Whilst we’re on tax loopholes, that others take advantage of. How about folks pay back the tax they’ve saved buying bikes to not cycle to work ever, on the cycle to work schemes.
I’ve said it before most workers who drive Commercials have little choice on the vehicle, many have to take them home.
With limited parking being common as less well off workers won’t have massive driveways or a drive at all they may have to get rid of their own vehicle.
It’s also fairly common that you can’t pop to France in the work van for example, despite paying tax for SDP.
Clearly some do take the piss, there will always be outliers.
I’d love an almost free Tesla.
How about folks pay back the tax they’ve saved buying bikes to not cycle to work ever, on the cycle to work schemes.
Ooh, I reckon you'll have snagged a few hypocrites with that one
But, but, but - it's only about the environment, not the tax money, blah, blah
Whilst we’re on tax loopholes, that others take advantage of. How about folks pay back the tax they’ve saved buying bikes to not cycle to work ever, on the cycle to work schemes.
I don't have one of those either*.
Blimey, this building straw men and whataboutery is harder than it looks isn't it?
Still, a £300 tax saving on a Carrera Subway is the real issue isn't it?
A new Oxford University collaboration has shed light on the damaging health consequences of Britain’s car addiction – revealing that it is likely costing our NHS and society in general more than £6 billion per year.
*partially because we're on the Halfords scheme and it's shit, mostly because I already have decent commuter bikes. We do have a stupidly generous scheme where you can get cars on salary sacrifice though, but I don't use that on principal.
it remains to be seen what the overall vehicle C02/mile will actually be with all things considered, less than a Tesla 3, probably
[citation needed]
Stop making stuff up.
I don’t have one of those either*.
Blimey, this building straw men and whataboutery is harder than it looks isn’t it?
Still, a £300 tax saving on a Carrera Subway is the real issue isn’t it?
No, it’s a few taking advantage of a tax loophole. Mostly self employed trades as far as I’ve noticed. (As far as pickup BIK goes)
Most companies won’t entertain massive thirsty vehicles unless they are needed for the job.
Cycle to work I couldn’t care less about
Frankly if a work van became anymore of burden I’d find an office job within cycle/bus/pogostick commute distance. It’s really not the Perk office folks think it is.
It’s an arse ache, just had to do a huge diversion around the Rotherhithe Tunnel as vans aren’t allowed.
I work for a civils firm mainly doing the infrastructure works for housing developers.
We have quite a few of the pick-ups here at work – vehicle of choice for our contract managers and site engineers. Probably 90% of the time spend on normal roads but for the other 10%, if you’ve ever driven about on sites in the north of England during winter you’d understand what a great tool they are.
I’m not clear that they are either carrying the goods or passengers that necessities a pick up. “Contract manager”?
insusting in company branding for anything commercial would probably solve a chunk of the issue. I can’t find the post but someone said about a gardener wanting separation from their petrol tools. Again, why the crew cab and wouldn’t a van with a bulkhead have more usable, secure, dry load space and much easier (lower) loading?
Again, why the crew cab and wouldn’t a van with a bulkhead have more usable, secure, dry load space and much easier (lower) loading?
As someone who has been a gardener with the set up you describe.
why you think that's the solution to the problem of petrol tools inside a vehicle.
A bulkhead is not airtight.
Traveling in a vehicle even with a bulkhead with petrol tools is nausea inducing.
So I support that.
People using their company vehicles for personal business without being taxed. Less so.
@trailrat thanks - polite, rational and a real reason. Though a 2nd pickup without the ground clearance - something that no longer seems to exist - would probably still be better than some ridiculous jacked up thing.
I still don’t get the hate for company commercials that are ‘posh’? Also the assumption that tax is being avoided?
I get the hate for unnecessary pickups and agree.
The T6 thing I find odd.
Are trades not allowed nice vans, must it be covered in dents and poverty spec or you pay more tax?
Maybe if you work in a nice office, you should pay more tax, especially if it’s air conditioned or, you have access to showers, toilets and a microwave.
Do you really think a 2T luxury SUV that utterly guzzles electricity and used a phenomenal amount of resources in its production will really gave a considerably less CO2/mile than a ‘normal’ petrol car? I doubt it.
Why not look it up? It's been discussed a lot. Many studies have been done.
"People using their company vehicles for personal business without being taxed. Less so."
WE
DO
PAY
TAX!
Just not as much for a work van as a posh company motor.
Why does it bother you so much though that someone other than you must pay even MORE tax because they get a perk? I thought this was just a green issue? 🤷
Just not as much for a work van as a posh company motor.
As you are the op I thought you would understand this is about pick up trucks reclassification but hey ho.
either way. If your using the company vehicle(pick up , van , car, ,pogo stuck) for Personal use. Should be full bik for the vehicle emissions in the same way it is for those of us with non posh company motors as it has become a perk at that point.
But you'll be ok- your accountant will sort that out so you do no milage for personal im sure.
"As you are the op I thought you would understand this is about pick up trucks reclassification but hey ho."
Erm, no, I'm not
I understand what it's about and even though it's now a moot point, as it's not happening, I still have an opinion on the tax classification
"But you’ll be ok- your accountant will sort that out so you do no milage for personal im sure."
If I have a work vehicle for personal use, it gets declared, along with fuel benefits. If at any time I have a separate car for personal use, I don't write down my truck as a benefit. Would you like to see my tax returns?
But you’ll be ok- your accountant will sort that out so you do no milage for personal im sure
I’ll have to remember next time I’m out in a company van people assume I’m a tax dodger.
I must speak to my accountant, right after a chat with my butler.
It’s easy to tell private use, most companies fit trackers, they can then charge for fuel too.
In the old days we’d just write it all down.
Used to work out mpg without ladders fitted and unloaded, which I suppose was ‘tax dodging’.
As for self employed, best of luck to them after the help they didn’t get during lockdown.
With the new rules being implemented again from April and my Disco Commercial not getting any younger I've bitten the bullet.
A van is not much use on solar farms, so it was either a pick-up or a Defender Commercial. The fact that the spec I want is £73k + vat and the dealer didn't even get back to me about my enquiry has led me to this. The only worry is that it may now be much harder to move on in 2-3 years when I want to change it
The slim benefits available to the self employed are becoming ever thinner on the ground while the negatives are ever present.
I suppose it will ultimately mean bigger bills for those receiving work from said trades-people.
Remember next time you are ill receiving sick pay, on holiday for more than a month a year fully paid or receiving maternity pay the self employed person isn't getting a penny from anywhere other than savings, but yea, all dirty 'tax dodgers'.
Nice ranger btw STR - would love one but unfortunately the rules will have changed before we need something new.
Remember next time you are ill receiving sick pay, on holiday for more than a month a year fully paid or receiving maternity pay the self employed person isn't getting a penny from anywhere other than savings, but yea, all dirty 'tax dodgers'.
Ermmmmmm...
Contractor rates are set by the contractor (and market forces), they'll set their rate to reflect that it needs to cover a few weeks off each year, save a bit to cover illness, etc.
Assuming they pay any tax and NI at all as an employee of their company they they'll get the same SSP, SMP etc as anyone else. If their "company" want's to be more generous than that then that's up to them. Just like staff can choose between companies that offer better pay or better benefits.
It's not the governments job to subsidize the self employed. They're just going to put some work in to making sure a (for example) self employed electrician is paying roughly the same rate of tax as one employed by a company. And from this year onward that will include the tax the staff electrician would have paid on their personal "car.".
'Contractor rates' - the self employed world isn't exclusively the contractor class 'employed by their company' in some strange form of indirect employment you know, the way you talk about it being a self employed persons 'choice' to deliver themselves better benefits in the same way an employed person can choose their employer is absolutely hilarious.
Have you ever 'set your rates' to cover sickness etc personally? - ever tried doing that say a year into self employment, after investing in order to be able to fulfill said trade, when you are struggling to break even and maybe you get ill for a week or two and can't work, unlikely.
I think we may have different ideas about the lives of the self employed, probably because one us has real world experience, and the other doesn't.
Have you ever 'set your rates' to cover sickness etc personally? - ever tried doing that say a year into self employment, after investing in order to be able to fulfill said trade, when you are struggling to break even and maybe you get ill for a week or two and can't work, unlikely.
At this point, it sounds like the business is failing, which sucks. Not sure how a tax free pickup truck is going to rescue it tho
At this point, it sounds like the business is failing, which sucks.
Tell me you know nothing about being self employed, without telling me you know nothing about being self employed. Either that, or you just didn't understand the previous post. Same thing I suppose.
I've been fortunate that my self employment journey has needed little investment from the outset - what was needed to initially set up was covered by a redundancy payout and the subsequent level of investment needed in equipment has been matched by business's growth in the industry, but...
A lot of self employed businesses will struggle to turn a profit for the first year at least. It's nothing to do with failing
For the majority of the last 25 years, I have had the ability to have a company car or company car allowance. Apart from one 3 month period - I have chosen to receive the company car allowance or get the allowance consolidated in pensionable pay.
There have been several approaches used by company car drivers to minimise BiK tax for vehicles:
- Double-cab pick-ups with many users ‘chortling loudly’ about the hugely reduced BiK tax liability. There’s a reason for high-specification pick-ups and it’s not based on need.
- The move to EV’s. The BiK tax liability is increasing as it should.
Working in the utility and construction sectors, drivers of vehicles used for work and provided for work - for example, pick-ups and vans were not allowed to used them for personal use - so they didn’t have to pay tax for BiK.
I have no issue with people not requiring them for work paying the full amount of BiK. If you use a van mainly for work you pay a fixed and much reduced BiK for personal use.
