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[Closed] Neighbours bin fell onto my car?

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aracer>>
Good luck with that - I'm sure the insurance wouldn't pay out.

Really, why?


 
Posted : 29/09/2017 11:47 am
 DezB
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[i]What does your point have to do with the op anyway?[/i]

...new here.. etc


 
Posted : 29/09/2017 11:47 am
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[quote=bails ]Really, why?

Try reading the thread - reasons have been mentioned.


 
Posted : 29/09/2017 11:51 am
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[quote=ransos ]I don't understand your point: I'm talking about my expectations of other people's behaviour.

You're expecting people to pay you money when they have no obligation to do so?


 
Posted : 29/09/2017 11:51 am
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You're expecting people to pay you money when they have no obligation to do so?

I don't know whether or not there would be a legal obligation. I do know that I would feel morally obliged to pay for the damage if my roof tile smashed my neighbour's windscreen.


 
Posted : 29/09/2017 11:53 am
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aracer - Member
You're expecting people to pay you money when they have no obligation to do so?

If your property damaged someone else's would you fix it or would you do the minimum amount you were legally obligated to do?


 
Posted : 29/09/2017 11:55 am
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Try reading the thread

[img] [/img]


 
Posted : 29/09/2017 11:56 am
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I take your point, but if a neighbour's roof tile came off and smashed my windscreen, I would expect them to pay for it.

This happened to me.
A slate fell off my roof in a storm (70mph winds) and made a mess of a Subaru WRX type of car that was parked next door. No way could I have paid for the damage at the time so I offered to go through my house insurance. Basically, the insurance company said, 'no chance'. As long as I had maintained the roof, which I had, they were not liable for damage caused by such high winds and that the guy should use his own insurance.


 
Posted : 29/09/2017 11:57 am
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If a bin falls in the woods and hits Renton’s car, does it generate 5 pages?


 
Posted : 29/09/2017 12:03 pm
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I think most people I know would offer to pay for any damage caused by their property whether it was due to strong winds or any other accident.

It's just the decent thing to do and if my neighbour expected me to go through my car insurance and pay the subsequent excess and likely increase in premium then I wouldn't be happy.

As long as I had maintained the roof, which I had

Out of interest what's classed as maintaining the roof and what proof did you have that you'd done that?


 
Posted : 29/09/2017 12:05 pm
 DezB
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Don't the local council own the bins anyway? 8)


 
Posted : 29/09/2017 12:10 pm
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Out of interest what's classed as maintaining the roof and what proof did you have that you'd done that?

Receipts from a roofer who had replaced missing or loose tiles about 6 months previously.


 
Posted : 29/09/2017 12:13 pm
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Out of interest what's classed as maintaining the roof and what proof did you have that you'd done that?

Yearly inspection by a roofer.

I've had to provide invoices / receipts to the insurance before they would pay out on a storm damage claim to my roof.

Might be an old house / slate roof thing?


 
Posted : 29/09/2017 12:13 pm
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[quote=Gary_M ]I think most people I know would offer to pay for any damage caused by their property whether it was due to strong winds or any other accident.

They'd happily go through their insurance I'm sure - would you happily pay out thousands from your own pocket?


 
Posted : 29/09/2017 12:14 pm
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We were planning on doing that yes, however now its got even more dents etc my opinion has changed.

If that's what it takes to change your mind you probably want to park your car in the garage and walk everywhere to ensure it doesn't get any dents and make you want to change it.

Small Dents , nicks , chips , light scratching . All part of driving I'm afraid. You can try all you want to avoid it but so long as your driving in public you will get all of the above to varying degrees.

It would bother me too if id rented a new car. That's largely why I drive old cars- it doesn't wind me up at all now as they don't cause mind bogglingly high levels of depreciation like they do on a new car.


 
Posted : 29/09/2017 12:20 pm
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He can't get the dents out by pulling them, but someone might be able to get them out by removing interior door card and working from the inside.


 
Posted : 29/09/2017 12:26 pm
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They'd happily go through their insurance I'm sure - would you happily pay out thousands from your own pocket?

If I couldn't afford it, I would at least offer to cover my neighbour's insurance excess, and perhaps contribute to any increase in renewal premium. It's the right thing to do.


 
Posted : 29/09/2017 12:28 pm
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aracer - Member

Gary_M » I think most people I know would offer to pay for any damage caused by their property whether it was due to strong winds or any other accident.

They'd happily go through their insurance I'm sure - would you happily pay out thousands from your own pocket?

Offer to pay or offer to put right, whichever form that takes. But in the context of the story here a damaged windscreen or a small dent won't cost thousands.


 
Posted : 29/09/2017 12:42 pm
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How often do you and your neighbour crash your cars if you have a "dent man"?


 
Posted : 29/09/2017 12:46 pm
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You don’t have a dent man? Next you’ll be telling me you don’t have a STW man to continue arguing for you when one has lost interest in the oringal point.


 
Posted : 29/09/2017 12:58 pm
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Has anyone suggested finding out precisely what the cost of making the damage good properly is? Then talking to the neighbour (who it sounds like we're on reasonable terms with) in a grown up manner to establish who is prepared to pay what to make things right again - both with the car and in the 'relationship'?

Or own with Bombers and fill shoes with urine.


 
Posted : 29/09/2017 1:04 pm
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You don’t have a dent man?

The middle classes have men for everything dontchknow.


 
Posted : 29/09/2017 1:09 pm
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The middle classes have men for everything dontchknow.

I have people.

I'm not a sexist.


 
Posted : 29/09/2017 1:11 pm
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😆


 
Posted : 29/09/2017 1:15 pm
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I'm not a sexist.

I'm not interested in your sexuality, if you're asexist it doesn't matter to me, there's no need to deny it.


 
Posted : 29/09/2017 1:16 pm
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Wow you lot this thread has wheelie gone off track now.

You have all hurt my feelings x

I'm getting a litter bit tired of it now.


 
Posted : 29/09/2017 1:18 pm
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renton >> No, my car is parked on my drive with about 2 metres gap between next doors drive.

May I suggest you erect a fence to stop any further annoyances and acts of nature.


 
Posted : 29/09/2017 1:22 pm
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I'm getting a litter bit tired of it now.

Stop being such a pussy


 
Posted : 29/09/2017 1:22 pm
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May I suggest you erect a fence to stop any further annoyances and acts of nature.

Erect a fence round Renton?

But cruel.


 
Posted : 29/09/2017 1:31 pm
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To be fair we probably will do this.

Its just sheer bloody frustration that its happened, not once but twice to the same car.

I try and look after it as much as possible, park well away from anyone else etc etc and now Ive got to spend out. In reality its probably going to cost me circa £1000 to get both doors and the bumper repaired and painted.


But seriously.. The fact is [i]these things happen[/i]. The problem is the way you react to them.


 
Posted : 29/09/2017 1:35 pm
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I think the reasonable thing is to write "****ER" with paint stripper on the roof of the neighbour's car. I'm reliably informed that this is absolutely NOT insane behaviour. That said, the person who told me this had done this to my housemate's car after he cheated on her so she had a vested interest.


 
Posted : 29/09/2017 3:14 pm
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[img] [/img]


 
Posted : 29/09/2017 3:18 pm
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As your car was on your drive and not on the road then I think you deserve it to be put right


 
Posted : 29/09/2017 6:44 pm
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This may have been said before but if it can be proved your neighbour has acted negligently then they are liable for the damage. This was on the audible emotional roller coaster that is You and Yours after one of the storms a while ago.

For example, if your neighbour's tiles were blown off in the wind and damaged your car they would not be liable if the could show that the roof was in good repair and they maintained it appropriately. That's an act of god.

If they had a roof that they'd neglected to maintain they would be liable and it'd go through insurance. In your case I think leaving your bins out on the street next to parked cars not on bin night when there's a safe place to keep them and high winds are forecast would count as being negligent. I'd ask him to speak to his insurers, and keep the pressure on the insurers. If they really definitely aren't forthcoming and you can't prove they are negligent then you'll have to live with it, but you should at least try.


 
Posted : 29/09/2017 8:01 pm
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This thread should be binned off, It's rubbish & I refuse to believe it, I mean wheely believe it.

A binman is down Stowell St in Newcastle & comes to the back of a chinese restaraunt but there's no bin, there's a chinese guy stood around tidying up so the binman says, 'hew marra, where's ya bin'? Chinese fella says, 'I bin Hong Kong, 2 week holiday', binman says, 'no ya daft arse, where's ya wheelie bin'? , chinese bloke says, ' yeah, I wheelie bin Hong Kong!'

IGMC.


 
Posted : 29/09/2017 9:47 pm
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If it keeps happening but you like your neighbours just put a fence up between drives and never worry about it happening again.


 
Posted : 30/09/2017 8:51 am
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Could you build a garage to keep your car in? It would seem that things blow about in the wind and it is probably the only way to be sure that something similar won’t happen again.


 
Posted : 30/09/2017 9:36 am
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They'd happily go through their insurance I'm sure - would you happily pay out thousands from your own pocket?
If I couldn't afford it, I would at least offer to cover my neighbour's insurance excess, and perhaps contribute to any increase in renewal premium. It's the right thing to do.

Ransos - how many years would cover the insurance increased premium for?


 
Posted : 04/10/2017 9:47 pm
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Should have gone through insurers in the first place.

Talk to your neighbour.

Then go to small claims court.

If you/neighbour didn’t pay useless dent guy, get a bodyshop quote.

£300 vs friendship.


 
Posted : 04/10/2017 11:05 pm
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I've just caught up on this, and I'm confused.

You seem to be concerned about the dent because of potential PCP returns issues whilst also planning to keep the car for ten years. I'm pretty sure that expecting to be able to keep something whilst simultaneously getting rid of it isn't possible unless you're a Tory politician, so which is it?


 
Posted : 04/10/2017 11:20 pm
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He WAS going to keep it until the nasty bin [s]violated[/s] [s]ruined[/s] 'tarnished' it, now he's giving it back and going to chuck a roof slate at his neighbours car, then continue to park his in the same place, expecting it not to happen again.

That's right, isn't it?


 
Posted : 05/10/2017 10:41 am
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He WAS going to keep it until the nasty bin violated ruined 'tarnished' it, now he's giving it back and going to chuck a roof slate at his neighbours car, then continue to park his in the same place, expecting it not to happen again.

That's right, isn't it?

Yeah I think that pretty much covers it.

Cougar, the original plan was to buy a new car and keep it for a good 10 years. Then we had someone drive into it and then bugger off leaving me with a drivers front door and potentially a wing to be repaired and painted. Then the wife missed a low wall and has damaged the lip on the front bumper so that needs repairing and painting too.

Then we had the incident with the wheelie bin. Originally the PDR chap was quite sure he could get the dents out no problems but on starting he realized the door impact bar is in the way and he cant get them full out. its maybe at 90% perfect but to me I can still see the ripples in the door. I guess if you weren't as picky as me you could live with it.

So all in all its going to need two front doors and the bumper repairing and painting to get it back to how it was when it left the factory and how I wanted to keep it. Yes I know accidents happen etc but with all that has happened to the car Im starting to think its blooming cursed so we have discussed getting rid and the end of the PCP now instead of keeping it.


 
Posted : 05/10/2017 11:18 am
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A cursed car yes that's it . It's obvious when you think about it.


 
Posted : 05/10/2017 11:58 am
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Of course trail tat 🙄


 
Posted : 05/10/2017 12:27 pm
 aP
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A car is a piece of metal - and that comes from someone who managed to reverse a £40k+ Merc into a very large concrete block recently. I did weep silently for about 2 minutes, then got on with my life. New tyres on Saturday, bumper repair man next week.


 
Posted : 05/10/2017 12:54 pm
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