MegaSack DRAW - This year's winner is user - rgwb
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and how best to insure them.
I'm trying to help my dad find the most appropriate building insurance for his old Tudor cottage but I'm not sure how best to go about it. I think applying online might be a bit risky if I don't get all the facts right so was wondering if anyone knew of a good way to get the correct cover. Are there companies that do an onsite assessment?
Try a local brooker.
Agree.
Try NFU. They have regional offices and will have considerable experience of Listed Buildings I would imagine given the number of old or listed farm buildings/houses around.
If you have problems email me and I'll send you a copy of the directories published by the Listed Property Owners Club and the Conservation Directory. Its worth talking to Ecclesiastical Insurance (EIG) they insure domestic buildings as well as churches and have extensive experience.
Thanks all for your help, some good advice there!
You shouldn't need any special insurance because it's Listed. You just need to make sure that any special characteristics such as thatch or cob etc are picked up in the buildings cover. As noted above NFU is a bit more experienced for older properties including for thatch
You shouldn't need any special insurance because it's Listed.
But several insurers state they don't insure listed buildings - M&S don't frinstance - they don't even offer contents-only insurance for listed buildings
Try NFU. They have regional offices and will have considerable experience of Listed Buildings I would imagine given the number of old or listed farm buildings/houses around.
N. F. U. should be a clue!
+1 for NFU. I've advised them on building subsidence cases, mainly in old farm houses,and have the car insurance with them. You get real people at the end of the phone and they treat cases individually, not like many of the bigger outfits which are increasingly using call centres and selling the claims on, so all of a sudden you find yourself dealing with some other organisation that is desperately trying to close the book on your claim as cheaply as they can. NFU are mutual too.