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Its takes some skill to have 0 on a full pot 2 months running.
Mrs Zips mum has struck out 3 months in a row, full pot.
£125 - wahey!
£225 this month which has boosted this year's overall to £1250, still only 2.5% return but first 6 months of the year was dire (1%pa).
Edit:- still seems surreal to have £50k each with no immediate spending needs
£125 for me in dec, £1300 this year, 3.47% return - just under base rate.
MSE reckons I'm just above average in my luck this year...
Well, it looks like I'm resurrecting this thread for 2026.
£175 for me and £100 for Mrs Lawman. The new year could be worse.
Poor start to the year, zilch for Mrs J-L and me ....
£0. Again.
£200 for the Mrs and the standard zero for me!
I awoke from my slumber at 0200 this morning and checked the app, 2*£100 prizes awarded to me for my continued support of the bonds. 🎉
£125 for me in dec, £1300 this year, 3.47% return - just under base rate.
MSE reckons I'm just above average in my luck this year...
I'm about the same, statistically average, or at least that's what the wife tells me.
8 (Eight) - as the old videoprinter used to say for the football scores prizes for me this month. 4x£25, 3x£50 and 1x£100. Anyone ever had more than 8? Just the 1x£25 for Mrs S.
8 (Eight) - as the old videoprinter used to say for the football scores prizes for me this month. 4x£25, 3x£50 and 1x£100. Anyone ever had more than 8? Just the 1x£25 for Mrs S.
Don't spend it all at once! 😉
£175 for me
£0 for my wife
Early retirement is still a distant dream
8 (Eight) - as the old videoprinter used to say for the football scores prizes for me this month. 4x£25, 3x£50 and 1x£100. Anyone ever had more than 8? Just the 1x£25 for Mrs S.
Don't spend it all at once! 😉
lol, it goes into the holiday spends bank account. Pay for some nice meals in Malaga later this month.
£100.
@mattyfez About the same for us , I'm contemplating opening 2 Fixed Rate ISAs for us , Virgin are paying 4.11% at the moment, it's the thought of a big win holding me back . Clever bloke is ERNIE 🙄
200 for me. I amstil above base rate just about with the very slight chance of becoming rich. I'm happy with that
0 for me again on the max amount. come remortgage time im taking the whole lot out and clearing some debt. im well below cash isa average
Nothing for me again.
But also I appear to the odd one out in being nowhere near having a full pot
£450 for me. I think that’s my best month, although with 7 winning bonds I was slightly hoping for more when I did the big reveal.
Nothing last 2 months but over the last 12 I'm running at at 3.95% gain on full holding, which I belive is marginally better than what I can statistically expect.
just checked £1375! - record for me. Never won a £1000 prize before so I'm happy.
@mattyfez About the same for us , I'm contemplating opening 2 Fixed Rate ISAs for us , Virgin are paying 4.11% at the moment, it's the thought of a big win holding me back . Clever bloke is ERNIE 🙄
You just have to look at the maths and not be emotional about it, If you've not used you full ISA allowance then premium bonds don't really make a lot of sense.
EDIT, and thats only a sample of 1 year, like I got slightly lucky this year and made almost 4%, next year that could easily be 3% or less... the longer you hold them the closer to the average you'll get, overall.
3 prizes totalling £175 for me this month 🙂
Twenty pissing five pounds.
Me nothing
Mrs Zip £200
£500 & £50 for me
£100, 2 x £50 & £25 for Mrs Lawman
Are happy people here.
£325 February, with January's = projected 6.35% for the year
£50 on a FP.
£150
Just ticking along at around the rate I would get in an isa. I'm still waiting for the big win. Next month!
£50 for me
£0 for my wife
Fish & chips this weekend !
Nothing for me again.
But also I appear to the odd one out in being nowhere near having a full pot
Nope, I put in £2,000 about 25 years ago and now have £3,875.
£125 for us. Better than a poke in the eye I 'spose.
£175 for me
£0 for my wife
Early retirement on hold once again
£400 between the two of us this month (both on full pots)
£275/FP
How do you guys check it so early?..
I can log in, see there's nothing, and then like on the 7th or whatever, I'll get an email saiying I've won a couple of hundred quid. This has happened a few times to me now... not that I care (first world problems etc) ...
...But I do find it mildly irritating.
£100/fp. If another £100 appears next month I'll shift some towards an interest earning account for a few months.
How do you guys check it so early?..
Using the NS&I app. Worked for me at 0200 this morning.
£50. Average return of 0.9% over the last year.
25 for me
375 for Mrs zip.
Looks like I'm going to be a kept man.
£25 for me - my worst month
£0 again
£250 in last 6 months with £200 of that being December.
Pissy £100 for me
Zilch, with 4 people's bonds in the house