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It's Premium Bonds ...
 

It's Premium Bonds draw day.

Posts: 9311
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Yet again - naff all.

 

Did i read somewhere they're going to limit some of the prizes 🤔 

 

I think I'll take most of it out and stick it in an ISA.


 
Posted : 03/03/2026 9:20 pm
Posts: 44893
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rate of return is going from 3.6% to 3.3 iirc


 
Posted : 03/03/2026 10:14 pm
Posts: 739
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£175 this month.. my mate got £1250.... Lucky bugger 😁 


 
Posted : 04/03/2026 12:42 am
Posts: 3200
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£0.
At least my holdings can't go down....


 
Posted : 04/03/2026 8:17 am
Posts: 4860
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0 with a full pot. I think I will have one more chance in April before it all goes on the new house


 
Posted : 04/03/2026 12:04 pm
Posts: 17460
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£250 on a third full pot, first one in a while


 
Posted : 04/03/2026 12:25 pm
Posts: 9120
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2x£25. First win since November. Slowly whittling the pot away as I spend it on renovation work too so chances decreasing as time goes on


 
Posted : 04/03/2026 12:58 pm
Posts: 2170
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£500 on a pot of £3,850. Unsurprisingly the biggest win yet. I think I have had £100 once in the past.


 
Posted : 06/03/2026 6:37 pm
dyna-ti and retrorick reacted
Posts: 17311
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Topic starter
 

This is really interesting (!).

I’m going to get some money in it this month to get in May’s draw.

With a full pot you would “win” at least £100 a month.

https://www.familybuildingsociety.co.uk/savings/windfall-bond

 


 
Posted : 27/03/2026 8:30 am
Posts: 14571
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Is it tax free?


 
Posted : 27/03/2026 9:46 am
Posts: 17311
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I doubt it.


 
Posted : 27/03/2026 11:20 am
Posts: 15555
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Bonds won't be tax free unless held in a stocks and shares ISA.


 
Posted : 27/03/2026 4:52 pm
Posts: 9311
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There will be nothing for me. I checked and there is no blue moon in the sky.


 
Posted : 27/03/2026 6:46 pm
Posts: 2103
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Another reasonable win with 4 prizes totalling £200. 😀


 
Posted : 02/04/2026 12:10 am
Posts: 1567
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And... they're off for April (beaten to it by 1 min)

£400 between the two of us here, both on full holdings. Same total as last month, just a slightly different distribution.


 
Posted : 02/04/2026 12:11 am
Posts: 7113
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225/FP.


 
Posted : 02/04/2026 12:31 am
Posts: 17311
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Topic starter
 

Me £75 

Mrs Zip nothing and she always wins. Both fp 


 
Posted : 02/04/2026 7:38 am
Posts: 3838
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£50 

Pish.


 
Posted : 02/04/2026 7:38 am
Posts: 935
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£25 me £0 mrs g

£1m next month 


 
Posted : 02/04/2026 7:42 am
Posts: 14571
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£50

£100 for my wife

 

 


 
Posted : 02/04/2026 7:52 am
Posts: 6477
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I can feel an ISA transfer coming up 😕 but in the whole scheme of things ie having actual savings 😀


 
Posted : 02/04/2026 8:25 am
Posts: 840
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First draw today with 3/5th of a pot, parked the cash there temporarily while house stuff happens.

Nothing. Not impressed 🤣 


 
Posted : 02/04/2026 8:40 am
Posts: 3150
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Nothing. We were very successful when we first started around a year ago, nothing big. I have a theory that they don’t shuffle the tickets and just pick from nearer the top, it must be easier for them!


 
Posted : 02/04/2026 9:14 am
Posts: 44893
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£50 for me.  Thats 3 months of poor winnings now 🙁


 
Posted : 02/04/2026 11:26 am
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Posted by: wheelsonfire1

I have a theory that they don’t shuffle the tickets and just pick from nearer the top, it must be easier for them!

 

I have a theory that big blocks of bonds sitting near the top of the pile are also easier to select for a prize. My winning bonds are usually numerically close to each other, easily missed if in smaller batches.

 


 
Posted : 02/04/2026 12:13 pm
Posts: 3268
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Nothing for 7th month in a row. £10000 in the pot. Iz disappoint.


 
Posted : 02/04/2026 3:37 pm
Posts: 2874
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£100+100+25+50 on full pot gives me 6.93% over 4 years thanks to £5075 in Oct 24


 
Posted : 02/04/2026 5:38 pm
Posts: 2103
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3 prizes totalling £200.

My winning streak continues 😀


 
Posted : 02/05/2026 5:17 am
Posts: 6477
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£250 - biggest win ever - just after withdrawing £20k in to an ISA 😂


 
Posted : 02/05/2026 6:23 am
Posts: 14571
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£250 !! 

£0 for my wife

 


 
Posted : 02/05/2026 8:46 am
Posts: 1567
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£275 & £200 here, which is so similar to last month that I initially thought they'd forgotten to change the data in the app.


 
Posted : 02/05/2026 8:54 am
Posts: 840
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£100 +25 which works out about 5% for the month and a half it's been in there.


 
Posted : 02/05/2026 9:03 am
Posts: 3838
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Another zero


 
Posted : 02/05/2026 11:09 am
Posts: 658
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£150 for me


 
Posted : 02/05/2026 7:22 pm
Posts: 9192
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A first 50 quid for me. That and a 25quid are the only two I have had in 25 years. BUTT... Still a win


 
Posted : 02/05/2026 8:15 pm
Posts: 3200
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£75
Now removed a large chunk to pay for solar panels....


 
Posted : 03/05/2026 7:23 am
Posts: 9311
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Incredibly I won 2 prizes- pretty much the first win for near 2 years. £25 and £100.(on £5250 held)

Still going to take out £5k and put it in an ISA or something. Especially as i think they're going to 'jiggle' the prize fund again, which will drop the odds of winning.


 
Posted : 03/05/2026 3:17 pm
Posts: 44893
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£175 for me


 
Posted : 03/05/2026 10:40 pm
Posts: 7113
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£125.


 
Posted : 04/05/2026 9:10 am
Posts: 14910
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First win in a year and a half since starting, only have £1000 held - £100 win


 
Posted : 07/05/2026 8:47 am
Posts: 9120
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£50 for me on nowhere near a full pot. Need to take some out soon too as need new windows


 
Posted : 07/05/2026 9:57 am
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