To my mind some people on here seem to be missing the point. The fees are in place because the gov are going to stop funding the universities so it won't be a case of the chem eng paying for humanities degrees. Humanities degrees simply won't exist. The fees will never be payed back by the low earning arts student so the uni will not have the funding to run the course. Higher education will be populated by laywers, economists, and doctors all of which do not create wealth. On top of which this approach actually encourages graduates going overseas to avoid paying tax in the UK.
The higher education sector is bloated and needs trimming but to throw a generation of young people on the scrap heap seems to me like throwing the baby out with the bath water.

One thing that's always puzzled me is why an arbitrary line gets drawn at 18 on education. Clearly leaving education at 18 is nowhere near enough for some career paths; whereas for others, they could have left at 13/14 for an apprenticeship.

For those that think that university education should be free, where do you suggest the money comes from to pay for this?

I believe there didn't used to be a problem pre-tuition fees...

That'll be of great comfort to those that earn below the average wage and still pay a proportion of that graduates education fees.

You can apply that sort of logic to any benefit that is government paid but not used by everyone. Why single out University education?

By elitist I meant that only those who have the ability, i.e. have obtained the necessary qualifications, should go to University. Many of the poorer sections of society are debt averse and to effectively saddle these people with debt would be a dissincentive to go to University. It's all very well saying that if you don't earn enough you won't pay anything but I expect that the intrest on the system that is being proposed will start to rack up from day one so if it takes longer to start paying back you'll end up paying back more.

As I've said, general taxation is where I think the money should come from and if that means fewer people going to university then so be it.

You can apply that sort of logic to any benefit that is government paid but not used by everyone.

Indeed. There aren't a whole lot of people who agree with us invading Iraq or Afganistan. Can they request a refund on the part of their tax that paid for the MoD?

Great post Midnighthour, and spot on.

Thanks for the reasoned replies guys. I still feel that asking the whole population to pay for something that benefits the few (in the main) is a strange concept. I understand that the tax that person pays back if they become successfull will more than cover the course, but I just can't reconcile someone on 19k paying for the university education of someone that goes on to earn 100k.

I would suspect that those of us on here that don't want general taxation to pay for university didn't go, and those that do, did? Would that be fair?